County Plan Watch
Independent site. Not affiliated with Medicare, CMS or any insurer. Information only, not advice.

Massachusetts

Medicare Advantage plans in Berkshire County, MA: what changed for 2027

For 2027, Berkshire County in Massachusetts has 4 Medicare Advantage plans that include drug coverage, compared with 7 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage4-3 from 2026
Advantage plans without drug coverage3no change
Special Needs Plans3+1 from 2026
$0 premium plans with drug coverage0-2 from 2026
Median out-of-pocket limit$5,2502026: $5,200
Plans rated 4 stars or more1-2 from 2026

5 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 2 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 6,454 of the 38,518 people eligible for Medicare in Berkshire County were enrolled in a Medicare Advantage or other Medicare health plan, 16.8%. A year earlier it was 6,182 of 37,846 (16.3%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (4)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Health New England Medicare Standard (HMO)Health New England Medicare Advantage PlansHMO$44.00$9,0003 of 5
Health New England Medicare Plus (HMO)Health New England Medicare Advantage PlansHMO$138.00$5,5003 of 5
Health New England Medicare Premium (HMO)Health New England Medicare Advantage PlansHMO$188.00$5,0003 of 5
Fallon Medicare Plus Blue (HMO)Fallon HealthHMO$192.00$3,4004 of 5

Advantage plans without drug coverage for 2027 (3)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Fallon Medicare Plus Saver No Rx (HMO)Fallon HealthHMONot listed$6,7004 of 5
Health New England Medicare Basic No Rx (HMO)Health New England Medicare Advantage PlansHMONot listed$5,5003 of 5
Health New England Medicare Premium No Rx (HMO)Health New England Medicare Advantage PlansHMONot listed$4,5003 of 5

Special Needs Plans for 2027 (3)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
NaviCare (HMO D-SNP)Fallon HealthHMO D-SNP · Dual-Eligible$22.70$9,8503.5 of 5
NaviCare NHC (HMO D-SNP)Fallon HealthHMO D-SNP · Dual-Eligible$25.20$9,8503.5 of 5
CCA One Care (HMO D-SNP)Commonwealth Care Alliance, Inc.HMO D-SNP · Dual-Eligible$33.80$8,390Plan Too New To Be Measured

Stand-alone Part D drug plans are offered statewide: see Massachusetts drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.