County Plan Watch
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Arizona

Medicare Advantage plans in Navajo County, AZ: what changed for 2027

For 2027, Navajo County in Arizona has 5 Medicare Advantage plans that include drug coverage, compared with 8 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage5-3 from 2026
Advantage plans without drug coverage3no change
Special Needs Plans8-1 from 2026
$0 premium plans with drug coverage2-2 from 2026
Median out-of-pocket limit$7,1502026: $6,300
Plans rated 4 stars or more4+1 from 2026

Companies no longer offering Advantage plans here in 2027

If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.

3 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 0 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 10,849 of the 29,088 people eligible for Medicare in Navajo County were enrolled in a Medicare Advantage or other Medicare health plan, 37.3%. A year earlier it was 10,563 of 28,423 (37.2%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (5)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage from UHC AZ-0010 (PPO)UnitedHealthcarePPO$0$7,1504 of 5
HumanaChoice H5216-263 (PPO)HumanaPPO$0$5,9994 of 5
HumanaChoice H5216-224 (PPO)HumanaPPO$16.80$4,1504 of 5
AARP Medicare Advantage from UHC AZ-0008 (PPO)UnitedHealthcarePPO$64.00$7,1504 of 5
HumanaChoice R7220-002 (Regional PPO)HumanaRegional PPO$110.00$7,1503 of 5

Advantage plans without drug coverage for 2027 (3)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage Patriot No Rx AZ-MA01 (PPO)UnitedHealthcarePPONot listed$7,1504 of 5
Humana USAA Honor Giveback (PPO)HumanaPPONot listed$5,1504 of 5
HumanaChoice R7220-001 (Regional PPO)HumanaRegional PPONot listed$6,0003 of 5

Special Needs Plans for 2027 (8)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Gold Dialysis & Kidney (HMO-POS C-SNP)Gold Kidney Health PlanHMO-POS C-SNP · Chronic or Disabling Condition$0$3,5002.5 of 5
Gold Heart & Diabetes (HMO-POS C-SNP)Gold Kidney Health PlanHMO-POS C-SNP · Chronic or Disabling Condition$0$3,9002.5 of 5
Health Choice Pathway (HMO D-SNP)Blue Cross Blue Shield of Arizona Health ChoiceHMO D-SNP · Dual-Eligible$0$9,8503.5 of 5
UHC Dual Complete AZ-S001 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$0$9,8503.5 of 5
Wellcare Arizona Complete Health Dual Liberty Sync (HMO D-SNP)WellcareHMO D-SNP · Dual-Eligible$0$9,8503 of 5
Mercy Care Advantage (HMO D-SNP)Mercy Care AdvantageHMO D-SNP · Dual-Eligible$16.10$9,8503 of 5
Gold Dialysis & Kidney Complete (HMO-POS C-SNP)Gold Kidney Health PlanHMO-POS C-SNP · Chronic or Disabling Condition$16.80$9,2502.5 of 5
UHC Dual Complete AZ-YL (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$16.80$9,8503.5 of 5

Stand-alone Part D drug plans are offered statewide: see Arizona drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.