County Plan Watch
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Alabama

Medicare Advantage plans in Washington County, AL: what changed for 2027

For 2027, Washington County in Alabama has 22 Medicare Advantage plans that include drug coverage, compared with 20 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage22+2 from 2026
Advantage plans without drug coverage5no change
Special Needs Plans25+8 from 2026
$0 premium plans with drug coverage13+4 from 2026
Median out-of-pocket limit$6,2502026: $5,650
Plans rated 4 stars or more14-1 from 2026

Companies newly offering Advantage plans here in 2027

4 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 6 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 2,891 of the 4,552 people eligible for Medicare in Washington County were enrolled in a Medicare Advantage or other Medicare health plan, 63.5%. A year earlier it was 2,799 of 4,496 (62.3%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (22)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage Essentials from UHC AL-3 (HMO-POS)UnitedHealthcareHMO-POS$0$6,3003.5 of 5
AARP Medicare Advantage Extras from UHC AL-7 (HMO-POS)UnitedHealthcareHMO-POS$0$7,1503.5 of 5
AARP Medicare Advantage from UHC AL-0001 (HMO-POS)UnitedHealthcareHMO-POS$0$7,1503.5 of 5
Aetna Medicare Signature Care (HMO)Aetna MedicareHMO$0$6,7503.5 of 5
Blue Advantage Choice (PPO)Blue Cross and Blue Shield of AlabamaPPO$0$7,1504 of 5
DEVOTED CHOICE 007 AL (PPO)Devoted HealthPPO$0$5,6004.5 of 5
DEVOTED CHOICE GIVEBACK 009 AL (PPO)Devoted HealthPPO$0$9,8504.5 of 5
DEVOTED CHOICE GIVEBACK EXTRAS 038 AL (PPO)Devoted HealthPPO$0$7,2504.5 of 5
Humana Gold Plus H4461-078 (HMO)HumanaHMO$0$6,3604.5 of 5
Humana Gold Plus H5619-089 (HMO)HumanaHMO$0$7,1504 of 5
Humana Value Plus H5216-179 (PPO)HumanaPPO$0$6,2004 of 5
HumanaChoice H5216-269 (PPO)HumanaPPO$0$4,4504 of 5
HumanaChoice H7617-091 (PPO)HumanaPPO$0$4,4504.5 of 5
Humana Value Plus H7617-089 (PPO)HumanaPPO$0.50$6,2004.5 of 5
AARP Medicare Advantage from UHC AL-0004 (PPO)UnitedHealthcarePPO$10.00$7,1503.5 of 5
HumanaChoice H5216-368 (PPO)HumanaPPO$27.50$3,2504 of 5
HumanaChoice H7617-090 (PPO)HumanaPPO$34.00$3,2504.5 of 5
Humana Gold Plus H4461-079 (HMO)HumanaHMO$36.00$4,9004.5 of 5
Blue Advantage Complete (PPO)Blue Cross and Blue Shield of AlabamaPPO$39.50$6,0004 of 5
AARP Medicare Advantage from UHC AL-6 (HMO-POS)UnitedHealthcareHMO-POS$43.00$5,4003.5 of 5
AARP Medicare Advantage from UHC AL-0002 (HMO-POS)UnitedHealthcareHMO-POS$45.00$5,4003.5 of 5
HumanaChoice R0110-018 (Regional PPO)HumanaRegional PPO$124.00$7,0003.5 of 5

Advantage plans without drug coverage for 2027 (5)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage Patriot No Rx AL-MA01 (HMO-POS)UnitedHealthcareHMO-POSNot listed$7,1503.5 of 5
AARP Medicare Advantage Patriot No Rx AL-MA2 (HMO-POS)UnitedHealthcareHMO-POSNot listed$7,1503.5 of 5
Humana USAA Honor Giveback (HMO)HumanaHMONot listed$4,1504.5 of 5
Humana USAA Honor Giveback (PPO)HumanaPPONot listed$4,1504 of 5
HumanaChoice R0110-017 (Regional PPO)HumanaRegional PPONot listed$4,6503.5 of 5

Special Needs Plans for 2027 (25)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Aetna Medicare Dual Care (HMO D-SNP)Aetna MedicareHMO D-SNP · Dual-Eligible$0$9,8503.5 of 5
Aetna Medicare Dual Extra Care (HMO D-SNP)Aetna MedicareHMO D-SNP · Dual-Eligible$0$9,8503.5 of 5
Aetna Medicare Full Dual Care (HMO D-SNP)Aetna MedicareHMO D-SNP · Dual-Eligible$0$9,8503.5 of 5
DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP)Devoted HealthPPO C-SNP · Chronic or Disabling Condition$0$6,5003.5 of 5
DEVOTED C-SNP CHOICE ENHANCED 013 AL (PPO C-SNP)Devoted HealthPPO C-SNP · Chronic or Disabling Condition$0$6,1004.5 of 5
DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 017 AL (PPO C-SNP)Devoted HealthPPO C-SNP · Chronic or Disabling Condition$0$7,2504.5 of 5
DEVOTED C-SNP CHOICE PLUS 015 AL (PPO C-SNP)Devoted HealthPPO C-SNP · Chronic or Disabling Condition$0$9,8504.5 of 5
DEVOTED DUAL 004 AL (HMO D-SNP)Devoted HealthHMO D-SNP · Dual-Eligible$0$6,1003.5 of 5
DEVOTED DUAL CHOICE FULL 011 AL (PPO D-SNP)Devoted HealthPPO D-SNP · Dual-Eligible$0$9,8504.5 of 5
DEVOTED DUAL PLUS 003 AL (HMO D-SNP)Devoted HealthHMO D-SNP · Dual-Eligible$0$9,8503.5 of 5
Humana Dual QMB Only (HMO D-SNP)HumanaHMO D-SNP · Dual-Eligible$0$9,8504.5 of 5
Humana Dual Select H4461-077 (HMO D-SNP)HumanaHMO D-SNP · Dual-Eligible$0$9,8504.5 of 5
Humana Dual Select H5619-093 (HMO D-SNP)HumanaHMO D-SNP · Dual-Eligible$0$9,8504 of 5
Humana Gold Plus SNP-DE H4461-076 (HMO D-SNP)HumanaHMO D-SNP · Dual-Eligible$0$9,8504.5 of 5
HumanaChoice SNP-DE H5216-370 (PPO D-SNP)HumanaPPO D-SNP · Dual-Eligible$0$9,8504 of 5
UHC Complete Care AL-5 (HMO-POS C-SNP)UnitedHealthcareHMO-POS C-SNP · Chronic or Disabling Condition$0$7,1503.5 of 5
UHC Complete Care AL-8 (HMO-POS C-SNP)UnitedHealthcareHMO-POS C-SNP · Chronic or Disabling Condition$0$6,7003.5 of 5
UHC Dual Complete AL-Q1 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$0$9,8503.5 of 5
UHC Dual Complete AL-Q2 (PPO D-SNP)UnitedHealthcarePPO D-SNP · Dual-Eligible$0$9,8503.5 of 5
UHC Dual Complete AL-S1 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$0$9,8503.5 of 5
UHC Dual Advantage AL-V2 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$3.90$5,9003.5 of 5
Simpra Advantage Dual Care (PPO D-SNP)Simpra AdvantagePPO D-SNP · Dual-Eligible$13.70$9,850Not Enough Data Available
Simpra Advantage Nursing Home Plan (PPO I-SNP)Simpra AdvantagePPO I-SNP · Institutional$13.70$9,850Not Enough Data Available
UHC Dual Complete AL-Q3 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$13.70$9,8503.5 of 5
Simpra Advantage Assist (PPO I-SNP)Simpra AdvantagePPO I-SNP · Institutional$90.00$6,700Not Enough Data Available

Stand-alone Part D drug plans are offered statewide: see Alabama drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.