County Plan Watch
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Florida

Medicare Advantage plans in Escambia County, FL: what changed for 2027

For 2027, Escambia County in Florida has 19 Medicare Advantage plans that include drug coverage, compared with 21 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage19-2 from 2026
Advantage plans without drug coverage9-2 from 2026
Special Needs Plans23-1 from 2026
$0 premium plans with drug coverage14-2 from 2026
Median out-of-pocket limit$7,1502026: $6,750
Plans rated 4 stars or more12no change

7 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 3 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 39,010 of the 78,210 people eligible for Medicare in Escambia County were enrolled in a Medicare Advantage or other Medicare health plan, 49.9%. A year earlier it was 37,700 of 76,657 (49.2%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (19)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage from UHC FL-0008 (HMO-POS)UnitedHealthcareHMO-POS$0$7,1504 of 5
Aetna Medicare Select (HMO)Aetna MedicareHMO$0$3,9004 of 5
Aetna Medicare Signature (PPO)Aetna MedicarePPO$0$7,1504 of 5
Aetna Medicare Signature Legacy (PPO)Aetna MedicarePPO$0$7,1504 of 5
BlueMedicare Classic (HMO)Florida Blue HMOHMO$0$6,7503.5 of 5
BlueMedicare Value (PPO)Florida BluePPO$0$8,7503 of 5
DEVOTED CHOICE 015 FL (PPO)Devoted HealthPPO$0$6,1504 of 5
DEVOTED CHOICE GIVEBACK 013 FL (PPO)Devoted HealthPPO$0$9,8504 of 5
DEVOTED CHOICE GIVEBACK EXTRAS 017 FL (PPO)Devoted HealthPPO$0$7,7504 of 5
HealthSpring Preferred (HMO)HealthSpringHMO$0$5,7503 of 5
Humana Essentials Plus Giveback (PPO)HumanaPPO$0$7,1503.5 of 5
Humana Gold Plus Giveback H1036-271 (HMO)HumanaHMO$0$6,7504.5 of 5
Humana Gold Plus H1036-143 (HMO)HumanaHMO$0$4,3004.5 of 5
Humana Value Choice (PPO)HumanaPPO$0$7,1504 of 5
HumanaChoice R5826-074 (Regional PPO)HumanaRegional PPO$35.00$7,5504 of 5
HumanaChoice Florida H7284-009 (PPO)HumanaPPO$38.90$6,7503.5 of 5
AARP Medicare Advantage from UHC FL-0031 (Regional PPO)UnitedHealthcareRegional PPO$127.00$9,8503.5 of 5
HumanaChoice R5826-005 (Regional PPO)HumanaRegional PPO$161.00$6,7004 of 5
BlueMedicare Select (PPO)Florida BluePPO$173.00$7,5003 of 5

Advantage plans without drug coverage for 2027 (9)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO)UnitedHealthcareRegional PPONot listed$9,2503.5 of 5
Aetna Medicare Eagle Giveback (PPO)Aetna MedicarePPONot listed$7,1504 of 5
BlueMedicare Patriot (PPO)Florida BluePPONot listed$6,7503 of 5
BlueMedicare Patriot Plus (PPO)Florida BluePPONot listed$6,7503 of 5
DEVOTED CHOICE MA ONLY 014 FL (PPO)Devoted HealthPPONot listed$9,2504 of 5
HealthSpring Courage (HMO)HealthSpringHMONot listed$5,5003 of 5
Humana USAA Honor Giveback (HMO)HumanaHMONot listed$6,7004.5 of 5
Humana USAA Honor Giveback (PPO)HumanaPPONot listed$6,0004 of 5
HumanaChoice R5826-018 (Regional PPO)HumanaRegional PPONot listed$7,5504 of 5

Special Needs Plans for 2027 (23)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Aetna Medicare Full Dual Select (HMO D-SNP)Aetna MedicareHMO D-SNP · Dual-Eligible$0$9,8504 of 5
Aetna Medicare Partial Dual Select (HMO D-SNP)Aetna MedicareHMO D-SNP · Dual-Eligible$0$9,8504 of 5
DEVOTED DUAL 043 FL (HMO D-SNP)Devoted HealthHMO D-SNP · Dual-Eligible$0$7,2004.5 of 5
DEVOTED DUAL FULL 104 FL (HMO D-SNP)Devoted HealthHMO D-SNP · Dual-Eligible$0$9,8504.5 of 5
DEVOTED DUAL QMB 042 FL (HMO D-SNP)Devoted HealthHMO D-SNP · Dual-Eligible$0$9,8504.5 of 5
Florida Complete Care (HMO I-SNP)Florida Complete CareHMO I-SNP · Institutional$0$3,4003 of 5
Florida Complete Care- In The Community (HMO-POS I-SNP)Florida Complete CareHMO-POS I-SNP · Institutional$0$3,4003 of 5
Florida Complete Care-Duals VIP (HMO-POS D-SNP)Florida Complete CareHMO-POS D-SNP · Dual-Eligible$0$3,4003 of 5
Humana Dual Integrated (HMO D-SNP)HumanaHMO D-SNP · Dual-Eligible$0$9,8504.5 of 5
Humana Dual Integrated (PPO D-SNP)HumanaPPO D-SNP · Dual-Eligible$0$9,8504 of 5
Humana Dual Select H1036-214 (HMO D-SNP)HumanaHMO D-SNP · Dual-Eligible$0$3,4004.5 of 5
Humana Dual Select H1036-314 (HMO D-SNP)HumanaHMO D-SNP · Dual-Eligible$0$3,4004.5 of 5
Humana Dual Select H5216-394 (PPO D-SNP)HumanaPPO D-SNP · Dual-Eligible$0$4,9004 of 5
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)HumanaHMO C-SNP · Chronic or Disabling Condition$0$3,3004.5 of 5
Humana Gold Plus Lung (HMO C-SNP)HumanaHMO C-SNP · Chronic or Disabling Condition$0$3,3004.5 of 5
UHC Dual Complete FL-Q1 (PPO D-SNP)UnitedHealthcarePPO D-SNP · Dual-Eligible$0$9,8503.5 of 5
UHC Dual Complete FL-Q2 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$0$9,8503.5 of 5
UHC Dual Complete FL-Q3 (Regional PPO D-SNP)UnitedHealthcareRegional PPO D-SNP · Dual-Eligible$0$9,8503.5 of 5
UHC Dual Complete FL-Y8 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$0$9,8503.5 of 5
UHC Nursing Home Plan EX-F001 (PPO I-SNP)UnitedHealthcarePPO I-SNP · Institutional$0$9,8505 of 5
HealthSpring TotalCare (HMO D-SNP)HealthSpringHMO D-SNP · Dual-Eligible$7.30$9,8503 of 5
HealthSpring TotalCare Plus (HMO D-SNP)HealthSpringHMO D-SNP · Dual-Eligible$7.30$9,8503 of 5
UHC Dual Complete FL-Y7 (PPO D-SNP)UnitedHealthcarePPO D-SNP · Dual-Eligible$7.30$9,8503.5 of 5

Stand-alone Part D drug plans are offered statewide: see Florida drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.