County Plan Watch
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Iowa

Medicare Advantage plans in Cherokee County, IA: what changed for 2027

For 2027, Cherokee County in Iowa has 7 Medicare Advantage plans that include drug coverage, compared with 9 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage7-2 from 2026
Advantage plans without drug coverage2-1 from 2026
Special Needs Plans9-3 from 2026
$0 premium plans with drug coverage3-2 from 2026
Median out-of-pocket limit$7,1502026: $4,400
Plans rated 4 stars or more7+5 from 2026

Companies no longer offering Advantage plans here in 2027

If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.

4 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 1 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 679 of the 3,144 people eligible for Medicare in Cherokee County were enrolled in a Medicare Advantage or other Medicare health plan, 21.6%. A year earlier it was 687 of 3,106 (22.1%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (7)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Aetna Medicare Value Care (HMO-POS)Aetna MedicareHMO-POS$0$4,4504 of 5
Humana Gold Plus H0028-053 (HMO)HumanaHMO$0$4,2004.5 of 5
HumanaChoice Giveback H5216-340 (PPO)HumanaPPO$0$5,0004 of 5
HumanaChoice H5216-014 (PPO)HumanaPPO$51.00$7,5004 of 5
Humana Gold Choice H8145-006 (PFFS)HumanaPFFS$60.00$7,8004 of 5
Aetna Medicare Enhanced Classic Extra (PPO)Aetna MedicarePPO$75.00$7,1504 of 5
Aetna Medicare Enhanced Extra (PPO)Aetna MedicarePPO$75.00$7,1504 of 5

Advantage plans without drug coverage for 2027 (2)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Aetna Medicare Eagle (HMO-POS)Aetna MedicareHMO-POSNot listed$6,7504 of 5
Humana USAA Honor Giveback (PPO)HumanaPPONot listed$4,7004 of 5

Special Needs Plans for 2027 (9)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Humana Together in Health (PPO I-SNP)HumanaPPO I-SNP · Institutional$0$9,8504.5 of 5
HumanaChoice SNP-DE H5216-268 (PPO D-SNP)HumanaPPO D-SNP · Dual-Eligible$0$9,8504 of 5
Premier (HMO I-SNP)Align Senior CareHMO I-SNP · Institutional$0$4,500Plan Too New To Be Measured
Molina Medicare Complete Care (HMO D-SNP)Molina Healthcare of Iowa, Inc.HMO D-SNP · Dual-Eligible$0.60$9,850Plan Too New To Be Measured
Wellpoint Full Dual Advantage (HMO-POS D-SNP)WellpointHMO-POS D-SNP · Dual-Eligible$12.00$9,8503.5 of 5
Iowa Health Advantage (HMO I-SNP)Iowa Health AdvantageHMO I-SNP · Institutional$24.60$9,8504.5 of 5
Iowa Health Advantage Choice (HMO I-SNP)Iowa Health AdvantageHMO I-SNP · Institutional$24.60$9,8504.5 of 5
Senior Care (HMO I-SNP)Align Senior CareHMO I-SNP · Institutional$24.60$9,850Plan Too New To Be Measured
UHC Dual Complete IA-S001 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$24.60$9,8503.5 of 5

Stand-alone Part D drug plans are offered statewide: see Iowa drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.