Medicare Advantage plans in Flagler County, FL: what changed for 2027
For 2027, Flagler County in Florida has 32 Medicare Advantage plans that include drug coverage, compared with 32 in 2026, according to the CMS plan landscape files.
Advantage plans with drug coverage32no change
Advantage plans without drug coverage10-1 from 2026
Special Needs Plans31+2 from 2026
$0 premium plans with drug coverage26no change
Median out-of-pocket limit$6,7502026: $6,700
Plans rated 4 stars or more26+2 from 2026
5 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 4 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 26,829 of the 48,566 people eligible for Medicare in Flagler County were enrolled in a Medicare Advantage or other Medicare health plan, 55.2%. A year earlier it was 25,693 of 46,551 (55.2%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (32)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC FL-37 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $7,150 | 4 of 5 |
| AARP Medicare Advantage Giveback from UHC FL-40 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $7,150 | 4 of 5 |
| AARP Medicare Advantage from UHC FL-0005 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $3,900 | 4 of 5 |
| AARP Medicare Advantage from UHC FL-0021 (PPO) | UnitedHealthcare | PPO | $0 | $7,150 | 4 of 5 |
| Aetna Medicare Select (HMO) | Aetna Medicare | HMO | $0 | $3,900 | 4 of 5 |
| Aetna Medicare Signature (PPO) | Aetna Medicare | PPO | $0 | $7,150 | 4 of 5 |
| Aetna Medicare Signature Extra (PPO) | Aetna Medicare | PPO | $0 | $7,150 | 4 of 5 |
| Aetna Medicare Signature Legacy (PPO) | Aetna Medicare | PPO | $0 | $6,750 | 4 of 5 |
| BlueMedicare Value (PPO) | Florida Blue | PPO | $0 | $7,900 | 3 of 5 |
| CareAccess (HMO) | CarePlus Health Plans, Inc. | HMO | $0 | $4,000 | 4 of 5 |
| CareFree Platinum Giveback (HMO) | CarePlus Health Plans, Inc. | HMO | $0 | $3,750 | 4 of 5 |
| CareOne Plus (HMO) | CarePlus Health Plans, Inc. | HMO | $0 | $3,000 | 4 of 5 |
| DEVOTED CORE 050 FL (HMO) | Devoted Health | HMO | $0 | $4,950 | 4.5 of 5 |
| DEVOTED CORE 057 FL (HMO) | Devoted Health | HMO | $0 | $4,700 | 4.5 of 5 |
| DEVOTED GIVEBACK 049 FL (HMO) | Devoted Health | HMO | $0 | $7,150 | 4.5 of 5 |
| DEVOTED GIVEBACK EXTRAS 105 FL (HMO) | Devoted Health | HMO | $0 | $5,550 | 4.5 of 5 |
| FHCP Medicare Classic (HMO) | Florida Blue HMO | HMO | $0 | $7,150 | 3.5 of 5 |
| Health First Emerald Plus H1099-028 (HMO) | Health First Health Plans, Inc. | HMO | $0 | $4,200 | 4 of 5 |
| Health First SunSaver H1099-016 (HMO) | Health First Health Plans, Inc. | HMO | $0 | $3,900 | 4 of 5 |
| HealthSpring Preferred (HMO) | HealthSpring | HMO | $0 | $7,100 | 3 of 5 |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | $0 | $7,150 | 4.5 of 5 |
| Humana Gold Plus Giveback H1036-157 (HMO) | Humana | HMO | $0 | $3,700 | 4.5 of 5 |
| Humana Gold Plus H1036-044 (HMO) | Humana | HMO | $0 | $2,700 | 4.5 of 5 |
| Humana Value Choice (PPO) | Humana | PPO | $0 | $7,150 | 4 of 5 |
| Wellcare Giveback (HMO-POS) | Wellcare | HMO-POS | $0 | $7,200 | 4 of 5 |
| Wellcare Simple (HMO-POS) | Wellcare | HMO-POS | $0 | $2,500 | 4 of 5 |
| HumanaChoice R5826-074 (Regional PPO) | Humana | Regional PPO | $35.00 | $7,550 | 4 of 5 |
| HumanaChoice Florida H7284-009 (PPO) | Humana | PPO | $38.90 | $6,750 | 3.5 of 5 |
| FHCP Medicare Rx Plus (HMO) | Florida Blue HMO | HMO | $82.00 | $6,750 | 3.5 of 5 |
| Aetna Medicare Premier (PPO) | Aetna Medicare | PPO | $100.00 | $7,150 | 4 of 5 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) | UnitedHealthcare | Regional PPO | $127.00 | $9,850 | 3.5 of 5 |
| HumanaChoice R5826-005 (Regional PPO) | Humana | Regional PPO | $161.00 | $6,700 | 4 of 5 |
Advantage plans without drug coverage for 2027 (10)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) | UnitedHealthcare | Regional PPO | Not listed | $9,250 | 3.5 of 5 |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) | UnitedHealthcare | PPO | Not listed | $8,900 | 4 of 5 |
| Aetna Medicare Eagle Giveback (PPO) | Aetna Medicare | PPO | Not listed | $7,150 | 4 of 5 |
| BlueMedicare Patriot (PPO) | Florida Blue | PPO | Not listed | $6,750 | 3 of 5 |
| BlueMedicare Patriot Plus (PPO) | Florida Blue | PPO | Not listed | $6,750 | 3 of 5 |
| CareSalute (HMO) | CarePlus Health Plans, Inc. | HMO | Not listed | $4,150 | 4 of 5 |
| Humana USAA Honor Giveback (HMO) | Humana | HMO | Not listed | $6,700 | 4.5 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $6,000 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $6,750 | 4.5 of 5 |
| HumanaChoice R5826-018 (Regional PPO) | Humana | Regional PPO | Not listed | $7,550 | 4 of 5 |
Special Needs Plans for 2027 (31)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Chronic Care (HMO C-SNP) | Aetna Medicare | HMO C-SNP · Chronic or Disabling Condition | $0 | $4,200 | 4 of 5 |
| Aetna Medicare Full Dual Select (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| Aetna Medicare Partial Dual Select (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| CareBreeze (HMO C-SNP) | CarePlus Health Plans, Inc. | HMO C-SNP · Chronic or Disabling Condition | $0 | $2,000 | 4 of 5 |
| CareBreeze Platinum (HMO C-SNP) | CarePlus Health Plans, Inc. | HMO C-SNP · Chronic or Disabling Condition | $0 | $3,800 | 4 of 5 |
| CareComplete (HMO C-SNP) | CarePlus Health Plans, Inc. | HMO C-SNP · Chronic or Disabling Condition | $0 | $2,000 | 4 of 5 |
| CareComplete Platinum (HMO C-SNP) | CarePlus Health Plans, Inc. | HMO C-SNP · Chronic or Disabling Condition | $0 | $3,800 | 4 of 5 |
| CareNeeds Platinum (HMO D-SNP) | CarePlus Health Plans, Inc. | HMO D-SNP · Dual-Eligible | $0 | $3,400 | 4 of 5 |
| CareNeeds Plus (HMO D-SNP) | CarePlus Health Plans, Inc. | HMO D-SNP · Dual-Eligible | $0 | $3,400 | 4 of 5 |
| DEVOTED DUAL 041 FL (HMO D-SNP) | Devoted Health | HMO D-SNP · Dual-Eligible | $0 | $5,200 | 4.5 of 5 |
| DEVOTED DUAL FULL 096 FL (HMO D-SNP) | Devoted Health | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| DEVOTED DUAL QMB 052 FL (HMO D-SNP) | Devoted Health | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| Humana Dual Integrated (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| Humana Dual Integrated (PPO D-SNP) | Humana | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| Humana Dual Select H1036-209 (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $3,400 | 4.5 of 5 |
| Humana Dual Select H1036-314 (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $3,400 | 4.5 of 5 |
| Humana Dual Select H5216-394 (PPO D-SNP) | Humana | PPO D-SNP · Dual-Eligible | $0 | $4,900 | 4 of 5 |
| Humana Fully Integrated H1036-280 (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $3,400 | 4.5 of 5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP · Chronic or Disabling Condition | $0 | $3,300 | 4.5 of 5 |
| Humana Gold Plus Lung (HMO C-SNP) | Humana | HMO C-SNP · Chronic or Disabling Condition | $0 | $3,300 | 4.5 of 5 |
| UHC Dual Complete FL-Q1 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| UHC Dual Complete FL-QV2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| UHC Dual Complete FL-YL (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Wellcare Sunshine Health Dual Access (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) | Wellcare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP · Dual-Eligible | $0 | $3,000 | 4 of 5 |
| HealthSpring TotalCare (HMO D-SNP) | HealthSpring | HMO D-SNP · Dual-Eligible | $7.30 | $9,850 | 3 of 5 |
| HealthSpring TotalCare Plus (HMO D-SNP) | HealthSpring | HMO D-SNP · Dual-Eligible | $7.30 | $9,850 | 3 of 5 |
| UHC Dual Complete FL-Y7 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $7.30 | $9,850 | 3.5 of 5 |
Stand-alone Part D drug plans are offered statewide: see Florida drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.