Medicare Advantage plans in Highlands County, FL: what changed for 2027
For 2027, Highlands County in Florida has 17 Medicare Advantage plans that include drug coverage, compared with 27 in 2026, according to the CMS plan landscape files.
Companies no longer offering Advantage plans here in 2027
- Health First Shared Services, Inc.
If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.
13 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 1 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 22,687 of the 37,722 people eligible for Medicare in Highlands County were enrolled in a Medicare Advantage or other Medicare health plan, 60.1%. A year earlier it was 22,013 of 37,220 (59.1%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (17)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC FL-0012 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $2,900 | 4 of 5 |
| AARP Medicare Advantage from UHC FL-0027 (PPO) | UnitedHealthcare | PPO | $0 | $7,150 | 4 of 5 |
| Aetna Medicare Select (HMO) | Aetna Medicare | HMO | $0 | $3,900 | 4 of 5 |
| Aetna Medicare Signature (PPO) | Aetna Medicare | PPO | $0 | $7,150 | 4 of 5 |
| Aetna Medicare Signature Legacy (PPO) | Aetna Medicare | PPO | $0 | $5,500 | 4 of 5 |
| BlueMedicare Value (PPO) | Florida Blue | PPO | $0 | $5,900 | 3 of 5 |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | $0 | $7,150 | 4.5 of 5 |
| Humana Gold Plus Giveback H1036-265 (HMO) | Humana | HMO | $0 | $2,400 | 4.5 of 5 |
| Humana Gold Plus Giveback H1036-266 (HMO) | Humana | HMO | $0 | $3,400 | 4.5 of 5 |
| Humana Gold Plus H1036-230 (HMO) | Humana | HMO | $0 | $2,400 | 4.5 of 5 |
| Humana Value Choice (PPO) | Humana | PPO | $0 | $5,600 | 4 of 5 |
| Wellcare Giveback (HMO-POS) | Wellcare | HMO-POS | $0 | $7,200 | 4 of 5 |
| Wellcare Simple (HMO-POS) | Wellcare | HMO-POS | $0 | $3,000 | 4 of 5 |
| HumanaChoice R5826-074 (Regional PPO) | Humana | Regional PPO | $35.00 | $7,550 | 4 of 5 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) | UnitedHealthcare | Regional PPO | $127.00 | $9,850 | 3.5 of 5 |
| HumanaChoice R5826-005 (Regional PPO) | Humana | Regional PPO | $161.00 | $6,700 | 4 of 5 |
| BlueMedicare Select (PPO) | Florida Blue | PPO | $173.00 | $7,500 | 3 of 5 |
Advantage plans without drug coverage for 2027 (8)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) | UnitedHealthcare | Regional PPO | Not listed | $9,250 | 3.5 of 5 |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) | UnitedHealthcare | PPO | Not listed | $8,900 | 4 of 5 |
| Aetna Medicare Eagle Giveback (PPO) | Aetna Medicare | PPO | Not listed | $7,150 | 4 of 5 |
| BlueMedicare Patriot (PPO) | Florida Blue | PPO | Not listed | $6,750 | 3 of 5 |
| Humana USAA Honor Giveback (HMO) | Humana | HMO | Not listed | $3,900 | 4.5 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $6,000 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $6,750 | 4.5 of 5 |
| HumanaChoice R5826-018 (Regional PPO) | Humana | Regional PPO | Not listed | $7,550 | 4 of 5 |
Special Needs Plans for 2027 (22)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Chronic Care (HMO C-SNP) | Aetna Medicare | HMO C-SNP · Chronic or Disabling Condition | $0 | $3,900 | 4 of 5 |
| Aetna Medicare Full Dual Select (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| Aetna Medicare Partial Dual Select (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| Humana Dual Integrated (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| Humana Dual Integrated (PPO D-SNP) | Humana | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| Humana Dual Select H1036-102 (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $1,500 | 4.5 of 5 |
| Humana Dual Select H1036-314 (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $3,400 | 4.5 of 5 |
| Humana Dual Select H5216-394 (PPO D-SNP) | Humana | PPO D-SNP · Dual-Eligible | $0 | $4,900 | 4 of 5 |
| Humana Fully Integrated H1036-280 (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $3,400 | 4.5 of 5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP · Chronic or Disabling Condition | $0 | $2,000 | 4.5 of 5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP · Chronic or Disabling Condition | $0 | $2,850 | 4.5 of 5 |
| Humana Gold Plus Lung (HMO C-SNP) | Humana | HMO C-SNP · Chronic or Disabling Condition | $0 | $2,000 | 4.5 of 5 |
| Simply Complete Platinum (HMO D-SNP) | Simply Healthcare Plans, Inc. | HMO D-SNP · Dual-Eligible | $0 | $500 | 4 of 5 |
| Simply Integrated Platinum (HMO D-SNP) | Simply Healthcare Plans, Inc. | HMO D-SNP · Dual-Eligible | $0 | $500 | 4 of 5 |
| UHC Complete Care FL-14 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $3,400 | 4 of 5 |
| UHC Dual Complete FL-Q1 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| UHC Dual Complete FL-Q2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| UHC Dual Complete FL-Y8 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| UHC Dual Complete FL-YL (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Longevity Health Plan (HMO I-SNP) | Longevity Health Plan | HMO I-SNP · Institutional | $7.30 | $9,850 | 5 of 5 |
| UHC Dual Complete FL-Y7 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $7.30 | $9,850 | 3.5 of 5 |
Stand-alone Part D drug plans are offered statewide: see Florida drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.