County Plan Watch
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California

Medicare Advantage plans in San Mateo County, CA: what changed for 2027

For 2027, San Mateo County in California has 16 Medicare Advantage plans that include drug coverage, compared with 19 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage16-3 from 2026
Advantage plans without drug coverage2-1 from 2026
Special Needs Plans8-3 from 2026
$0 premium plans with drug coverage9-3 from 2026
Median out-of-pocket limit$3,5502026: $3,500
Plans rated 4 stars or more8-3 from 2026

Companies no longer offering Advantage plans here in 2027

If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.

8 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 4 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 73,795 of the 145,668 people eligible for Medicare in San Mateo County were enrolled in a Medicare Advantage or other Medicare health plan, 50.7%. A year earlier it was 71,820 of 142,168 (50.5%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (16)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Aetna Medicare Signature Extra (HMO)Aetna MedicareHMO$0$3,6003 of 5
Anthem Medicare Advantage (HMO-POS)Anthem Blue CrossHMO-POS$0$5,6003.5 of 5
Anthem Prime (HMO-POS)Anthem Blue Cross Partnership PlanHMO-POS$0$1,2003 of 5
CCHP Senior Value Program (HMO)CCHP (Chinese Community Health Plan)HMO$0$3,5003 of 5
Central Health Harmony 031 (HMO)Alignment Health PlanHMO$0$3,4003.5 of 5
Imperial Dynamic Plan (HMO)Imperial Health Plan of California, Inc.HMO$0$2954 of 5
SCAN Allied (HMO)SCAN Health PlanHMO$0$2,9004 of 5
SCAN Classic (HMO)SCAN Health PlanHMO$0$2,0004 of 5
SCAN Costco Medicare Advantage (HMO)SCAN Health PlanHMO$0$2,0004 of 5
Alignment Health Honor Plus 060 (HMO)Alignment Health PlanHMO$7.30$9,8503.5 of 5
Kaiser Permanente Senior Advantage Basic San Mateo (HMO)Kaiser PermanenteHMO$28.00$6,0004.5 of 5
CCHP Senior Program (HMO)CCHP (Chinese Community Health Plan)HMO$38.00$3,0003 of 5
Sutter Senior Advantage, a SCAN Medicare Plan (HMO)SCAN Health PlanHMO$49.00$4,9004 of 5
Alignment Health Sutter Advantage +More (HMO)Alignment Health PlanHMO$50.00$4,9003.5 of 5
Blue Shield Inspire (HMO)Blue Shield of CaliforniaHMO$60.00$4,3004 of 5
Kaiser Permanente Sr Adv Enhanced Marin San Mateo (HMO)Kaiser PermanenteHMO$97.00$3,9004.5 of 5

Advantage plans without drug coverage for 2027 (2)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Aetna Medicare Eagle (HMO)Aetna MedicareHMONot listed$4,4503 of 5
Imperial Courage Plan (HMO)Imperial Health Plan of California, Inc.HMONot listed$2,9994 of 5

Special Needs Plans for 2027 (8)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Imperial Senior Value (HMO C-SNP)Imperial Health Plan of California, Inc.HMO C-SNP · Chronic or Disabling Condition$0$2954 of 5
Kaiser Permanente Dual Complete North P22 (HMO D-SNP)Kaiser PermanenteHMO D-SNP · Dual-Eligible$0$9,8504.5 of 5
Premier Care (HMO I-SNP)Align Senior CareHMO I-SNP · Institutional$0$1,900Not Enough Data Available
SCAN Balance (HMO C-SNP)SCAN Health PlanHMO C-SNP · Chronic or Disabling Condition$0$1,9004 of 5
SCAN Strive (HMO C-SNP)SCAN Health PlanHMO C-SNP · Chronic or Disabling Condition$0$9,8504 of 5
Imperial Flex (HMO C-SNP)Imperial Health Plan of California, Inc.HMO C-SNP · Chronic or Disabling Condition$2.70$9,8504 of 5
CareAdvantage (HMO D-SNP)HEALTH PLAN OF SAN MATEOHMO D-SNP · Dual-Eligible$7.30$9,8503 of 5
Senior Care (HMO I-SNP)Align Senior CareHMO I-SNP · Institutional$7.30$9,850Not Enough Data Available

Stand-alone Part D drug plans are offered statewide: see California drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.