Medicare Advantage plans in San Francisco County, CA: what changed for 2027
For 2027, San Francisco County in California has 22 Medicare Advantage plans that include drug coverage, compared with 25 in 2026, according to the CMS plan landscape files.
Companies no longer offering Advantage plans here in 2027
- Curana Health Holdings, LLC
- Molina Healthcare, Inc.
If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.
9 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 5 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 83,220 of the 160,723 people eligible for Medicare in San Francisco County were enrolled in a Medicare Advantage or other Medicare health plan, 51.8%. A year earlier it was 80,292 of 158,655 (50.6%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (22)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Signature Extra (HMO) | Aetna Medicare | HMO | $0 | $3,600 | 3 of 5 |
| Alignment Health My Choice 050 (HMO) | Alignment Health Plan | HMO | $0 | $3,499 | 3.5 of 5 |
| Alignment Health Platinum + Instacart 016 (HMO-POS) | Alignment Health Plan | HMO-POS | $0 | $1,100 | 3.5 of 5 |
| Anthem Prime (HMO-POS) | Anthem Blue Cross Partnership Plan | HMO-POS | $0 | $2,500 | 3 of 5 |
| Anthem Select (HMO-POS) | Anthem Blue Cross | HMO-POS | $0 | $7,550 | 3.5 of 5 |
| CCHP Senior Value Program (HMO) | CCHP (Chinese Community Health Plan) | HMO | $0 | $3,500 | 3 of 5 |
| Central Health Harmony 031 (HMO) | Alignment Health Plan | HMO | $0 | $3,400 | 3.5 of 5 |
| Imperial Dynamic Plan (HMO) | Imperial Health Plan of California, Inc. | HMO | $0 | $295 | 4 of 5 |
| SCAN Allied (HMO) | SCAN Health Plan | HMO | $0 | $2,900 | 4 of 5 |
| SCAN Classic (HMO) | SCAN Health Plan | HMO | $0 | $2,500 | 4 of 5 |
| SCAN Costco Medicare Advantage (HMO) | SCAN Health Plan | HMO | $2.00 | $2,500 | 4 of 5 |
| SCAN Inclusive (HMO) | SCAN Health Plan | HMO | $2.00 | $2,500 | 4 of 5 |
| Alignment Health Honor Plus 060 (HMO) | Alignment Health Plan | HMO | $7.30 | $9,850 | 3.5 of 5 |
| Aetna Medicare Signature (HMO) | Aetna Medicare | HMO | $10.00 | $3,900 | 2.5 of 5 |
| Kaiser Permanente Senior Advantage Basic SF (HMO) | Kaiser Permanente | HMO | $28.00 | $6,000 | 4.5 of 5 |
| Wellcare Low Premium Focus (HMO) | Wellcare | HMO | $30.50 | $9,250 | 3.5 of 5 |
| CCHP Senior Program (HMO) | CCHP (Chinese Community Health Plan) | HMO | $38.00 | $3,000 | 3 of 5 |
| Sutter Senior Advantage, a SCAN Medicare Plan (HMO) | SCAN Health Plan | HMO | $49.00 | $4,900 | 4 of 5 |
| Alignment Health Sutter Advantage +More (HMO) | Alignment Health Plan | HMO | $50.00 | $4,900 | 3.5 of 5 |
| AARP Medicare Advantage from UHC CA-9 (HMO-POS) | UnitedHealthcare | HMO-POS | $71.00 | $5,900 | 3 of 5 |
| HumanaChoice H5525-087 (PPO) | Humana | PPO | $96.00 | $7,150 | 4 of 5 |
| Kaiser Permanente Senior Advantage Alam., SF, Napa (HMO) | Kaiser Permanente | HMO | $105.00 | $3,900 | 4.5 of 5 |
Advantage plans without drug coverage for 2027 (3)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Eagle (HMO) | Aetna Medicare | HMO | Not listed | $4,450 | 3 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $6,500 | 4 of 5 |
| Imperial Courage Plan (HMO) | Imperial Health Plan of California, Inc. | HMO | Not listed | $2,999 | 4 of 5 |
Special Needs Plans for 2027 (21)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Chronic Care (HMO C-SNP) | Aetna Medicare | HMO C-SNP · Chronic or Disabling Condition | $0 | $3,600 | 3 of 5 |
| Alignment Health BreathEasy Plus 041 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 3.5 of 5 |
| Alignment Health Heart & Diabetes 010 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $1,900 | 3.5 of 5 |
| Alignment Health Heart & Diabetes 048 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $1,990 | 3.5 of 5 |
| Anthem Full Dual Advantage Aligned (HMO D-SNP) | Anthem Blue Cross | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| CCHP Senior Select Program (HMO D-SNP) | CCHP (Chinese Community Health Plan) | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Imperial Senior Value (HMO C-SNP) | Imperial Health Plan of California, Inc. | HMO C-SNP · Chronic or Disabling Condition | $0 | $295 | 4 of 5 |
| Kaiser Permanente Dual Complete North P19 (HMO D-SNP) | Kaiser Permanente | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| Premier Care (HMO I-SNP) | Align Senior Care | HMO I-SNP · Institutional | $0 | $1,900 | Not Enough Data Available |
| SCAN Balance (HMO C-SNP) | SCAN Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $1,900 | 4 of 5 |
| SCAN Strive (HMO C-SNP) | SCAN Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4 of 5 |
| UHC Complete Care Support CA-8AP (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 3 of 5 |
| Wellcare Health Net Dual Liberty (HMO D-SNP) | Wellcare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Wellcare Specialty Simple Focus (HMO C-SNP) | Wellcare | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,250 | 3.5 of 5 |
| Alignment Health Heart & Diabetes 051 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP · Chronic or Disabling Condition | $0.10 | $9,850 | 3.5 of 5 |
| Imperial Flex (HMO C-SNP) | Imperial Health Plan of California, Inc. | HMO C-SNP · Chronic or Disabling Condition | $2.70 | $9,850 | 4 of 5 |
| Alignment Health Clarity Plus 042 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP · Chronic or Disabling Condition | $7.30 | $9,850 | 3.5 of 5 |
| Alignment Health Duals+ 030 (HMO D-SNP) | Alignment Health Plan | HMO D-SNP · Dual-Eligible | $7.30 | $9,850 | 3.5 of 5 |
| Alignment Health Heart & Diabetes Plus 039 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP · Chronic or Disabling Condition | $7.30 | $9,850 | 3.5 of 5 |
| SFHP Care Plus (HMO D-SNP) | San Francisco Health Plan | HMO D-SNP · Dual-Eligible | $7.30 | $9,850 | Plan Too New To Be Measured |
| Senior Care (HMO I-SNP) | Align Senior Care | HMO I-SNP · Institutional | $7.30 | $9,850 | Not Enough Data Available |
Stand-alone Part D drug plans are offered statewide: see California drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.