County Plan Watch
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Massachusetts

Medicare Advantage plans in Franklin County, MA: what changed for 2027

For 2027, Franklin County in Massachusetts has 17 Medicare Advantage plans that include drug coverage, compared with 17 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage17no change
Advantage plans without drug coverage5+1 from 2026
Special Needs Plans5+1 from 2026
$0 premium plans with drug coverage3-2 from 2026
Median out-of-pocket limit$6,5002026: $5,900
Plans rated 4 stars or more12no change

5 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 6 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 6,934 of the 21,464 people eligible for Medicare in Franklin County were enrolled in a Medicare Advantage or other Medicare health plan, 32.3%. A year earlier it was 6,977 of 21,066 (33.1%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (17)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage from UHC MA-0003 (HMO-POS)UnitedHealthcareHMO-POS$0$7,1504 of 5
Fallon Medicare Plus Orange (HMO)Fallon HealthHMO$0$9,8504 of 5
Medicare HMO Blue SaverRx (HMO-POS)Blue Cross Blue Shield of MassachusettsHMO-POS$0$9,2004.5 of 5
Health New England Medicare Value (HMO)Health New England Medicare Advantage PlansHMO$15.00$9,0003 of 5
Health New England Medicare Compass (PPO)Health New England Medicare Advantage PlansPPO$64.00$8,1503 of 5
AARP Medicare Advantage from UHC MA-0006 (PPO)UnitedHealthcarePPO$67.00$7,1504 of 5
Medicare HMO Blue ValueRx (HMO)Blue Cross Blue Shield of MassachusettsHMO$68.00$3,7504.5 of 5
Medicare PPO Blue EssentialRx (PPO)Blue Cross Blue Shield of MassachusettsPPO$69.00$9,8504 of 5
Fallon Medicare Plus Green (HMO)Fallon HealthHMO$72.00$6,0004 of 5
Health New England Medicare Select (HMO)Health New England Medicare Advantage PlansHMO$80.00$6,5003 of 5
Medicare PPO Blue ValueRx (PPO)Blue Cross Blue Shield of MassachusettsPPO$108.00$6,6004 of 5
Fallon Medicare Plus Blue (HMO)Fallon HealthHMO$117.00$3,4004 of 5
Medicare HMO Blue FlexRx (HMO-POS)Blue Cross Blue Shield of MassachusettsHMO-POS$119.00$4,1004.5 of 5
Health New England Medicare Plus (HMO)Health New England Medicare Advantage PlansHMO$138.00$5,5003 of 5
Health New England Medicare Premium (HMO)Health New England Medicare Advantage PlansHMO$188.00$5,0003 of 5
Medicare HMO Blue PlusRx (HMO)Blue Cross Blue Shield of MassachusettsHMO$245.00$3,8004.5 of 5
Medicare PPO Blue PlusRx (PPO)Blue Cross Blue Shield of MassachusettsPPO$300.00$4,2004 of 5

Advantage plans without drug coverage for 2027 (5)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage Patriot No Rx MA-MA01 (PPO)UnitedHealthcarePPONot listed$7,1504 of 5
AARP Medicare Advantage Patriot No Rx MA-MA2 (HMO-POS)UnitedHealthcareHMO-POSNot listed$7,1504 of 5
Fallon Medicare Plus Saver No Rx (HMO)Fallon HealthHMONot listed$6,7004 of 5
Health New England Medicare Basic No Rx (HMO)Health New England Medicare Advantage PlansHMONot listed$5,5003 of 5
Health New England Medicare Premium No Rx (HMO)Health New England Medicare Advantage PlansHMONot listed$4,5003 of 5

Special Needs Plans for 2027 (5)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
UHC Complete Care MA-7 (HMO-POS C-SNP)UnitedHealthcareHMO-POS C-SNP · Chronic or Disabling Condition$0$6,7004 of 5
NaviCare (HMO D-SNP)Fallon HealthHMO D-SNP · Dual-Eligible$22.70$9,8503.5 of 5
NaviCare NHC (HMO D-SNP)Fallon HealthHMO D-SNP · Dual-Eligible$25.20$9,8503.5 of 5
CCA One Care (HMO D-SNP)Commonwealth Care Alliance, Inc.HMO D-SNP · Dual-Eligible$33.80$8,390Plan Too New To Be Measured
CCA Senior Care Options (HMO D-SNP)Commonwealth Care Alliance MassachusettsHMO D-SNP · Dual-Eligible$33.80$9,8504.5 of 5

Stand-alone Part D drug plans are offered statewide: see Massachusetts drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.