Medicare Advantage plans in Cook County, IL: what changed for 2027
For 2027, Cook County in Illinois has 42 Medicare Advantage plans that include drug coverage, compared with 51 in 2026, according to the CMS plan landscape files.
Advantage plans with drug coverage42-9 from 2026
Advantage plans without drug coverage6-1 from 2026
Special Needs Plans19-1 from 2026
$0 premium plans with drug coverage33-6 from 2026
Median out-of-pocket limit$4,9752026: $4,150
Plans rated 4 stars or more21+7 from 2026
Companies no longer offering Advantage plans here in 2027
- Group 1001
- Molina Healthcare, Inc.
If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.
14 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 4 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 403,219 of the 898,120 people eligible for Medicare in Cook County were enrolled in a Medicare Advantage or other Medicare health plan, 44.9%. A year earlier it was 396,117 of 882,049 (44.9%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (42)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC IL-8 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $2,900 | 3.5 of 5 |
| AARP Medicare Advantage Extras from UHC IL-9 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $4,450 | 3.5 of 5 |
| AARP Medicare Advantage from UHC IL-2 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $4,900 | 3.5 of 5 |
| AARP Medicare Advantage from UHC IL-5 (PPO) | UnitedHealthcare | PPO | $0 | $7,150 | 4 of 5 |
| Aetna Medicare Prime (HMO-POS) | Aetna Medicare | HMO-POS | $0 | $5,900 | 3.5 of 5 |
| Aetna Medicare Prime Extra Care (HMO) | Aetna Medicare | HMO | $0 | $5,200 | 3.5 of 5 |
| Aetna Medicare Signature (HMO-POS) | Aetna Medicare | HMO-POS | $0 | $5,900 | 3.5 of 5 |
| Aetna Medicare Signature (PPO) | Aetna Medicare | PPO | $0 | $7,150 | 4 of 5 |
| Aetna Medicare Signature Extra (PPO) | Aetna Medicare | PPO | $0 | $5,500 | 4 of 5 |
| DEVOTED CHOICE 001 IL (PPO) | Devoted Health | PPO | $0 | $4,700 | 4.5 of 5 |
| DEVOTED CHOICE 010 IL (PPO) | Devoted Health | PPO | $0 | $5,400 | 4.5 of 5 |
| DEVOTED CORE 001 IL (HMO) | Devoted Health | HMO | $0 | $2,700 | 4 of 5 |
| DEVOTED GIVEBACK 003 IL (HMO) | Devoted Health | HMO | $0 | $9,850 | 4 of 5 |
| DEVOTED GIVEBACK EXTRAS 008 IL (HMO) | Devoted Health | HMO | $0 | $5,900 | 4 of 5 |
| Essence Advantage Choice (PPO) | Essence Healthcare | PPO | $0 | $4,450 | 4 of 5 |
| Essence Advantage Select (HMO) | Essence Healthcare | HMO | $0 | $2,900 | 4 of 5 |
| HealthSpring Preferred (HMO) | HealthSpring | HMO | $0 | $3,300 | 3.5 of 5 |
| HealthSpring Preferred Savings (HMO) | HealthSpring | HMO | $0 | $4,000 | 3.5 of 5 |
| HealthSpring Premier (HMO-POS) | HealthSpring | HMO-POS | $0 | $4,450 | 3.5 of 5 |
| HealthSpring True Choice (PPO) | HealthSpring | PPO | $0 | $4,450 | 3 of 5 |
| HealthSpring True Choice Savings (PPO) | HealthSpring | PPO | $0 | $5,000 | 3 of 5 |
| Humana Essentials Plus Giveback (HMO) | Humana | HMO | $0 | $4,250 | 4 of 5 |
| Humana Total Complete (HMO) | Humana | HMO | $0 | $2,150 | 4 of 5 |
| Humana Value Choice (PPO) | Humana | PPO | $0 | $4,450 | 4 of 5 |
| Humana Value Choice (PPO) | Humana | PPO | $0 | $4,300 | 4.5 of 5 |
| HumanaChoice H5216-283 (PPO) | Humana | PPO | $0 | $4,900 | 4 of 5 |
| Wellcare Giveback (HMO) | Wellcare | HMO | $0 | $7,800 | 3.5 of 5 |
| Wellcare Simple (HMO-POS) | Wellcare | HMO-POS | $0 | $5,000 | 3 of 5 |
| Wellcare Simple Essential (HMO) | Wellcare | HMO | $0 | $5,500 | 3.5 of 5 |
| Wellcare Simple Exclusive (HMO) | Wellcare | HMO | $0 | $3,200 | 3.5 of 5 |
| Wellcare Simple Exclusive Value (HMO-POS) | Wellcare | HMO-POS | $0 | $3,200 | 3 of 5 |
| Zing Elite Select IL-IN (HMO) | Zing Health | HMO | $0 | $5,100 | 3.5 of 5 |
| Zing Select Care IL (HMO) | Zing Health | HMO | $0 | $4,950 | 3.5 of 5 |
| Blue Cross Medicare Advantage Basic (HMO-POS) | Blue Cross and Blue Shield of IL, NM | HMO-POS | $29.00 | $5,500 | 3 of 5 |
| Aetna Medicare Premier (PPO) | Aetna Medicare | PPO | $42.00 | $5,200 | 4 of 5 |
| AARP Medicare Advantage from UHC IL-0001 (HMO-POS) | UnitedHealthcare | HMO-POS | $43.00 | $2,900 | 3.5 of 5 |
| Essence Advantage Choice Plus (PPO) | Essence Healthcare | PPO | $49.00 | $6,700 | 4 of 5 |
| Humana Gold Choice H8145-006 (PFFS) | Humana | PFFS | $60.00 | $7,800 | 4 of 5 |
| AARP Medicare Advantage from UHC IL-0004 (PPO) | UnitedHealthcare | PPO | $84.00 | $7,150 | 4 of 5 |
| HumanaChoice R5361-002 (Regional PPO) | Humana | Regional PPO | $87.00 | $7,700 | 3.5 of 5 |
| HumanaChoice H5216-013 (PPO) | Humana | PPO | $92.00 | $6,550 | 4 of 5 |
| Essence Advantage Premier Plus (PPO) | Essence Healthcare | PPO | $267.00 | $2,900 | 4 of 5 |
Advantage plans without drug coverage for 2027 (6)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx IL-MA01 (PPO) | UnitedHealthcare | PPO | Not listed | $7,150 | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx IL-MA2 (HMO-POS) | UnitedHealthcare | HMO-POS | Not listed | $7,150 | 3.5 of 5 |
| Aetna Medicare Eagle (PPO) | Aetna Medicare | PPO | Not listed | $5,200 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $6,000 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $6,000 | 4.5 of 5 |
| Humana USAA Honor Giveback (Regional PPO) | Humana | Regional PPO | Not listed | $6,750 | 3.5 of 5 |
Special Needs Plans for 2027 (19)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare FIDE (HMO D-SNP) | Aetna Medicare FIDE | HMO D-SNP · Dual-Eligible | $0 | $9,850 | Plan Too New To Be Measured |
| Aetna Medicare Prime Chronic Care (HMO C-SNP) | Aetna Medicare | HMO C-SNP · Chronic or Disabling Condition | $0 | $7,150 | 3.5 of 5 |
| DEVOTED C-SNP ENHANCED 005 IL (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $3,500 | 4 of 5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 007 IL (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $5,900 | 4 of 5 |
| DEVOTED C-SNP PLUS 006 IL (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4 of 5 |
| Humana Community HMO Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP · Chronic or Disabling Condition | $0 | $2,950 | 4 of 5 |
| Humana Dual Fully Integrated (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,250 | Plan Too New To Be Measured |
| Molina Medicare Complete Care Plus (HMO D-SNP) | Molina Healthcare of Illinois | HMO D-SNP · Dual-Eligible | $0 | $9,850 | Plan Too New To Be Measured |
| UHC Complete Care Support IL-1A (PPO C-SNP) | UnitedHealthcare | PPO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4.5 of 5 |
| Wellcare Meridian Dual Align (HMO D-SNP) | Wellcare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | Plan Too New To Be Measured |
| Zing Elite Diabetes & Heart IL (HMO C-SNP) | Zing Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $6,900 | 3.5 of 5 |
| Zing Select Diabetes & Heart Complete IL (HMO C-SNP) | Zing Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 3.5 of 5 |
| Zing Select Diabetes & Heart IL (HMO C-SNP) | Zing Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $6,900 | 3.5 of 5 |
| Zing Select Dialysis IL (HMO C-SNP) | Zing Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $6,900 | 3.5 of 5 |
| Longevity Health Plan (HMO I-SNP) | Longevity Health | HMO I-SNP · Institutional | $3.20 | $9,350 | 5 of 5 |
| Provider Partners Illinois Advantage Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP · Institutional | $7.60 | $9,850 | 3.5 of 5 |
| UHC Complete Care Support IL-7 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $7.60 | $3,500 | 3.5 of 5 |
| UHC Nursing Home Plan IL-F001 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP · Institutional | $7.60 | $9,850 | 5 of 5 |
| Zing Elite Essentials Diabetes & Heart IL-IN (HMO C-SNP) | Zing Health | HMO C-SNP · Chronic or Disabling Condition | $9.80 | $6,900 | 3.5 of 5 |
Stand-alone Part D drug plans are offered statewide: see Illinois drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.