County Plan Watch
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Alabama

Medicare Advantage plans in Tuscaloosa County, AL: what changed for 2027

For 2027, Tuscaloosa County in Alabama has 16 Medicare Advantage plans that include drug coverage, compared with 22 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage16-6 from 2026
Advantage plans without drug coverage5-1 from 2026
Special Needs Plans11-4 from 2026
$0 premium plans with drug coverage7-3 from 2026
Median out-of-pocket limit$6,2802026: $5,900
Plans rated 4 stars or more11-5 from 2026

Companies no longer offering Advantage plans here in 2027

If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.

7 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 0 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 23,274 of the 39,404 people eligible for Medicare in Tuscaloosa County were enrolled in a Medicare Advantage or other Medicare health plan, 59.1%. A year earlier it was 23,063 of 39,032 (59.1%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (16)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Aetna Medicare Signature Care (HMO)Aetna MedicareHMO$0$6,7503.5 of 5
Blue Advantage Choice (PPO)Blue Cross and Blue Shield of AlabamaPPO$0$7,1504 of 5
HealthSpring Preferred (HMO)HealthSpringHMO$0$5,5503.5 of 5
Humana Gold Plus H4461-078 (HMO)HumanaHMO$0$6,3604.5 of 5
Humana Gold Plus H5619-089 (HMO)HumanaHMO$0$7,1504 of 5
Humana Value Plus H5216-179 (PPO)HumanaPPO$0$6,2004 of 5
VIVA Medicare Plus (HMO)VIVA MedicareHMO$0$9,2504 of 5
Humana Value Plus H7617-089 (PPO)HumanaPPO$0.50$6,2004.5 of 5
HealthSpring True Choice (PPO)HealthSpringPPO$15.00$7,5003 of 5
HealthSpring Preferred Plus (HMO)HealthSpringHMO$25.00$4,7503.5 of 5
HumanaChoice H5216-368 (PPO)HumanaPPO$27.50$3,2504 of 5
HumanaChoice H7617-090 (PPO)HumanaPPO$34.00$3,2504.5 of 5
Humana Gold Plus H4461-079 (HMO)HumanaHMO$36.00$4,9004.5 of 5
Blue Advantage Complete (PPO)Blue Cross and Blue Shield of AlabamaPPO$39.50$6,0004 of 5
VIVA Medicare Premier (HMO)VIVA MedicareHMO$99.00$6,5004 of 5
HumanaChoice R0110-018 (Regional PPO)HumanaRegional PPO$124.00$7,0003.5 of 5

Advantage plans without drug coverage for 2027 (5)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
HealthSpring Courage (HMO)HealthSpringHMONot listed$5,7503.5 of 5
Humana USAA Honor Giveback (HMO)HumanaHMONot listed$4,1504.5 of 5
Humana USAA Honor Giveback (PPO)HumanaPPONot listed$4,1504 of 5
HumanaChoice R0110-017 (Regional PPO)HumanaRegional PPONot listed$4,6503.5 of 5
VIVA Medicare Select (HMO)VIVA MedicareHMONot listed$9,2504 of 5

Special Needs Plans for 2027 (11)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Aetna Medicare Dual Care (HMO D-SNP)Aetna MedicareHMO D-SNP · Dual-Eligible$0$9,8503.5 of 5
Aetna Medicare Dual Extra Care (HMO D-SNP)Aetna MedicareHMO D-SNP · Dual-Eligible$0$9,8503.5 of 5
Aetna Medicare Full Dual Care (HMO D-SNP)Aetna MedicareHMO D-SNP · Dual-Eligible$0$9,8503.5 of 5
HumanaChoice SNP-DE H5216-370 (PPO D-SNP)HumanaPPO D-SNP · Dual-Eligible$0$9,8504 of 5
VIVA Medicare Healthy Lifestyles (HMO C-SNP)VIVA MedicareHMO C-SNP · Chronic or Disabling Condition$0$7,9004 of 5
HealthSpring TotalCare (HMO D-SNP)HealthSpringHMO D-SNP · Dual-Eligible$13.40$9,8503.5 of 5
HealthSpring TotalCare Plus (HMO D-SNP)HealthSpringHMO D-SNP · Dual-Eligible$13.70$9,8503.5 of 5
Simpra Advantage Dual Care (PPO D-SNP)Simpra AdvantagePPO D-SNP · Dual-Eligible$13.70$9,850Not Enough Data Available
Simpra Advantage Nursing Home Plan (PPO I-SNP)Simpra AdvantagePPO I-SNP · Institutional$13.70$9,850Not Enough Data Available
VIVA Medicare Extra Value (HMO D-SNP)VIVA MedicareHMO D-SNP · Dual-Eligible$13.70$6,7504 of 5
Simpra Advantage Assist (PPO I-SNP)Simpra AdvantagePPO I-SNP · Institutional$90.00$6,700Not Enough Data Available

Stand-alone Part D drug plans are offered statewide: see Alabama drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.