Medicare Advantage plans in Morgan County, IN: what changed for 2027
For 2027, Morgan County in Indiana has 28 Medicare Advantage plans that include drug coverage, compared with 31 in 2026, according to the CMS plan landscape files.
Advantage plans with drug coverage28-3 from 2026
Advantage plans without drug coverage6-1 from 2026
Special Needs Plans25+3 from 2026
$0 premium plans with drug coverage17-2 from 2026
Median out-of-pocket limit$6,9002026: $6,550
Plans rated 4 stars or more8-2 from 2026
10 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 6 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 10,144 of the 17,861 people eligible for Medicare in Morgan County were enrolled in a Medicare Advantage or other Medicare health plan, 56.8%. A year earlier it was 9,891 of 17,384 (56.9%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (28)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC IN-12 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $6,700 | 3.5 of 5 |
| AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $7,150 | 3.5 of 5 |
| AARP Medicare Advantage Giveback from UHC IN-20 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $7,150 | 3.5 of 5 |
| Anthem Medicare Advantage (HMO-POS) | Anthem HealthKeepers | HMO-POS | $0 | $9,850 | 3 of 5 |
| Anthem Medicare Advantage 3 (HMO-POS) | Anthem HealthKeepers | HMO-POS | $0 | $9,850 | 3 of 5 |
| Anthem Medicare Advantage 4 (HMO-POS) | Anthem HealthKeepers | HMO-POS | $0 | $7,150 | 3 of 5 |
| Anthem Medicare Advantage 7 (HMO-POS) | Anthem Blue Cross and Blue Shield | HMO-POS | $0 | $7,150 | Plan Too New To Be Measured |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | $0 | $9,850 | 4.5 of 5 |
| Humana Full Access (PPO) | Humana | PPO | $0 | $7,150 | 4 of 5 |
| Humana Gold Plus H5619-189 (HMO-POS) | Humana | HMO-POS | $0 | $4,450 | 4 of 5 |
| Humana Value Choice (PPO) | Humana | PPO | $0 | $7,000 | 4 of 5 |
| HumanaChoice Giveback H5216-481 (PPO) | Humana | PPO | $0 | $9,850 | 4 of 5 |
| Wellcare Giveback Open (PPO) | Wellcare | PPO | $0 | $9,850 | 2.5 of 5 |
| Wellcare Simple (HMO-POS) | Wellcare | HMO-POS | $0 | $5,900 | 3 of 5 |
| Wellcare Simple Open (PPO) | Wellcare | PPO | $0 | $6,200 | 2.5 of 5 |
| Zing Open Choice IN (PPO) | Zing Health | PPO | $0 | $7,900 | 3.5 of 5 |
| Zing Select Care IN (HMO) | Zing Health | HMO | $0 | $5,950 | 3.5 of 5 |
| Anthem Extra Help (HMO-POS) | Anthem HealthKeepers | HMO-POS | $17.00 | $4,900 | 3 of 5 |
| Anthem Medicare Advantage 6 (HMO-POS) | Anthem Blue Cross and Blue Shield | HMO-POS | $34.00 | $4,450 | Plan Too New To Be Measured |
| HumanaChoice H5216-463 (PPO) | Humana | PPO | $43.00 | $6,350 | 4 of 5 |
| Anthem Medicare Advantage (PPO) | Anthem Blue Cross and Blue Shield | PPO | $45.00 | $6,750 | 3.5 of 5 |
| HumanaChoice H5216-053 (PPO) | Humana | PPO | $48.00 | $6,800 | 4 of 5 |
| AARP Medicare Advantage from UHC IN-0002 (PPO) | UnitedHealthcare | PPO | $49.00 | $5,900 | 4 of 5 |
| Anthem Medicare Advantage 2 (PPO) | Anthem Blue Cross and Blue Shield | PPO | $50.00 | $6,750 | 3.5 of 5 |
| Anthem Medicare Advantage 3 (PPO) | Anthem Blue Cross and Blue Shield | PPO | $68.00 | $6,750 | 3.5 of 5 |
| HumanaChoice R0110-012 (Regional PPO) | Humana | Regional PPO | $68.00 | $9,850 | 3.5 of 5 |
| Anthem Medicare Advantage 2 (HMO-POS) | Anthem HealthKeepers | HMO-POS | $95.00 | $6,000 | 3 of 5 |
| Anthem Medicare Advantage (Regional PPO) | Anthem Blue Cross and Blue Shield | Regional PPO | $123.00 | $9,250 | 3.5 of 5 |
Advantage plans without drug coverage for 2027 (6)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx IN-MA01 (PPO) | UnitedHealthcare | PPO | Not listed | $9,850 | 4 of 5 |
| Anthem Veteran (PPO) | Anthem Blue Cross and Blue Shield | PPO | Not listed | $9,250 | 3.5 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $7,900 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $7,900 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $7,900 | 4.5 of 5 |
| HumanaChoice R0110-011 (Regional PPO) | Humana | Regional PPO | Not listed | $5,400 | 3.5 of 5 |
Special Needs Plans for 2027 (25)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Chronic Care (HMO C-SNP) | Aetna Medicare | HMO C-SNP · Chronic or Disabling Condition | $0 | $7,150 | 3.5 of 5 |
| Aetna Medicare Chronic Care Total (HMO C-SNP) | Aetna Medicare | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 3.5 of 5 |
| Humana Dual Select H4939-002 (HMO-POS D-SNP) | Humana | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | Plan Too New To Be Measured |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,150 | 4 of 5 |
| Humana PathWays Dual Care (HMO-POS D-SNP) | Humana | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | Plan Too New To Be Measured |
| Humana Senior Living Plan (PPO I-SNP) | Humana | PPO I-SNP · Institutional | $0 | $6,180 | 4.5 of 5 |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP · Institutional | $0 | $9,850 | 4 of 5 |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP · Institutional | $0 | $9,850 | 4.5 of 5 |
| Provider Partners Indiana Community Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP · Institutional | $0 | $3,750 | 3.5 of 5 |
| UHC Complete Care IN-21 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $7,150 | 3.5 of 5 |
| UHC PathWays Dual Care IN-Y1 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $0 | $9,850 | Plan Too New To Be Measured |
| Zing Open Choice Diabetes & Heart IN (PPO C-SNP) | Zing Health | PPO C-SNP · Chronic or Disabling Condition | $0 | $8,900 | 3.5 of 5 |
| Zing Select Diabetes & Heart IN (HMO C-SNP) | Zing Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $6,900 | 3.5 of 5 |
| Zing Select Dialysis IN (HMO C-SNP) | Zing Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $6,900 | 3.5 of 5 |
| Anthem Full Dual Advantage (HMO D-SNP) | Anthem Blue Cross and Blue Shield | HMO D-SNP · Dual-Eligible | $1.70 | $9,850 | Plan Too New To Be Measured |
| Humana Gold Plus SNP-DE H4939-003 (HMO-POS D-SNP) | Humana | HMO-POS D-SNP · Dual-Eligible | $4.80 | $9,850 | Plan Too New To Be Measured |
| Anthem I PathWays Dual Care Advantage (HMO D-SNP) | Anthem Blue Cross and Blue Shield | HMO D-SNP · Dual-Eligible | $9.20 | $9,850 | Plan Too New To Be Measured |
| Anthem Dual Advantage (HMO D-SNP) | Anthem Blue Cross and Blue Shield | HMO D-SNP · Dual-Eligible | $14.20 | $9,850 | Plan Too New To Be Measured |
| Anthem I PathWays Dual Care Advantage NFLOC (HMO D-SNP) | Anthem Blue Cross and Blue Shield | HMO D-SNP · Dual-Eligible | $17.00 | $9,850 | Plan Too New To Be Measured |
| Humana PathWays Dual Care NFLOC (HMO-POS D-SNP) | Humana | HMO-POS D-SNP · Dual-Eligible | $17.00 | $9,850 | Plan Too New To Be Measured |
| Provider Partners Indiana Advantage Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP · Institutional | $17.00 | $9,850 | 3.5 of 5 |
| Provider Partners Indiana Essential Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP · Institutional | $17.00 | $9,850 | 3.5 of 5 |
| UHC Dual Complete IN-Q1 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $17.00 | $9,850 | Plan Too New To Be Measured |
| UHC Dual Complete IN-S002 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $17.00 | $9,850 | Plan Too New To Be Measured |
| UHC PathWays Dual Care IN-YL (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $17.00 | $9,850 | Plan Too New To Be Measured |
Stand-alone Part D drug plans are offered statewide: see Indiana drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.