County Plan Watch
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California

Medicare Advantage plans in El Dorado County, CA: what changed for 2027

For 2027, El Dorado County in California has 4 Medicare Advantage plans that include drug coverage, compared with 4 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage4no change
Advantage plans without drug coverage1no change
Special Needs Plans5no change
$0 premium plans with drug coverage1no change
Median out-of-pocket limit$4,9502026: $4,950
Plans rated 4 stars or more3no change

How many people here are in Medicare Advantage

In October 2026, 22,043 of the 52,918 people eligible for Medicare in El Dorado County were enrolled in a Medicare Advantage or other Medicare health plan, 41.7%. A year earlier it was 22,694 of 51,655 (43.9%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (4)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Imperial Dynamic Plan (HMO)Imperial Health Plan of California, Inc.HMO$0$2954 of 5
Kaiser Permanente Sr Advantage Basic Sac., Sonoma (HMO)Kaiser PermanenteHMO$29.00$6,0004.5 of 5
AARP Medicare Advantage from UHC CA-0010 (HMO-POS)UnitedHealthcareHMO-POS$99.00$7,1503 of 5
Kaiser Permanente Sr Adv Enhanced Sac., Sonoma (HMO)Kaiser PermanenteHMO$99.00$3,9004.5 of 5

Advantage plans without drug coverage for 2027 (1)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Imperial Courage Plan (HMO)Imperial Health Plan of California, Inc.HMONot listed$2,9994 of 5

Special Needs Plans for 2027 (5)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Anthem Full Dual Advantage Aligned (HMO D-SNP)Anthem Blue CrossHMO D-SNP · Dual-Eligible$0$9,8503 of 5
Imperial Senior Value (HMO C-SNP)Imperial Health Plan of California, Inc.HMO C-SNP · Chronic or Disabling Condition$0$2954 of 5
Kaiser Permanente Dual Complete North P2 (HMO D-SNP)Kaiser PermanenteHMO D-SNP · Dual-Eligible$0$9,8504.5 of 5
Imperial Flex (HMO C-SNP)Imperial Health Plan of California, Inc.HMO C-SNP · Chronic or Disabling Condition$2.70$9,8504 of 5
HPSJ/MVHP Advantage D-SNP (HMO D-SNP)Health Plan of San Joaquin / Mountain Valley Health Plan Advantage D-SNP (HMO)HMO D-SNP · Dual-Eligible$7.30$9,850Plan Too New To Be Measured

Stand-alone Part D drug plans are offered statewide: see California drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.