Medicare Advantage plans in Winnebago County, IL: what changed for 2027
For 2027, Winnebago County in Illinois has 21 Medicare Advantage plans that include drug coverage, compared with 30 in 2026, according to the CMS plan landscape files.
Companies no longer offering Advantage plans here in 2027
- Group 1001
- Health Care Service Corporation
- Molina Healthcare, Inc.
If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.
14 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 2 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 37,662 of the 64,155 people eligible for Medicare in Winnebago County were enrolled in a Medicare Advantage or other Medicare health plan, 58.7%. A year earlier it was 36,892 of 62,866 (58.7%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (21)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Advantra Signature Extra (PPO) | Aetna Medicare | PPO | $0 | $5,200 | 4 of 5 |
| Aetna Medicare Signature (HMO-POS) | Aetna Medicare | HMO-POS | $0 | $6,350 | 3.5 of 5 |
| Aetna Medicare Signature Extra (HMO-POS) | Aetna Medicare | HMO-POS | $0 | $5,900 | 3.5 of 5 |
| DEVOTED CHOICE 003 IL (PPO) | Devoted Health | PPO | $0 | $4,150 | Not Enough Data Available |
| DEVOTED CHOICE GIVEBACK 004 IL (PPO) | Devoted Health | PPO | $0 | $9,850 | Not Enough Data Available |
| DEVOTED CHOICE GIVEBACK EXTRAS 019 IL (PPO) | Devoted Health | PPO | $0 | $6,850 | Not Enough Data Available |
| Humana Gold Plus H1468-007 (HMO) | Humana | HMO | $0 | $3,500 | 4 of 5 |
| Humana Value Choice (PPO) | Humana | PPO | $0 | $4,450 | 4 of 5 |
| Humana Value Choice (PPO) | Humana | PPO | $0 | $4,300 | 4.5 of 5 |
| HumanaChoice H5216-283 (PPO) | Humana | PPO | $0 | $4,900 | 4 of 5 |
| Wellcare Giveback (HMO) | Wellcare | HMO | $0 | $7,800 | 3.5 of 5 |
| Wellcare Simple Essential (HMO) | Wellcare | HMO | $0 | $5,500 | 3.5 of 5 |
| Wellcare Simple Value (HMO-POS) | Wellcare | HMO-POS | $0 | $5,500 | 3 of 5 |
| Zing Elite Select IL-IN (HMO) | Zing Health | HMO | $0 | $5,100 | 3.5 of 5 |
| Zing Select Care IL (HMO) | Zing Health | HMO | $0 | $4,950 | 3.5 of 5 |
| AARP Medicare Advantage from UHC IA-0002 (HMO-POS) | UnitedHealthcare | HMO-POS | $49.00 | $5,900 | 4 of 5 |
| Aetna Medicare Advantra Enhanced (PPO) | Aetna Medicare | PPO | $51.00 | $4,500 | 4 of 5 |
| AARP Medicare Advantage from UHC IL-6 (PPO) | UnitedHealthcare | PPO | $59.00 | $6,700 | 4 of 5 |
| Humana Gold Choice H8145-006 (PFFS) | Humana | PFFS | $60.00 | $7,800 | 4 of 5 |
| HumanaChoice H5525-004 (PPO) | Humana | PPO | $73.00 | $6,300 | 4 of 5 |
| HumanaChoice R5361-002 (Regional PPO) | Humana | Regional PPO | $87.00 | $7,700 | 3.5 of 5 |
Advantage plans without drug coverage for 2027 (5)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx IL-MA01 (PPO) | UnitedHealthcare | PPO | Not listed | $7,150 | 4 of 5 |
| Aetna Medicare Eagle (PPO) | Aetna Medicare | PPO | Not listed | $5,200 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $6,000 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $6,000 | 4.5 of 5 |
| Humana USAA Honor Giveback (Regional PPO) | Humana | Regional PPO | Not listed | $6,750 | 3.5 of 5 |
Special Needs Plans for 2027 (17)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare FIDE (HMO D-SNP) | Aetna Medicare FIDE | HMO D-SNP · Dual-Eligible | $0 | $9,850 | Plan Too New To Be Measured |
| Aetna Medicare Prime Chronic Care (HMO C-SNP) | Aetna Medicare | HMO C-SNP · Chronic or Disabling Condition | $0 | $7,150 | 3.5 of 5 |
| DEVOTED C-SNP CHOICE ENHANCED 013 IL (PPO C-SNP) | Devoted Health | PPO C-SNP · Chronic or Disabling Condition | $0 | $4,650 | Not Enough Data Available |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 016 IL (PPO C-SNP) | Devoted Health | PPO C-SNP · Chronic or Disabling Condition | $0 | $6,850 | Not Enough Data Available |
| DEVOTED C-SNP CHOICE PLUS 012 IL (PPO C-SNP) | Devoted Health | PPO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | Not Enough Data Available |
| Humana Dual Fully Integrated (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,250 | Plan Too New To Be Measured |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP · Chronic or Disabling Condition | $0 | $3,900 | 4.5 of 5 |
| Molina Medicare Complete Care Plus (HMO D-SNP) | Molina Healthcare of Illinois | HMO D-SNP · Dual-Eligible | $0 | $9,850 | Plan Too New To Be Measured |
| UHC Complete Care Support IL-1A (PPO C-SNP) | UnitedHealthcare | PPO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4.5 of 5 |
| Wellcare Meridian Dual Align (HMO D-SNP) | Wellcare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | Plan Too New To Be Measured |
| Zing Elite Diabetes & Heart IL (HMO C-SNP) | Zing Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $6,900 | 3.5 of 5 |
| Zing Select Diabetes & Heart Complete IL (HMO C-SNP) | Zing Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 3.5 of 5 |
| Zing Select Diabetes & Heart IL (HMO C-SNP) | Zing Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $6,900 | 3.5 of 5 |
| Zing Select Dialysis IL (HMO C-SNP) | Zing Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $6,900 | 3.5 of 5 |
| Provider Partners Illinois Advantage Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP · Institutional | $7.60 | $9,850 | 3.5 of 5 |
| UHC Nursing Home Plan IL-F001 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP · Institutional | $7.60 | $9,850 | 5 of 5 |
| Zing Elite Essentials Diabetes & Heart IL-IN (HMO C-SNP) | Zing Health | HMO C-SNP · Chronic or Disabling Condition | $9.80 | $6,900 | 3.5 of 5 |
Stand-alone Part D drug plans are offered statewide: see Illinois drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.