County Plan Watch
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Colorado

Medicare Advantage plans in La Plata County, CO: what changed for 2027

For 2027, La Plata County in Colorado has 5 Medicare Advantage plans that include drug coverage, compared with 8 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage5-3 from 2026
Advantage plans without drug coverage2-2 from 2026
Special Needs Plans8no change
$0 premium plans with drug coverage4-1 from 2026
Median out-of-pocket limit$7,1502026: $6,325
Plans rated 4 stars or more4+2 from 2026

7 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 2 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 4,163 of the 13,795 people eligible for Medicare in La Plata County were enrolled in a Medicare Advantage or other Medicare health plan, 30.2%. A year earlier it was 4,216 of 13,394 (31.5%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (5)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Aetna Medicare Signature (HMO)Aetna MedicareHMO$0$5,9004 of 5
Aetna Medicare Signature (PPO)Aetna MedicarePPO$0$7,1504 of 5
HealthSpring Preferred (HMO)HealthSpringHMO$0$7,150Not Enough Data Available
Humana Essentials Plus Giveback (PPO)HumanaPPO$0$7,8504 of 5
Aetna Medicare Value Care (PPO)Aetna MedicarePPO$18.40$7,1504 of 5

Advantage plans without drug coverage for 2027 (2)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Aetna Medicare Eagle (PPO)Aetna MedicarePPONot listed$5,5004 of 5
Humana USAA Honor Giveback (PPO)HumanaPPONot listed$6,2004 of 5

Special Needs Plans for 2027 (8)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Aetna Medicare Dual Extra Care (HMO D-SNP)Aetna MedicareHMO D-SNP · Dual-Eligible$0$9,8503.5 of 5
Aetna Medicare Full Dual Care (HMO D-SNP)Aetna MedicareHMO D-SNP · Dual-Eligible$0$9,8503.5 of 5
Aetna Medicare Full Dual Extra Care (HMO D-SNP)Aetna MedicareHMO D-SNP · Dual-Eligible$0$9,8504 of 5
HumanaChoice SNP-DE H5216-267 (PPO D-SNP)HumanaPPO D-SNP · Dual-Eligible$2.10$9,8504 of 5
HealthSpring TotalCare (HMO D-SNP)HealthSpringHMO D-SNP · Dual-Eligible$18.40$9,850Not Enough Data Available
HealthSpring TotalCare Plus (HMO D-SNP)HealthSpringHMO D-SNP · Dual-Eligible$18.40$9,850Not Enough Data Available
UHC Dual Complete CO-Q1 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$18.40$9,8503.5 of 5
UHC Dual Complete CO-S4 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$18.40$9,8503.5 of 5

Stand-alone Part D drug plans are offered statewide: see Colorado drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.