County Plan Watch
Independent site. Not affiliated with Medicare, CMS or any insurer. Information only, not advice.

Iowa

Medicare Advantage plans in Winnebago County, IA: what changed for 2027

For 2027, Winnebago County in Iowa has 17 Medicare Advantage plans that include drug coverage, compared with 12 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage17+5 from 2026
Advantage plans without drug coverage5+1 from 2026
Special Needs Plans12no change
$0 premium plans with drug coverage11+3 from 2026
Median out-of-pocket limit$5,5002026: $4,400
Plans rated 4 stars or more12+7 from 2026

Companies no longer offering Advantage plans here in 2027

If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.

Companies newly offering Advantage plans here in 2027

4 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 10 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 645 of the 2,784 people eligible for Medicare in Winnebago County were enrolled in a Medicare Advantage or other Medicare health plan, 23.2%. A year earlier it was 668 of 2,733 (24.4%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (17)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Aetna Medicare Signature (HMO-POS)Aetna MedicareHMO-POS$0$4,4504 of 5
Aetna Medicare Signature (PPO)Aetna MedicarePPO$0$7,1504 of 5
Aetna Medicare Signature Classic (PPO)Aetna MedicarePPO$0$7,1504 of 5
Aetna Medicare Signature Extra (HMO-POS)Aetna MedicareHMO-POS$0$5,5004 of 5
Aetna Medicare Value Care (HMO-POS)Aetna MedicareHMO-POS$0$4,4504 of 5
Humana Gold Plus H0028-053 (HMO)HumanaHMO$0$4,2004.5 of 5
HumanaChoice Giveback H5216-340 (PPO)HumanaPPO$0$5,0004 of 5
MercyOne Health Plan Cash Back (HMO)MediGoldHMO$0$8,9003.5 of 5
MercyOne Health Plan Choice (PPO)MediGoldPPO$0$4,9003 of 5
MercyOne Health Plan No Premium (HMO)MediGoldHMO$0$4,9003.5 of 5
Wellcare Simple (HMO-POS)WellcareHMO-POS$0$4,4002.5 of 5
MercyOne Health Plan Plus (HMO)MediGoldHMO$38.00$4,4003.5 of 5
AARP Medicare Advantage from UHC IA-0003 (PPO)UnitedHealthcarePPO$45.00$7,1504 of 5
AARP Medicare Advantage from UHC IA-0002 (HMO-POS)UnitedHealthcareHMO-POS$49.00$5,9004 of 5
HumanaChoice H5216-014 (PPO)HumanaPPO$51.00$7,5004 of 5
Aetna Medicare Enhanced Classic Extra (PPO)Aetna MedicarePPO$75.00$7,1504 of 5
Aetna Medicare Enhanced Extra (PPO)Aetna MedicarePPO$75.00$7,1504 of 5

Advantage plans without drug coverage for 2027 (5)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage Patriot No Rx IA-MA01 (PPO)UnitedHealthcarePPONot listed$9,8504 of 5
AARP Medicare Advantage Patriot No Rx IA-MA2 (HMO-POS)UnitedHealthcareHMO-POSNot listed$9,8504 of 5
Aetna Medicare Eagle (HMO-POS)Aetna MedicareHMO-POSNot listed$6,7504 of 5
Humana USAA Honor Giveback (PPO)HumanaPPONot listed$4,7004 of 5
MercyOne Health Plan Glory No RX (HMO)MediGoldHMONot listed$6,5003.5 of 5

Special Needs Plans for 2027 (12)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Humana Together in Health (PPO I-SNP)HumanaPPO I-SNP · Institutional$0$9,8504.5 of 5
HumanaChoice SNP-DE H5216-268 (PPO D-SNP)HumanaPPO D-SNP · Dual-Eligible$0$9,8504 of 5
UHC Complete Care Support IA-1A (HMO C-SNP)UnitedHealthcareHMO C-SNP · Chronic or Disabling Condition$0$9,8504 of 5
Wellcare Iowa Total Care Dual Liberty Sync (HMO-POS D-SNP)WellcareHMO-POS D-SNP · Dual-Eligible$0$9,8502.5 of 5
Wellcare Iowa Total Care Dual Reserve (HMO-POS D-SNP)WellcareHMO-POS D-SNP · Dual-Eligible$0$7,1002.5 of 5
Molina Medicare Complete Care (HMO D-SNP)Molina Healthcare of Iowa, Inc.HMO D-SNP · Dual-Eligible$0.60$9,850Plan Too New To Be Measured
Wellpoint Full Dual Advantage (HMO-POS D-SNP)WellpointHMO-POS D-SNP · Dual-Eligible$12.00$9,8503.5 of 5
Iowa Health Advantage (HMO I-SNP)Iowa Health AdvantageHMO I-SNP · Institutional$24.60$9,8504.5 of 5
Iowa Health Advantage Choice (HMO I-SNP)Iowa Health AdvantageHMO I-SNP · Institutional$24.60$9,8504.5 of 5
UHC Dual Complete IA-S001 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$24.60$9,8503.5 of 5
Wellcare Iowa Total Care Dual Access (HMO-POS D-SNP)WellcareHMO-POS D-SNP · Dual-Eligible$24.60$9,8502.5 of 5
UHC Complete Care IA-5 (HMO-POS C-SNP)UnitedHealthcareHMO-POS C-SNP · Chronic or Disabling Condition$28.00$7,1504 of 5

Stand-alone Part D drug plans are offered statewide: see Iowa drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.