Medicare Advantage plans in Des Moines County, IA: what changed for 2027
For 2027, Des Moines County in Iowa has 6 Medicare Advantage plans that include drug coverage, compared with 14 in 2026, according to the CMS plan landscape files.
Companies no longer offering Advantage plans here in 2027
- Blue Cross Blue Shield of Michigan Mutual Ins. Co.
- CVS Health Corporation
If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.
11 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 2 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 3,184 of the 10,180 people eligible for Medicare in Des Moines County were enrolled in a Medicare Advantage or other Medicare health plan, 31.3%. A year earlier it was 3,237 of 10,031 (32.3%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (6)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Humana Gold Plus H0028-053 (HMO) | Humana | HMO | $0 | $4,200 | 4.5 of 5 |
| HumanaChoice Giveback H5216-340 (PPO) | Humana | PPO | $0 | $5,000 | 4 of 5 |
| Wellcare Simple (HMO-POS) | Wellcare | HMO-POS | $0 | $4,400 | 2.5 of 5 |
| AARP Medicare Advantage from UHC IA-0003 (PPO) | UnitedHealthcare | PPO | $45.00 | $7,150 | 4 of 5 |
| AARP Medicare Advantage from UHC IA-0002 (HMO-POS) | UnitedHealthcare | HMO-POS | $49.00 | $5,900 | 4 of 5 |
| HumanaChoice H5216-014 (PPO) | Humana | PPO | $51.00 | $7,500 | 4 of 5 |
Advantage plans without drug coverage for 2027 (3)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx IA-MA01 (PPO) | UnitedHealthcare | PPO | Not listed | $9,850 | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx IA-MA2 (HMO-POS) | UnitedHealthcare | HMO-POS | Not listed | $9,850 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $4,700 | 4 of 5 |
Special Needs Plans for 2027 (12)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP · Institutional | $0 | $9,850 | 4.5 of 5 |
| HumanaChoice SNP-DE H5216-268 (PPO D-SNP) | Humana | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| UHC Complete Care Support IA-1A (HMO C-SNP) | UnitedHealthcare | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4 of 5 |
| Wellcare Iowa Total Care Dual Liberty Sync (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 2.5 of 5 |
| Wellcare Iowa Total Care Dual Reserve (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP · Dual-Eligible | $0 | $7,100 | 2.5 of 5 |
| Molina Medicare Complete Care (HMO D-SNP) | Molina Healthcare of Iowa, Inc. | HMO D-SNP · Dual-Eligible | $0.60 | $9,850 | Plan Too New To Be Measured |
| Wellpoint Full Dual Advantage (HMO-POS D-SNP) | Wellpoint | HMO-POS D-SNP · Dual-Eligible | $12.00 | $9,850 | 3.5 of 5 |
| Iowa Health Advantage (HMO I-SNP) | Iowa Health Advantage | HMO I-SNP · Institutional | $24.60 | $9,850 | 4.5 of 5 |
| Iowa Health Advantage Choice (HMO I-SNP) | Iowa Health Advantage | HMO I-SNP · Institutional | $24.60 | $9,850 | 4.5 of 5 |
| UHC Dual Complete IA-S001 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $24.60 | $9,850 | 3.5 of 5 |
| Wellcare Iowa Total Care Dual Access (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP · Dual-Eligible | $24.60 | $9,850 | 2.5 of 5 |
| UHC Complete Care IA-5 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $28.00 | $7,150 | 4 of 5 |
Stand-alone Part D drug plans are offered statewide: see Iowa drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.