Medicare Advantage plans in San Diego County, CA: what changed for 2027
For 2027, San Diego County in California has 41 Medicare Advantage plans that include drug coverage, compared with 54 in 2026, according to the CMS plan landscape files.
Advantage plans with drug coverage41-13 from 2026
Advantage plans without drug coverage5-1 from 2026
Special Needs Plans39+6 from 2026
$0 premium plans with drug coverage32-13 from 2026
Median out-of-pocket limit$3,4002026: $2,900
Plans rated 4 stars or more18-10 from 2026
Companies no longer offering Advantage plans here in 2027
- Molina Healthcare, Inc.
- Sharp Healthcare
If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.
22 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 8 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 338,551 of the 631,070 people eligible for Medicare in San Diego County were enrolled in a Medicare Advantage or other Medicare health plan, 53.6%. A year earlier it was 331,962 of 613,285 (54.1%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (41)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC CA-0012 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $3,900 | 3 of 5 |
| Aetna Medicare Prime (HMO) | Aetna Medicare | HMO | $0 | $3,000 | 3 of 5 |
| Alignment Health My Choice 050 (HMO) | Alignment Health Plan | HMO | $0 | $3,499 | 3.5 of 5 |
| Alignment Health Platinum + Instacart 016 (HMO-POS) | Alignment Health Plan | HMO-POS | $0 | $1,100 | 3.5 of 5 |
| Alignment Health Smart 013 (HMO) | Alignment Health Plan | HMO | $0 | $2,499 | 3.5 of 5 |
| Alignment Health Smart 047 (HMO) | Alignment Health Plan | HMO | $0 | $2,899 | 3.5 of 5 |
| Alignment Health Smart 056 (HMO) | Alignment Health Plan | HMO | $0 | $2,400 | 3.5 of 5 |
| Alignment Health ValorCare 053 (HMO) | Alignment Health Plan | HMO | $0 | $6,000 | 3.5 of 5 |
| Anthem Medicare Advantage (HMO-POS) | Anthem Blue Cross | HMO-POS | $0 | $3,400 | 3.5 of 5 |
| Anthem Prime (HMO-POS) | Anthem Blue Cross Partnership Plan | HMO-POS | $0 | $2,000 | 3 of 5 |
| Anthem Select (HMO-POS) | Anthem Blue Cross | HMO-POS | $0 | $3,000 | 3.5 of 5 |
| Astiva Health Savings Plan (HMO) | Astiva Health | HMO | $0 | $3,450 | 4 of 5 |
| Blue Shield 65 Plus (HMO) | Blue Shield of California | HMO | $0 | $1,800 | 4 of 5 |
| Blue Shield Advantage (HMO) | Blue Shield of California | HMO | $0 | $499 | 4 of 5 |
| Blue Shield AdvantageOptimum Plan 1 (HMO) | Blue Shield of California | HMO | $0 | $4,400 | 3.5 of 5 |
| Blue Shield Value Advantage Plan (HMO) | Blue Shield of California | HMO | $0 | $500 | 4 of 5 |
| Champion Ally (HMO) | Champion Heath Plan | HMO | $0 | $499 | Not Enough Data Available |
| Clever Care Longevity (HMO) | Clever Care Health Plan | HMO | $0 | $499 | 4.5 of 5 |
| Clever Care Value (HMO) | Clever Care Health Plan | HMO | $0 | $1,999 | 4.5 of 5 |
| Humana Gold Plus Giveback H5619-150 (HMO) | Humana | HMO | $0 | $5,000 | 4 of 5 |
| Humana Gold Plus H3767-001 (HMO) | Humana | HMO | $0 | $3,300 | Plan Too New To Be Measured |
| Humana Gold Plus H5619-016 (HMO) | Humana | HMO | $0 | $3,000 | 4 of 5 |
| Humana USAA Honor Giveback with Rx (PPO) | Humana | PPO | $0 | $6,400 | 4 of 5 |
| Imperial Dynamic Plan (HMO) | Imperial Health Plan of California, Inc. | HMO | $0 | $295 | 4 of 5 |
| Kaiser Permanente Senior Advantage San Diego (HMO) | Kaiser Permanente | HMO | $0 | $3,400 | 4.5 of 5 |
| Kaiser Permanente Senior Advantage San Diego Value (HMO) | Kaiser Permanente | HMO | $0 | $4,450 | 4.5 of 5 |
| SCAN Alta (HMO) | SCAN Health Plan | HMO | $0 | $900 | 4 of 5 |
| SCAN Classic (HMO) | SCAN Health Plan | HMO | $0 | $4,200 | 4 of 5 |
| SCAN Costco Medicare Advantage (HMO) | SCAN Health Plan | HMO | $0 | $900 | 4 of 5 |
| UHC Sharp Medicare Advantage CA-001P (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $4,450 | 3 of 5 |
| UHC Sharp Medicare Advantage CA-026P (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $4,450 | 3 of 5 |
| UHC Sharp Medicare Advantage ValueRx CA-12P (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $4,450 | 3 of 5 |
| Alignment Health Balance Plus 004 (PPO) | Alignment Health Plan | PPO | $7.30 | $9,850 | 4 of 5 |
| Alignment Health Honor Plus 060 (HMO) | Alignment Health Plan | HMO | $7.30 | $9,850 | 3.5 of 5 |
| Aetna Medicare Signature Legacy (HMO) | Aetna Medicare | HMO | $10.00 | $2,000 | 3 of 5 |
| Wellcare Low Premium Focus (HMO) | Wellcare | HMO | $27.00 | $4,150 | 3.5 of 5 |
| AARP Medicare Advantage from UHC CA-0001 (HMO-POS) | UnitedHealthcare | HMO-POS | $29.00 | $5,300 | 3 of 5 |
| Wellcare Low Premium (HMO) | Wellcare | HMO | $47.00 | $4,500 | 3.5 of 5 |
| AARP Medicare Advantage from UHC CA-0007 (HMO-POS) | UnitedHealthcare | HMO-POS | $52.00 | $3,800 | 3 of 5 |
| SCAN Select (HMO) | SCAN Health Plan | HMO | $80.00 | $4,450 | 4 of 5 |
| Alignment Health Advantage 005 (PPO) | Alignment Health Plan | PPO | $160.00 | $4,451 | 4 of 5 |
Advantage plans without drug coverage for 2027 (5)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx CA-MA2 (HMO-POS) | UnitedHealthcare | HMO-POS | Not listed | $5,900 | 3 of 5 |
| Aetna Medicare Eagle (HMO) | Aetna Medicare | HMO | Not listed | $4,450 | 3 of 5 |
| Humana USAA Honor Giveback (HMO) | Humana | HMO | Not listed | $5,250 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $6,750 | 4 of 5 |
| Imperial Courage Plan (HMO) | Imperial Health Plan of California, Inc. | HMO | Not listed | $2,999 | 4 of 5 |
Special Needs Plans for 2027 (39)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Chronic Care (HMO C-SNP) | Aetna Medicare | HMO C-SNP · Chronic or Disabling Condition | $0 | $1,500 | 3 of 5 |
| Alignment Health BreathEasy Plus 041 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 3.5 of 5 |
| Alignment Health Heart & Diabetes 010 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $1,900 | 3.5 of 5 |
| Alignment Health Heart & Diabetes 054 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $990 | 3.5 of 5 |
| Anthem Kidney Care (PPO C-SNP) | Anthem Blue Cross and Blue Shield | PPO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 3 of 5 |
| Astiva Health C-SNP Bloom (HMO C-SNP) | Astiva Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $2,000 | 4 of 5 |
| Astiva Health C-SNP Deluxe (HMO C-SNP) | Astiva Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $2,000 | 4 of 5 |
| Astiva Health C-SNP Fountain (HMO C-SNP) | Astiva Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $2,000 | 4 of 5 |
| Astiva Health C-SNP WOW (HMO C-SNP) | Astiva Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,250 | 4 of 5 |
| Blue Shield Medicare + Medi-Cal Plan (HMO D-SNP) | Blue Shield of California | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| Champion Advantage (HMO-POS C-SNP) | Champion Heath Plan | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $999 | Not Enough Data Available |
| Champion Care (HMO C-SNP) | Champion Heath Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $499 | Not Enough Data Available |
| Champion Compass (HMO C-SNP) | Champion Heath Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $999 | Not Enough Data Available |
| Champion Connect (HMO-POS C-SNP) | Champion Heath Plan | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $9,850 | Not Enough Data Available |
| Champion Home (HMO C-SNP) | Champion Heath Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | Not Enough Data Available |
| Champion Secure (HMO C-SNP) | Champion Heath Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | Not Enough Data Available |
| Clever Care Breathe Select+ (HMO C-SNP) | Clever Care Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $499 | 4.5 of 5 |
| Clever Care Breathe+ (HMO C-SNP) | Clever Care Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4.5 of 5 |
| Clever Care Total Choice+ (HMO C-SNP) | Clever Care Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $499 | 4.5 of 5 |
| Clever Care Total+ (HMO C-SNP) | Clever Care Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4.5 of 5 |
| Community y Más (HMO C-SNP) | Community Health Group | HMO C-SNP · Chronic or Disabling Condition | $0 | $1,500 | Not Enough Data Available |
| Imperial Senior Value (HMO C-SNP) | Imperial Health Plan of California, Inc. | HMO C-SNP · Chronic or Disabling Condition | $0 | $295 | 4 of 5 |
| Kaiser Permanente Dual Complete South P1 (HMO D-SNP) | Kaiser Permanente | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| SCAN Balance (HMO C-SNP) | SCAN Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $900 | 4 of 5 |
| SCAN Connections (HMO D-SNP) | SCAN Health Plan | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| SCAN Connections at Home (HMO D-SNP) | SCAN Health Plan | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| SCAN Strive (HMO C-SNP) | SCAN Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4 of 5 |
| UHC Sharp Complete Care CA-15P (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $4,450 | 3 of 5 |
| UHC Sharp Complete Care Support CA-6AP (HMO C-SNP) | UnitedHealthcare | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 3 of 5 |
| Wellcare Health Net Dual Liberty (HMO D-SNP) | Wellcare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Wellcare Specialty Simple (HMO C-SNP) | Wellcare | HMO C-SNP · Chronic or Disabling Condition | $0 | $1,000 | 3.5 of 5 |
| Alignment Health Heart & Diabetes 051 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0.10 | $9,850 | 3.5 of 5 |
| Champion Choice (HMO C-SNP) | Champion Heath Plan | HMO C-SNP · Chronic or Disabling Condition | $2.60 | $9,850 | Not Enough Data Available |
| Imperial Flex (HMO C-SNP) | Imperial Health Plan of California, Inc. | HMO C-SNP · Chronic or Disabling Condition | $2.70 | $9,850 | 4 of 5 |
| Alignment Health Clarity Plus 042 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP · Chronic or Disabling Condition | $7.30 | $9,850 | 3.5 of 5 |
| Alignment Health Heart & Diabetes Plus 039 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP · Chronic or Disabling Condition | $7.30 | $9,850 | 3.5 of 5 |
| Champion Plus (HMO C-SNP) | Champion Heath Plan | HMO C-SNP · Chronic or Disabling Condition | $7.30 | $9,850 | Not Enough Data Available |
| CommuniCare Advantage (HMO D-SNP) | Community Health Group | HMO D-SNP · Dual-Eligible | $7.30 | $9,850 | 2.5 of 5 |
| Molina Medicare Complete Care Plus (HMO D-SNP) | Molina Healthcare of California | HMO D-SNP · Dual-Eligible | $7.30 | $9,850 | 3 of 5 |
Stand-alone Part D drug plans are offered statewide: see California drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.