Medicare Advantage plans in Orange County, CA: what changed for 2027
For 2027, Orange County in California has 57 Medicare Advantage plans that include drug coverage, compared with 58 in 2026, according to the CMS plan landscape files.
Advantage plans with drug coverage57-1 from 2026
Advantage plans without drug coverage5-1 from 2026
Special Needs Plans49+9 from 2026
$0 premium plans with drug coverage49-2 from 2026
Median out-of-pocket limit$1,0002026: $1,500
Plans rated 4 stars or more24-7 from 2026
Companies no longer offering Advantage plans here in 2027
- Molina Healthcare, Inc.
- Providence St Joseph Health
If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.
16 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 14 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 341,720 of the 610,935 people eligible for Medicare in Orange County were enrolled in a Medicare Advantage or other Medicare health plan, 55.9%. A year earlier it was 332,631 of 593,144 (56.1%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (57)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Giveback from UHC CA-31P (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $800 | 3 of 5 |
| AARP Medicare Advantage from UHC CA-005P (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $800 | 3 of 5 |
| AARP Medicare Advantage from UHC CA-021P (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $800 | 3 of 5 |
| AARP Medicare Advantage from UHC CA-46 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $2,900 | 3 of 5 |
| Advantage Care (HMO) | Align Senior Care | HMO | $0 | $2,900 | Not Enough Data Available |
| Aetna Medicare Prime (HMO) | Aetna Medicare | HMO | $0 | $599 | 3 of 5 |
| Aetna Medicare Signature (HMO) | Aetna Medicare | HMO | $0 | $599 | 2.5 of 5 |
| Aetna Medicare Signature Extra (HMO) | Aetna Medicare | HMO | $0 | $599 | 3 of 5 |
| Alignment Health My Choice 001 (HMO) | Alignment Health Plan | HMO | $0 | $550 | 3.5 of 5 |
| Alignment Health My Choice 050 (HMO) | Alignment Health Plan | HMO | $0 | $3,499 | 3.5 of 5 |
| Alignment Health Platinum + Instacart 008 (HMO) | Alignment Health Plan | HMO | $0 | $499 | 3.5 of 5 |
| Alignment Health Platinum Preferred 004 (HMO) | Alignment Health Plan | HMO | $0 | $999 | Plan Too New To Be Measured |
| Alignment Health Smart 013 (HMO) | Alignment Health Plan | HMO | $0 | $2,499 | 3.5 of 5 |
| Alignment Health Smart 047 (HMO) | Alignment Health Plan | HMO | $0 | $2,899 | 3.5 of 5 |
| Alignment Health ValorCare 053 (HMO) | Alignment Health Plan | HMO | $0 | $6,000 | 3.5 of 5 |
| Anthem I CareMore Medicare Advantage (HMO-POS) | Anthem Blue Cross Partnership Plan | HMO-POS | $0 | $1,000 | 3 of 5 |
| Anthem I CareMore Medicare Advantage 2 (HMO-POS) | Anthem Blue Cross | HMO-POS | $0 | $1,500 | 3.5 of 5 |
| Anthem I CareMore Premium Savings (HMO-POS) | Anthem Blue Cross Partnership Plan | HMO-POS | $0 | $1,000 | 3 of 5 |
| Anthem Medicare Advantage (HMO-POS) | Anthem Blue Cross | HMO-POS | $0 | $7,550 | 3.5 of 5 |
| Anthem Prime (HMO-POS) | Anthem Blue Cross Partnership Plan | HMO-POS | $0 | $800 | 3 of 5 |
| Anthem Select (HMO-POS) | Anthem Blue Cross | HMO-POS | $0 | $800 | 3.5 of 5 |
| Astiva Health Savings Plan (HMO) | Astiva Health | HMO | $0 | $3,450 | 4 of 5 |
| Blue Shield 65 Plus (HMO) | Blue Shield of California | HMO | $0 | $1,300 | 4 of 5 |
| Blue Shield 65 Plus Plan 2 (HMO) | Blue Shield of California | HMO | $0 | $1,850 | 4 of 5 |
| Blue Shield Advantage (HMO) | Blue Shield of California | HMO | $0 | $299 | 4 of 5 |
| Blue Shield AdvantageOptimum Plan (HMO) | Blue Shield of California | HMO | $0 | $3,600 | 3.5 of 5 |
| Blue Shield Inspire (HMO) | Blue Shield of California | HMO | $0 | $499 | 4 of 5 |
| CareMore Health Plan by SCAN (HMO) | SCAN Health Plan | HMO | $0 | $299 | 4 of 5 |
| Central Health Harmony 001 (HMO) | Alignment Health Plan | HMO | $0 | $498 | Plan Too New To Be Measured |
| Champion Ally (HMO) | Champion Heath Plan | HMO | $0 | $499 | Not Enough Data Available |
| Champion Anwell (HMO) | Champion Heath Plan | HMO | $0 | $499 | Not Enough Data Available |
| Clever Care Longevity (HMO) | Clever Care Health Plan | HMO | $0 | $499 | 4.5 of 5 |
| Clever Care Value (HMO) | Clever Care Health Plan | HMO | $0 | $1,999 | 4.5 of 5 |
| Humana Gold Plus Giveback H5619-146 (HMO) | Humana | HMO | $0 | $2,700 | 4 of 5 |
| Humana Gold Plus H3767-002 (HMO) | Humana | HMO | $0 | $999 | Plan Too New To Be Measured |
| Humana Gold Plus H5619-021 (HMO) | Humana | HMO | $0 | $799 | 4 of 5 |
| Humana USAA Honor Giveback with Rx (PPO) | Humana | PPO | $0 | $6,400 | 4 of 5 |
| HumanaChoice H5525-075 (PPO) | Humana | PPO | $0 | $4,350 | 4 of 5 |
| Imperial Dynamic Plan (HMO) | Imperial Health Plan of California, Inc. | HMO | $0 | $295 | 4 of 5 |
| Kaiser Permanente Senior Advantage LA, Orange Co. (HMO) | Kaiser Permanente | HMO | $0 | $999 | 4.5 of 5 |
| Kaiser Permanente Sr Advantage LA, Orange Value (HMO) | Kaiser Permanente | HMO | $0 | $2,900 | 4.5 of 5 |
| SCAN Baekse (HMO) | SCAN Health Plan | HMO | $0 | $499 | 4 of 5 |
| SCAN Classic (HMO) | SCAN Health Plan | HMO | $0 | $399 | 4 of 5 |
| SCAN Costco Medicare Advantage (HMO) | SCAN Health Plan | HMO | $0 | $299 | 4 of 5 |
| SCAN Inclusive (HMO) | SCAN Health Plan | HMO | $0 | $999 | 4 of 5 |
| SCAN Select (HMO) | SCAN Health Plan | HMO | $0 | $6,700 | 4 of 5 |
| SCAN Venture (HMO) | SCAN Health Plan | HMO | $0 | $1,000 | 4 of 5 |
| Wellcare Simple (HMO) | Wellcare | HMO | $0 | $4,500 | 3.5 of 5 |
| Wellcare Simple Focus (HMO) | Wellcare | HMO | $0 | $3,200 | 3.5 of 5 |
| Alignment Health Honor Plus 060 (HMO) | Alignment Health Plan | HMO | $7.30 | $9,850 | 3.5 of 5 |
| Aetna Medicare Signature Legacy (HMO) | Aetna Medicare | HMO | $10.00 | $2,000 | 3 of 5 |
| SCAN Inspired by women for women (HMO) | SCAN Health Plan | HMO | $15.00 | $999 | 4 of 5 |
| SCAN Prime (HMO) | SCAN Health Plan | HMO | $20.00 | $2,499 | 4 of 5 |
| Wellcare Low Premium (HMO) | Wellcare | HMO | $42.00 | $4,150 | 3.5 of 5 |
| AARP Medicare Advantage from UHC CA-33P (HMO-POS) | UnitedHealthcare | HMO-POS | $46.00 | $800 | 3 of 5 |
| HumanaChoice H5525-074 (PPO) | Humana | PPO | $49.00 | $3,650 | 4 of 5 |
| Alignment Health Platinum Preferred+ 005 (HMO) | Alignment Health Plan | HMO | $99.00 | $1,499 | Plan Too New To Be Measured |
Advantage plans without drug coverage for 2027 (5)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx CA-MA1P (HMO-POS) | UnitedHealthcare | HMO-POS | Not listed | $5,900 | 3 of 5 |
| Aetna Medicare Eagle (HMO) | Aetna Medicare | HMO | Not listed | $4,450 | 3 of 5 |
| Humana USAA Honor Giveback (HMO) | Humana | HMO | Not listed | $5,250 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $6,750 | 4 of 5 |
| Imperial Courage Plan (HMO) | Imperial Health Plan of California, Inc. | HMO | Not listed | $2,999 | 4 of 5 |
Special Needs Plans for 2027 (49)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Chronic Care (HMO C-SNP) | Aetna Medicare | HMO C-SNP · Chronic or Disabling Condition | $0 | $299 | 3 of 5 |
| Alignment Health Balance 033 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $1,499 | 3.5 of 5 |
| Alignment Health BreathEasy Plus 041 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 3.5 of 5 |
| Alignment Health Heart & Diabetes 010 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $1,900 | 3.5 of 5 |
| Alignment Health Heart & Diabetes 054 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $990 | 3.5 of 5 |
| Alignment Health Heart & Diabetes Plus 044 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 3.5 of 5 |
| Anthem I CareMore Chronic Care (HMO-POS C-SNP) | Anthem Blue Cross | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $800 | 3.5 of 5 |
| Anthem I CareMore Chronic Care 2 (HMO-POS C-SNP) | Anthem Blue Cross Partnership Plan | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $499 | 3 of 5 |
| Anthem I CareMore Home Care (HMO I-SNP) | Anthem Blue Cross | HMO I-SNP · Institutional | $0 | $700 | 3.5 of 5 |
| Anthem I CareMore Kidney Care (HMO-POS C-SNP) | Anthem Blue Cross | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $800 | 3.5 of 5 |
| Anthem I CareMore Lung Care (HMO-POS C-SNP) | Anthem Blue Cross | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $499 | 3.5 of 5 |
| Anthem I CareMore Lung Care 2 (HMO-POS C-SNP) | Anthem Blue Cross Partnership Plan | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $499 | 3 of 5 |
| Astiva Health C-SNP Bloom (HMO C-SNP) | Astiva Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $2,000 | 4 of 5 |
| Astiva Health C-SNP Deluxe (HMO C-SNP) | Astiva Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $2,000 | 4 of 5 |
| Astiva Health C-SNP Fountain (HMO C-SNP) | Astiva Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $2,000 | 4 of 5 |
| Astiva Health C-SNP WOW (HMO C-SNP) | Astiva Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,250 | 4 of 5 |
| Champion Advantage (HMO-POS C-SNP) | Champion Heath Plan | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $999 | Not Enough Data Available |
| Champion Care (HMO C-SNP) | Champion Heath Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $499 | Not Enough Data Available |
| Champion Compass (HMO C-SNP) | Champion Heath Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $999 | Not Enough Data Available |
| Champion Connect (HMO-POS C-SNP) | Champion Heath Plan | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $9,850 | Not Enough Data Available |
| Champion Home (HMO C-SNP) | Champion Heath Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | Not Enough Data Available |
| Champion Secure (HMO C-SNP) | Champion Heath Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | Not Enough Data Available |
| Clever Care Breathe Select+ (HMO C-SNP) | Clever Care Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $499 | 4.5 of 5 |
| Clever Care Breathe+ (HMO C-SNP) | Clever Care Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4.5 of 5 |
| Clever Care Total Choice+ (HMO C-SNP) | Clever Care Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $499 | 4.5 of 5 |
| Clever Care Total+ (HMO C-SNP) | Clever Care Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4.5 of 5 |
| Imperial Senior Value (HMO C-SNP) | Imperial Health Plan of California, Inc. | HMO C-SNP · Chronic or Disabling Condition | $0 | $295 | 4 of 5 |
| Kaiser Permanente Dual Complete South P10 (HMO D-SNP) | Kaiser Permanente | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| Premier Care (HMO I-SNP) | Align Senior Care | HMO I-SNP · Institutional | $0 | $1,900 | Not Enough Data Available |
| SCAN Balance (HMO C-SNP) | SCAN Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $199 | 4 of 5 |
| SCAN DaVita Dialysis Care (HMO-POS C-SNP) | VillageHealth | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $2,950 | Not Enough Data Available |
| SCAN DaVita Dialysis Care Complete (HMO-POS C-SNP) | VillageHealth | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $9,850 | Not Enough Data Available |
| SCAN Embrace (HMO I-SNP) | SCAN Health Plan | HMO I-SNP · Institutional | $0 | $799 | 4 of 5 |
| SCAN Embrace Together (HMO I-SNP) | SCAN Health Plan | HMO I-SNP · Institutional | $0 | $9,850 | 4 of 5 |
| SCAN Strive (HMO C-SNP) | SCAN Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4 of 5 |
| UHC Complete Care CA-19P (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $800 | 3 of 5 |
| UHC Complete Care Support CA-2AP (HMO C-SNP) | UnitedHealthcare | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 3 of 5 |
| Wellcare Health Net Dual Liberty (HMO D-SNP) | Wellcare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Wellcare Specialty Simple (HMO C-SNP) | Wellcare | HMO C-SNP · Chronic or Disabling Condition | $0 | $1,000 | 3.5 of 5 |
| Alignment Health Heart & Diabetes 051 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0.10 | $9,850 | 3.5 of 5 |
| Champion Choice (HMO C-SNP) | Champion Heath Plan | HMO C-SNP · Chronic or Disabling Condition | $2.60 | $9,850 | Not Enough Data Available |
| Imperial Flex (HMO C-SNP) | Imperial Health Plan of California, Inc. | HMO C-SNP · Chronic or Disabling Condition | $2.70 | $9,850 | 4 of 5 |
| Alignment Health Clarity Plus 042 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP · Chronic or Disabling Condition | $7.30 | $9,850 | 3.5 of 5 |
| Alignment Health Heart & Diabetes Plus 039 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP · Chronic or Disabling Condition | $7.30 | $9,850 | 3.5 of 5 |
| CalOptima Health OneCare Complete (HMO D-SNP) | CalOptima Health OneCare | HMO D-SNP · Dual-Eligible | $7.30 | $9,850 | 3.5 of 5 |
| Central Health Harmony Plus 002 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP · Chronic or Disabling Condition | $7.30 | $9,850 | Plan Too New To Be Measured |
| Champion Plus (HMO C-SNP) | Champion Heath Plan | HMO C-SNP · Chronic or Disabling Condition | $7.30 | $9,850 | Not Enough Data Available |
| SCAN Ansim Care (HMO C-SNP) | SCAN Health Plan | HMO C-SNP · Chronic or Disabling Condition | $7.30 | $9,850 | 4 of 5 |
| Senior Care (HMO I-SNP) | Align Senior Care | HMO I-SNP · Institutional | $7.30 | $9,850 | Not Enough Data Available |
Stand-alone Part D drug plans are offered statewide: see California drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.