County Plan Watch
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Florida

Medicare Advantage plans in Union County, FL: what changed for 2027

For 2027, Union County in Florida has 7 Medicare Advantage plans that include drug coverage, compared with 8 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage7-1 from 2026
Advantage plans without drug coverage5-1 from 2026
Special Needs Plans8-2 from 2026
$0 premium plans with drug coverage3-1 from 2026
Median out-of-pocket limit$7,1502026: $6,750
Plans rated 4 stars or more5+3 from 2026

3 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 1 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 1,322 of the 2,583 people eligible for Medicare in Union County were enrolled in a Medicare Advantage or other Medicare health plan, 51.2%. A year earlier it was 1,284 of 2,481 (51.8%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (7)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage from UHC FL-0009 (HMO-POS)UnitedHealthcareHMO-POS$0$6,7004 of 5
Humana Essentials Plus Giveback (PPO)HumanaPPO$0$7,1504.5 of 5
Humana Value Choice (PPO)HumanaPPO$0$7,1504 of 5
HumanaChoice R5826-074 (Regional PPO)HumanaRegional PPO$35.00$7,5504 of 5
BlueMedicare Select (PPO)Florida BluePPO$99.50$7,1503 of 5
AARP Medicare Advantage from UHC FL-0031 (Regional PPO)UnitedHealthcareRegional PPO$127.00$9,8503.5 of 5
HumanaChoice R5826-005 (Regional PPO)HumanaRegional PPO$161.00$6,7004 of 5

Advantage plans without drug coverage for 2027 (5)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO)UnitedHealthcareRegional PPONot listed$9,2503.5 of 5
BlueMedicare Patriot (PPO)Florida BluePPONot listed$9,8503 of 5
Humana USAA Honor Giveback (PPO)HumanaPPONot listed$6,0004 of 5
Humana USAA Honor Giveback (PPO)HumanaPPONot listed$6,7504.5 of 5
HumanaChoice R5826-018 (Regional PPO)HumanaRegional PPONot listed$7,5504 of 5

Special Needs Plans for 2027 (8)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Humana Dual Integrated (PPO D-SNP)HumanaPPO D-SNP · Dual-Eligible$0$9,8504 of 5
Humana Dual Select H5216-394 (PPO D-SNP)HumanaPPO D-SNP · Dual-Eligible$0$4,9004 of 5
UHC Dual Complete FL-Q1 (PPO D-SNP)UnitedHealthcarePPO D-SNP · Dual-Eligible$0$9,8503.5 of 5
UHC Dual Complete FL-Q2 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$0$9,8503.5 of 5
UHC Dual Complete FL-Q3 (Regional PPO D-SNP)UnitedHealthcareRegional PPO D-SNP · Dual-Eligible$0$9,8503.5 of 5
UHC Dual Complete FL-Y8 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$0$9,8503.5 of 5
UHC Dual Complete FL-YL (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$0$9,8503.5 of 5
UHC Dual Complete FL-Y7 (PPO D-SNP)UnitedHealthcarePPO D-SNP · Dual-Eligible$7.30$9,8503.5 of 5

Stand-alone Part D drug plans are offered statewide: see Florida drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.