Medicare Advantage plans in Okeechobee County, FL: what changed for 2027
For 2027, Okeechobee County in Florida has 19 Medicare Advantage plans that include drug coverage, compared with 13 in 2026, according to the CMS plan landscape files.
Advantage plans with drug coverage19+6 from 2026
Advantage plans without drug coverage6-2 from 2026
Special Needs Plans22+2 from 2026
$0 premium plans with drug coverage15+6 from 2026
Median out-of-pocket limit$7,1502026: $6,700
Plans rated 4 stars or more17+10 from 2026
Companies newly offering Advantage plans here in 2027
- Devoted Health, Inc.
3 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 7 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 5,757 of the 9,337 people eligible for Medicare in Okeechobee County were enrolled in a Medicare Advantage or other Medicare health plan, 61.7%. A year earlier it was 5,540 of 9,222 (60.1%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (19)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC FL-001P (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $3,500 | 4 of 5 |
| AARP Medicare Advantage from UHC FL-0025 (PPO) | UnitedHealthcare | PPO | $0 | $7,150 | 4 of 5 |
| DEVOTED CHOICE GIVEBACK 008 FL (PPO) | Devoted Health | PPO | $0 | $9,850 | 4 of 5 |
| DEVOTED CORE 046 FL (HMO) | Devoted Health | HMO | $0 | $4,950 | 4.5 of 5 |
| DEVOTED CORE 066 FL (HMO) | Devoted Health | HMO | $0 | $4,700 | 4.5 of 5 |
| DEVOTED GIVEBACK 045 FL (HMO) | Devoted Health | HMO | $0 | $7,700 | 4.5 of 5 |
| DEVOTED GIVEBACK EXTRAS 116 FL (HMO) | Devoted Health | HMO | $0 | $5,700 | 4.5 of 5 |
| Humana Gold Plus Reach H1036-229 (HMO) | Humana | HMO | $0 | $3,800 | 4.5 of 5 |
| HumanaChoice Florida H5216-062 (PPO) | Humana | PPO | $0 | $4,450 | 4 of 5 |
| HumanaChoice Florida H5216-472 (PPO) | Humana | PPO | $0 | $4,450 | 4 of 5 |
| HumanaChoice Giveback H5216-311 (PPO) | Humana | PPO | $0 | $7,150 | 4 of 5 |
| HumanaChoice Giveback H7617-110 (PPO) | Humana | PPO | $0 | $7,150 | 4.5 of 5 |
| HumanaChoice Giveback H7617-145 (PPO) | Humana | PPO | $0 | $7,150 | 4.5 of 5 |
| Wellcare Giveback (HMO-POS) | Wellcare | HMO-POS | $0 | $7,200 | 4 of 5 |
| Wellcare Simple (HMO-POS) | Wellcare | HMO-POS | $0 | $3,000 | 4 of 5 |
| HumanaChoice R5826-074 (Regional PPO) | Humana | Regional PPO | $35.00 | $7,550 | 4 of 5 |
| BlueMedicare Select (PPO) | Florida Blue | PPO | $99.50 | $7,150 | 3 of 5 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) | UnitedHealthcare | Regional PPO | $127.00 | $9,850 | 3.5 of 5 |
| HumanaChoice R5826-005 (Regional PPO) | Humana | Regional PPO | $161.00 | $6,700 | 4 of 5 |
Advantage plans without drug coverage for 2027 (6)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) | UnitedHealthcare | Regional PPO | Not listed | $9,250 | 3.5 of 5 |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) | UnitedHealthcare | PPO | Not listed | $8,900 | 4 of 5 |
| BlueMedicare Patriot (PPO) | Florida Blue | PPO | Not listed | $9,850 | 3 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $4,900 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $6,750 | 4.5 of 5 |
| HumanaChoice R5826-018 (Regional PPO) | Humana | Regional PPO | Not listed | $7,550 | 4 of 5 |
Special Needs Plans for 2027 (22)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| DEVOTED DUAL 039 FL (HMO D-SNP) | Devoted Health | HMO D-SNP · Dual-Eligible | $0 | $5,200 | 4.5 of 5 |
| DEVOTED DUAL FULL 098 FL (HMO D-SNP) | Devoted Health | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| DEVOTED DUAL QMB 052 FL (HMO D-SNP) | Devoted Health | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| Gold Dialysis & Kidney (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $3,400 | 2.5 of 5 |
| Gold Heart & Diabetes (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $2,700 | 2.5 of 5 |
| Gold Heart & Diabetes Plus (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $4,100 | 2.5 of 5 |
| Humana Dual Integrated (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| Humana Dual Integrated (PPO D-SNP) | Humana | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Humana Dual Select H1036-226 (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $6,650 | 4.5 of 5 |
| Humana Dual Select H7284-010 (PPO D-SNP) | Humana | PPO D-SNP · Dual-Eligible | $0 | $4,900 | 3.5 of 5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP · Chronic or Disabling Condition | $0 | $3,350 | 4.5 of 5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP · Chronic or Disabling Condition | $0 | $2,850 | 4.5 of 5 |
| Humana Gold Plus Lung (HMO C-SNP) | Humana | HMO C-SNP · Chronic or Disabling Condition | $0 | $3,350 | 4.5 of 5 |
| UHC Complete Care FL-14 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $3,900 | 4 of 5 |
| UHC Dual Complete FL-Q1 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| UHC Dual Complete FL-Q2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) | UnitedHealthcare | Regional PPO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| UHC Dual Complete FL-Y8 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP · Chronic or Disabling Condition | $7.30 | $9,250 | 2.5 of 5 |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP · Chronic or Disabling Condition | $7.30 | $9,750 | 2.5 of 5 |
| UHC Dual Complete FL-Y7 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $7.30 | $9,850 | 3.5 of 5 |
| Wellcare Sunshine Health Dual Align Unity (HMO D-SNP) | Wellcare | HMO D-SNP · Dual-Eligible | $7.30 | $9,850 | 4 of 5 |
Stand-alone Part D drug plans are offered statewide: see Florida drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.