County Plan Watch
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Delaware

Medicare Advantage plans in New Castle County, DE: what changed for 2027

For 2027, New Castle County in Delaware has 19 Medicare Advantage plans that include drug coverage, compared with 18 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage19+1 from 2026
Advantage plans without drug coverage4-1 from 2026
Special Needs Plans14+1 from 2026
$0 premium plans with drug coverage11-1 from 2026
Median out-of-pocket limit$7,2502026: $6,725
Plans rated 4 stars or more9no change

3 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 3 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 40,011 of the 118,712 people eligible for Medicare in New Castle County were enrolled in a Medicare Advantage or other Medicare health plan, 33.7%. A year earlier it was 39,050 of 115,396 (33.8%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (19)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage Essentials from UHC DE-3 (HMO-POS)UnitedHealthcareHMO-POS$0$6,4004 of 5
AARP Medicare Advantage Extras from UHC DE-6 (HMO-POS)UnitedHealthcareHMO-POS$0$7,1504 of 5
Aetna Medicare Advantra Signature (HMO)Aetna MedicareHMO$0$7,1503.5 of 5
Complete Blue PPO Signature (PPO)Highmark Blue Cross Blue ShieldPPO$0$7,1503 of 5
DEVOTED CHOICE 001 DE (PPO)Devoted HealthPPO$0$7,250Plan Too New To Be Measured
DEVOTED CHOICE GIVEBACK 002 DE (PPO)Devoted HealthPPO$0$9,850Plan Too New To Be Measured
DEVOTED CHOICE GIVEBACK EXTRAS 005 DE (PPO)Devoted HealthPPO$0$8,450Plan Too New To Be Measured
HealthSpring Preferred (HMO)HealthSpringHMO$0$7,9003 of 5
Humana Essentials Plus Giveback (PPO)HumanaPPO$0$9,8504 of 5
Humana Essentials Plus Giveback (PPO)HumanaPPO$0$9,8504.5 of 5
Wellcare Simple (HMO-POS)WellcareHMO-POS$0$9,8502.5 of 5
HumanaChoice H5216-390 (PPO)HumanaPPO$7.90$5,9004 of 5
HealthSpring True Choice (PPO)HealthSpringPPO$14.00$7,5003 of 5
AARP Medicare Advantage from UHC DE-0001 (PPO)UnitedHealthcarePPO$23.00$7,1504 of 5
HumanaChoice H5216-387 (PPO)HumanaPPO$43.00$8,9504 of 5
Aetna Medicare Enhanced (HMO)Aetna MedicareHMO$59.00$7,1503.5 of 5
AARP Medicare Advantage from UHC DE-0002 (PPO)UnitedHealthcarePPO$68.00$7,1504 of 5
Aetna Medicare Premier (PPO)Aetna MedicarePPO$106.00$9,8504 of 5
Complete Blue PPO Distinct (PPO)Highmark Blue Cross Blue ShieldPPO$138.00$6,5003 of 5

Advantage plans without drug coverage for 2027 (4)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage Patriot No Rx DE-MA01 (HMO-POS)UnitedHealthcareHMO-POSNot listed$7,1504 of 5
Aetna Medicare Advantra Eagle Plus (HMO)Aetna MedicareHMONot listed$7,1503.5 of 5
Freedom Blue PPO Valor (PPO)Highmark Blue Cross Blue ShieldPPONot listed$6,0003 of 5
Humana USAA Honor Giveback (PPO)HumanaPPONot listed$6,7504 of 5

Special Needs Plans for 2027 (14)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Aetna Medicare Chronic Care (HMO C-SNP)Aetna MedicareHMO C-SNP · Chronic or Disabling Condition$0$7,1503.5 of 5
Aetna Medicare Chronic Care Total (HMO C-SNP)Aetna MedicareHMO C-SNP · Chronic or Disabling Condition$0$9,8503.5 of 5
AmeriHealth Caritas VIP Care Choice (HMO D-SNP)AmeriHealth Caritas VIP Care (HMO-D-SNP)HMO D-SNP · Dual-Eligible$0$9,250Not Enough Data Available
DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 004 DE (PPO C-SNP)Devoted HealthPPO C-SNP · Chronic or Disabling Condition$0$8,450Plan Too New To Be Measured
DEVOTED C-SNP CHOICE PLUS 003 DE (PPO C-SNP)Devoted HealthPPO C-SNP · Chronic or Disabling Condition$0$9,850Plan Too New To Be Measured
UHC Complete Care DE-4 (HMO-POS C-SNP)UnitedHealthcareHMO-POS C-SNP · Chronic or Disabling Condition$0$6,4004 of 5
UHC Complete Care Support DE-5A (HMO-POS C-SNP)UnitedHealthcareHMO-POS C-SNP · Chronic or Disabling Condition$0$9,8504 of 5
Wellcare Delaware First Health Dual Select (HMO-POS D-SNP)WellcareHMO-POS D-SNP · Dual-Eligible$0$3,8502.5 of 5
AmeriHealth Caritas VIP Care (HMO D-SNP)AmeriHealth Caritas VIP Care (HMO-D-SNP)HMO D-SNP · Dual-Eligible$7.90$9,850Not Enough Data Available
Highmark Health Options Duals (HMO D-SNP)Highmark Blue Cross Blue ShieldHMO D-SNP · Dual-Eligible$7.90$9,8502.5 of 5
Highmark Health Options Duals Select (HMO D-SNP)Highmark Blue Cross Blue ShieldHMO D-SNP · Dual-Eligible$7.90$9,8502.5 of 5
Wellcare Delaware First Health Dual Align (HMO-POS D-SNP)WellcareHMO-POS D-SNP · Dual-Eligible$7.90$9,8502.5 of 5
UHC Nursing Home Plan EX-F002 (PPO I-SNP)UnitedHealthcarePPO I-SNP · Institutional$12.50$9,8505 of 5
HealthSpring Achieve (HMO C-SNP)HealthSpringHMO C-SNP · Chronic or Disabling Condition$40.00$7,5003 of 5

Stand-alone Part D drug plans are offered statewide: see Delaware drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.