County Plan Watch
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Idaho

Medicare Advantage plans in Clearwater County, ID: what changed for 2027

For 2027, Clearwater County in Idaho has 2 Medicare Advantage plans that include drug coverage, compared with 2 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage2no change
Advantage plans without drug coverage1no change
Special Needs Plans6no change
$0 premium plans with drug coverage0-1 from 2026
Median out-of-pocket limit$6,9252026: $6,300
Plans rated 4 stars or more2no change

How many people here are in Medicare Advantage

In October 2026, 465 of the 3,034 people eligible for Medicare in Clearwater County were enrolled in a Medicare Advantage or other Medicare health plan, 15.3%. A year earlier it was 381 of 3,005 (12.7%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (2)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage from UHC ID-0008 (HMO-POS)UnitedHealthcareHMO-POS$14.00$7,1504 of 5
AARP Medicare Advantage from UHC ID-0006 (HMO-POS)UnitedHealthcareHMO-POS$64.00$6,7004 of 5

Advantage plans without drug coverage for 2027 (1)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage Patriot No Rx ID-MA01 (HMO-POS)UnitedHealthcareHMO-POSNot listed$6,7004 of 5

Special Needs Plans for 2027 (6)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
UHC Complete Care ID-13 (HMO-POS C-SNP)UnitedHealthcareHMO-POS C-SNP · Chronic or Disabling Condition$0$7,1504 of 5
UHC Dual Complete ID-QV1 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$0$9,850Plan Too New To Be Measured
UHC Dual Complete ID-YL (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$21.20$9,850Plan Too New To Be Measured
UHC Dual Complete ID-Y1 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$26.40$9,850Plan Too New To Be Measured
UHC Complete Care Support ID-1A (PPO C-SNP)UnitedHealthcarePPO C-SNP · Chronic or Disabling Condition$45.40$9,8504.5 of 5
Molina Medicare Complete Care (HMO D-SNP)Molina Healthcare of Utah & IdahoHMO D-SNP · Dual-Eligible$45.50$9,8503 of 5

Stand-alone Part D drug plans are offered statewide: see Idaho drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.