County Plan Watch
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Florida

Medicare Advantage plans in Marion County, FL: what changed for 2027

For 2027, Marion County in Florida has 41 Medicare Advantage plans that include drug coverage, compared with 43 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage41-2 from 2026
Advantage plans without drug coverage10-2 from 2026
Special Needs Plans56+2 from 2026
$0 premium plans with drug coverage35-2 from 2026
Median out-of-pocket limit$4,0002026: $4,200
Plans rated 4 stars or more33+2 from 2026

11 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 7 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 85,857 of the 140,953 people eligible for Medicare in Marion County were enrolled in a Medicare Advantage or other Medicare health plan, 60.9%. A year earlier it was 82,672 of 136,855 (60.4%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (41)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage Giveback from UHC FL-40 (HMO-POS)UnitedHealthcareHMO-POS$0$7,1504 of 5
AARP Medicare Advantage from UHC FL-0024 (PPO)UnitedHealthcarePPO$0$5,9004 of 5
Aetna Medicare Select (HMO)Aetna MedicareHMO$0$3,9004 of 5
Aetna Medicare Select Extra (HMO)Aetna MedicareHMO$0$2,9004 of 5
Aetna Medicare Select Extra (HMO-POS)Aetna MedicareHMO-POS$0$6,7504 of 5
Aetna Medicare Signature (PPO)Aetna MedicarePPO$0$7,1504 of 5
Aetna Medicare Signature Legacy (PPO)Aetna MedicarePPO$0$5,9004 of 5
BlueMedicare Classic (HMO)Florida Blue HMOHMO$0$6,7503.5 of 5
BlueMedicare Premier (HMO)Florida Blue HMOHMO$0$2,7003.5 of 5
BlueMedicare Value (PPO)Florida BluePPO$0$5,9003 of 5
CareAccess (HMO)CarePlus Health Plans, Inc.HMO$0$4,0004 of 5
CareFree Giveback (HMO)CarePlus Health Plans, Inc.HMO$0$3,8504 of 5
CareFree Platinum Giveback (HMO)CarePlus Health Plans, Inc.HMO$0$3,3004 of 5
CareOne Plus (HMO-POS)CarePlus Health Plans, Inc.HMO-POS$0$2,0004 of 5
CareOne Plus Local (HMO-POS)CarePlus Health Plans, Inc.HMO-POS$0$2,5004 of 5
DEVOTED CORE 027 FL (HMO)Devoted HealthHMO$0$3,9504.5 of 5
DEVOTED CORE 060 FL (HMO)Devoted HealthHMO$0$3,9004.5 of 5
DEVOTED GIVEBACK 035 FL (HMO)Devoted HealthHMO$0$7,1504.5 of 5
DEVOTED GIVEBACK EXTRAS 108 FL (HMO)Devoted HealthHMO$0$5,1504.5 of 5
Freedom Medicare Plan Rx (HMO)Freedom Health, Inc.HMO$0$4,4504 of 5
Freedom Platinum Plan Rx (HMO)Freedom Health, Inc.HMO$0$2,0004 of 5
Freedom Platinum Rewards Plan Rx (HMO)Freedom Health, Inc.HMO$0$3,4004 of 5
HealthSpring Preferred (HMO)HealthSpringHMO$0$2,2503 of 5
Humana Community (HMO)HumanaHMO$0$2,4004.5 of 5
Humana Essentials Plus Giveback (PPO)HumanaPPO$0$7,1504.5 of 5
Humana Gold Plus Giveback H1036-269 (HMO)HumanaHMO$0$3,2004.5 of 5
Humana Gold Plus H1036-146 (HMO)HumanaHMO$0$2,4004.5 of 5
Humana Value Choice (PPO)HumanaPPO$0$5,6004 of 5
HumanaChoice Florida H5216-074 (PPO)HumanaPPO$0$5,9004 of 5
Optimum Gold Rewards Plan (HMO)Optimum HealthCare, Inc.HMO$0$4,4504.5 of 5
Premier by Ultimate (HMO)Ultimate Health PlansHMO$0$3,2003.5 of 5
UHC The Villages Medicare Advantage FL-0004 (HMO-POS)UnitedHealthcareHMO-POS$0$2,7004 of 5
UHC The Villages Medicare Advantage FL-004P (HMO-POS)UnitedHealthcareHMO-POS$0$2,9004 of 5
Wellcare Giveback (HMO-POS)WellcareHMO-POS$0$7,2004 of 5
Wellcare Simple (HMO-POS)WellcareHMO-POS$0$3,0004 of 5
DEVOTED PREMIUM 044 FL (HMO)Devoted HealthHMO$7.30$3,9004.5 of 5
HumanaChoice R5826-074 (Regional PPO)HumanaRegional PPO$35.00$7,5504 of 5
HumanaChoice Florida H7284-009 (PPO)HumanaPPO$38.90$6,7503.5 of 5
AARP Medicare Advantage from UHC FL-0031 (Regional PPO)UnitedHealthcareRegional PPO$127.00$9,8503.5 of 5
HumanaChoice R5826-005 (Regional PPO)HumanaRegional PPO$161.00$6,7004 of 5
BlueMedicare Select (PPO)Florida BluePPO$173.00$7,5003 of 5

Advantage plans without drug coverage for 2027 (10)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO)UnitedHealthcareRegional PPONot listed$9,2503.5 of 5
AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO)UnitedHealthcarePPONot listed$8,9004 of 5
Aetna Medicare Eagle Giveback (PPO)Aetna MedicarePPONot listed$7,1504 of 5
BlueMedicare Patriot (PPO)Florida BluePPONot listed$6,7503 of 5
CareSalute (HMO)CarePlus Health Plans, Inc.HMONot listed$4,1504 of 5
Freedom Savings Plan (HMO)Freedom Health, Inc.HMONot listed$4,4504 of 5
Humana USAA Honor Giveback (HMO)HumanaHMONot listed$6,7004.5 of 5
Humana USAA Honor Giveback (PPO)HumanaPPONot listed$6,0004 of 5
Humana USAA Honor Giveback (PPO)HumanaPPONot listed$6,7504.5 of 5
HumanaChoice R5826-018 (Regional PPO)HumanaRegional PPONot listed$7,5504 of 5

Special Needs Plans for 2027 (56)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Advantage Care COPD by Ultimate (HMO C-SNP)Ultimate Health PlansHMO C-SNP · Chronic or Disabling Condition$0$2,6003.5 of 5
Advantage Care by Ultimate (HMO C-SNP)Ultimate Health PlansHMO C-SNP · Chronic or Disabling Condition$0$2,4003.5 of 5
Advantage Plus by Ultimate (Full) (HMO D-SNP)Ultimate Health PlansHMO D-SNP · Dual-Eligible$0$5003.5 of 5
Advantage Plus by Ultimate (Partial) (HMO D-SNP)Ultimate Health PlansHMO D-SNP · Dual-Eligible$0$5003.5 of 5
Aetna Medicare Chronic Care (HMO C-SNP)Aetna MedicareHMO C-SNP · Chronic or Disabling Condition$0$3,9004 of 5
Aetna Medicare Full Dual Select (HMO D-SNP)Aetna MedicareHMO D-SNP · Dual-Eligible$0$9,8504 of 5
Aetna Medicare Partial Dual Select (HMO D-SNP)Aetna MedicareHMO D-SNP · Dual-Eligible$0$9,8504 of 5
BlueMedicare Focus (HMO C-SNP)Florida Blue HMOHMO C-SNP · Chronic or Disabling Condition$0$2,9003.5 of 5
CareBreeze (HMO C-SNP)CarePlus Health Plans, Inc.HMO C-SNP · Chronic or Disabling Condition$0$2,0004 of 5
CareBreeze Platinum (HMO C-SNP)CarePlus Health Plans, Inc.HMO C-SNP · Chronic or Disabling Condition$0$2,0004 of 5
CareComplete (HMO C-SNP)CarePlus Health Plans, Inc.HMO C-SNP · Chronic or Disabling Condition$0$2,0004 of 5
CareComplete Local (HMO C-SNP)CarePlus Health Plans, Inc.HMO C-SNP · Chronic or Disabling Condition$0$3,0004 of 5
CareComplete Platinum (HMO C-SNP)CarePlus Health Plans, Inc.HMO C-SNP · Chronic or Disabling Condition$0$2,4004 of 5
CareNeeds Platinum (HMO D-SNP)CarePlus Health Plans, Inc.HMO D-SNP · Dual-Eligible$0$3,4004 of 5
CareNeeds Plus (HMO D-SNP)CarePlus Health Plans, Inc.HMO D-SNP · Dual-Eligible$0$3,4004 of 5
DEVOTED C-SNP ENHANCED 070 FL (HMO C-SNP)Devoted HealthHMO C-SNP · Chronic or Disabling Condition$0$4,4004.5 of 5
DEVOTED C-SNP PLUS 091 FL (HMO C-SNP)Devoted HealthHMO C-SNP · Chronic or Disabling Condition$0$9,8504.5 of 5
DEVOTED DUAL 033 FL (HMO D-SNP)Devoted HealthHMO D-SNP · Dual-Eligible$0$4,4004.5 of 5
DEVOTED DUAL FULL 101 FL (HMO D-SNP)Devoted HealthHMO D-SNP · Dual-Eligible$0$9,8504.5 of 5
DEVOTED DUAL QMB 052 FL (HMO D-SNP)Devoted HealthHMO D-SNP · Dual-Eligible$0$9,8504.5 of 5
Florida Complete Care (HMO I-SNP)Florida Complete CareHMO I-SNP · Institutional$0$3,4003 of 5
Florida Complete Care- In The Community (HMO-POS I-SNP)Florida Complete CareHMO-POS I-SNP · Institutional$0$3,4003 of 5
Florida Complete Care-Duals VIP (HMO-POS D-SNP)Florida Complete CareHMO-POS D-SNP · Dual-Eligible$0$3,4003 of 5
Freedom Medi-Medi Partial (HMO D-SNP)Freedom Health, Inc.HMO D-SNP · Dual-Eligible$0$5004 of 5
Freedom VIP Care (HMO C-SNP)Freedom Health, Inc.HMO C-SNP · Chronic or Disabling Condition$0$1,0004 of 5
Freedom VIP Savings (HMO C-SNP)Freedom Health, Inc.HMO C-SNP · Chronic or Disabling Condition$0$3,4004 of 5
Freedom VIP Savings COPD (HMO C-SNP)Freedom Health, Inc.HMO C-SNP · Chronic or Disabling Condition$0$3,4004 of 5
Humana Community HMO Diabetes and Heart (HMO C-SNP)HumanaHMO C-SNP · Chronic or Disabling Condition$0$2,5004.5 of 5
Humana Dual Integrated (HMO D-SNP)HumanaHMO D-SNP · Dual-Eligible$0$9,8504.5 of 5
Humana Dual Integrated (PPO D-SNP)HumanaPPO D-SNP · Dual-Eligible$0$9,8504 of 5
Humana Dual Select H1036-213 (HMO D-SNP)HumanaHMO D-SNP · Dual-Eligible$0$3,4004.5 of 5
Humana Dual Select H1036-314 (HMO D-SNP)HumanaHMO D-SNP · Dual-Eligible$0$3,4004.5 of 5
Humana Dual Select H5216-394 (PPO D-SNP)HumanaPPO D-SNP · Dual-Eligible$0$4,9004 of 5
Humana Fully Integrated H1036-280 (HMO D-SNP)HumanaHMO D-SNP · Dual-Eligible$0$3,4004.5 of 5
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)HumanaHMO C-SNP · Chronic or Disabling Condition$0$3,1004.5 of 5
Humana Gold Plus Lung (HMO C-SNP)HumanaHMO C-SNP · Chronic or Disabling Condition$0$3,1004.5 of 5
Optimum Diamond Savings (HMO C-SNP)Optimum HealthCare, Inc.HMO C-SNP · Chronic or Disabling Condition$0$5,0004.5 of 5
Optimum Diamond Savings COPD (HMO C-SNP)Optimum HealthCare, Inc.HMO C-SNP · Chronic or Disabling Condition$0$5,0004.5 of 5
Optimum Emerald Partial (HMO D-SNP)Optimum HealthCare, Inc.HMO D-SNP · Dual-Eligible$0$5004.5 of 5
Simply Complete Platinum (HMO D-SNP)Simply Healthcare Plans, Inc.HMO D-SNP · Dual-Eligible$0$5004 of 5
Simply Integrated Platinum (HMO D-SNP)Simply Healthcare Plans, Inc.HMO D-SNP · Dual-Eligible$0$5004 of 5
UHC Complete Care FL-14 (HMO-POS C-SNP)UnitedHealthcareHMO-POS C-SNP · Chronic or Disabling Condition$0$3,9004 of 5
UHC Dual Complete FL-Q1 (PPO D-SNP)UnitedHealthcarePPO D-SNP · Dual-Eligible$0$9,8503.5 of 5
UHC Dual Complete FL-Q3 (Regional PPO D-SNP)UnitedHealthcareRegional PPO D-SNP · Dual-Eligible$0$9,8503.5 of 5
UHC Dual Complete FL-QV2 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$0$9,8504 of 5
UHC Dual Complete FL-Y5 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$0$9,8504 of 5
UHC Dual Complete FL-YL (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$0$9,8503.5 of 5
Wellcare Sunshine Health Dual Access (HMO-POS D-SNP)WellcareHMO-POS D-SNP · Dual-Eligible$0$9,8504 of 5
Wellcare Sunshine Health Dual Align (HMO D-SNP)WellcareHMO D-SNP · Dual-Eligible$0$9,8504 of 5
Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP)WellcareHMO-POS D-SNP · Dual-Eligible$0$3,0004 of 5
UHC Nursing Home Plan FL-F001 (PPO I-SNP)UnitedHealthcarePPO I-SNP · Institutional$6.10$9,8505 of 5
American Health Advantage of Florida (HMO I-SNP)American Health Advantage of FloridaHMO I-SNP · Institutional$7.30$9,850Not Enough Data Available
HealthSpring TotalCare (HMO D-SNP)HealthSpringHMO D-SNP · Dual-Eligible$7.30$9,8503 of 5
HealthSpring TotalCare Plus (HMO D-SNP)HealthSpringHMO D-SNP · Dual-Eligible$7.30$9,8503 of 5
Longevity Health Plan (HMO I-SNP)Longevity Health PlanHMO I-SNP · Institutional$7.30$9,8505 of 5
UHC Dual Complete FL-Y7 (PPO D-SNP)UnitedHealthcarePPO D-SNP · Dual-Eligible$7.30$9,8503.5 of 5

Stand-alone Part D drug plans are offered statewide: see Florida drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.