Medicare Advantage plans in Santa Cruz County, AZ: what changed for 2027
For 2027, Santa Cruz County in Arizona has 13 Medicare Advantage plans that include drug coverage, compared with 16 in 2026, according to the CMS plan landscape files.
4 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 1 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 8,114 of the 12,355 people eligible for Medicare in Santa Cruz County were enrolled in a Medicare Advantage or other Medicare health plan, 65.7%. A year earlier it was 7,772 of 11,980 (64.9%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (13)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC AZ-0010 (PPO) | UnitedHealthcare | PPO | $0 | $7,150 | 4 of 5 |
| Alignment Health ONE + Walgreens 002 (HMO) | Alignment Health Plan | HMO | $0 | $2,499 | 4 of 5 |
| Alignment Health Smart 005 (HMO) | Alignment Health Plan | HMO | $0 | $3,900 | 4 of 5 |
| DEVOTED CHOICE 002 AZ (PPO) | Devoted Health | PPO | $0 | $6,100 | 3.5 of 5 |
| DEVOTED CHOICE GIVEBACK 006 AZ (PPO) | Devoted Health | PPO | $0 | $9,450 | 3.5 of 5 |
| DEVOTED CORE 007 AZ (HMO) | Devoted Health | HMO | $0 | $6,750 | 4 of 5 |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | $0 | $7,850 | 4 of 5 |
| HumanaChoice H5216-263 (PPO) | Humana | PPO | $0 | $5,999 | 4 of 5 |
| Wellcare Simple (HMO) | Wellcare | HMO | $0 | $9,800 | 3.5 of 5 |
| Wellpoint Medicare Advantage (HMO-POS) | Wellpoint | HMO-POS | $0 | $3,000 | 3.5 of 5 |
| AARP Medicare Advantage from UHC AZ-0013 (HMO-POS) | UnitedHealthcare | HMO-POS | $60.00 | $7,150 | 4 of 5 |
| AARP Medicare Advantage from UHC AZ-0008 (PPO) | UnitedHealthcare | PPO | $64.00 | $7,150 | 4 of 5 |
| HumanaChoice R7220-002 (Regional PPO) | Humana | Regional PPO | $110.00 | $7,150 | 3 of 5 |
Advantage plans without drug coverage for 2027 (4)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx AZ-MA01 (PPO) | UnitedHealthcare | PPO | Not listed | $7,150 | 4 of 5 |
| DEVOTED CHOICE MA ONLY 005 AZ (PPO) | Devoted Health | PPO | Not listed | $7,000 | 3.5 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $5,150 | 4 of 5 |
| HumanaChoice R7220-001 (Regional PPO) | Humana | Regional PPO | Not listed | $6,000 | 3 of 5 |
Special Needs Plans for 2027 (11)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Alignment Health Heart & Diabetes 003 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $2,499 | 4 of 5 |
| Alignment Health Heart & Diabetes Plus 007 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $2,900 | 4 of 5 |
| DEVOTED C-SNP PLUS 027 AZ (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4 of 5 |
| UHC Complete Care Support AZ-1A (PPO C-SNP) | UnitedHealthcare | PPO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4.5 of 5 |
| UHC Dual Complete AZ-S001 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Wellcare Arizona Complete Health Dual Liberty Sync (HMO D-SNP) | Wellcare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Mercy Care Advantage (HMO D-SNP) | Mercy Care Advantage | HMO D-SNP · Dual-Eligible | $16.10 | $9,850 | 3 of 5 |
| Alignment Health Heart & Diabetes Plus 006 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP · Chronic or Disabling Condition | $16.80 | $9,850 | 4 of 5 |
| Banner Medicare Advantage Dual (HMO D-SNP) | Banner Medicare Advantage | HMO D-SNP · Dual-Eligible | $16.80 | $9,850 | 3.5 of 5 |
| Banner Medicare Advantage Dual (HMO D-SNP) | Banner Medicare Advantage | HMO D-SNP · Dual-Eligible | $16.80 | $9,850 | 3.5 of 5 |
| UHC Dual Complete AZ-YL (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $16.80 | $9,850 | 3.5 of 5 |
Stand-alone Part D drug plans are offered statewide: see Arizona drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.