Medicare Advantage plans in Worcester County, MA: what changed for 2027
For 2027, Worcester County in Massachusetts has 26 Medicare Advantage plans that include drug coverage, compared with 36 in 2026, according to the CMS plan landscape files.
Advantage plans with drug coverage26-10 from 2026
Advantage plans without drug coverage8+1 from 2026
Special Needs Plans16+1 from 2026
$0 premium plans with drug coverage14-5 from 2026
Median out-of-pocket limit$6,7502026: $5,950
Plans rated 4 stars or more18-10 from 2026
Companies no longer offering Advantage plans here in 2027
- Central Mass Health Holding LLC
If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.
17 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 8 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 80,973 of the 184,048 people eligible for Medicare in Worcester County were enrolled in a Medicare Advantage or other Medicare health plan, 44.0%. A year earlier it was 80,374 of 178,954 (44.9%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (26)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC MA-0003 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $7,150 | 4 of 5 |
| Aetna Medicare Elite (PPO) | Aetna Medicare | PPO | $0 | $7,150 | 4 of 5 |
| Aetna Medicare Signature (HMO-POS) | Aetna Medicare | HMO-POS | $0 | $7,150 | 3 of 5 |
| Aetna Medicare Signature Extra (PPO) | Aetna Medicare | PPO | $0 | $7,150 | 4 of 5 |
| Fallon Medicare Plus Orange (HMO) | Fallon Health | HMO | $0 | $9,850 | 4 of 5 |
| HumanaChoice Giveback H5216-138 (PPO) | Humana | PPO | $0 | $7,150 | 4 of 5 |
| HumanaChoice Giveback H5216-477 (PPO) | Humana | PPO | $0 | $7,150 | 4 of 5 |
| HumanaChoice Giveback H7617-046 (PPO) | Humana | PPO | $0 | $7,150 | 4.5 of 5 |
| HumanaChoice H5216-249 (PPO) | Humana | PPO | $0 | $6,750 | 4 of 5 |
| Mass General Brigham Advantage Core (HMO-POS) | Mass General Brigham Health Plan | HMO-POS | $0 | $7,150 | 3.5 of 5 |
| Tufts Medicare Preferred HMO Smart Saver Rx (HMO) | Tufts Health Plan | HMO | $0 | $7,150 | 4 of 5 |
| eternalHealth Forever (HMO) | eternalHealth | HMO | $0 | $6,000 | Not Enough Data Available |
| eternalHealth Freedom (PPO) | eternalHealth | PPO | $0 | $6,500 | 2.5 of 5 |
| eternalHealth Give Back (PPO) | eternalHealth | PPO | $0 | $6,500 | 2.5 of 5 |
| Aetna Medicare Enhanced (PPO) | Aetna Medicare | PPO | $60.00 | $6,750 | 4 of 5 |
| Mass General Brigham Advantage Secure (HMO-POS) | Mass General Brigham Health Plan | HMO-POS | $60.00 | $5,000 | 3.5 of 5 |
| AARP Medicare Advantage from UHC MA-0006 (PPO) | UnitedHealthcare | PPO | $67.00 | $7,150 | 4 of 5 |
| Tufts Medicare Preferred HMO Basic Rx (HMO) | Tufts Health Plan | HMO | $85.00 | $4,500 | 4 of 5 |
| Fallon Medicare Plus Green (HMO) | Fallon Health | HMO | $105.00 | $6,000 | 4 of 5 |
| Mass General Brigham Advantage Plus (HMO-POS) | Mass General Brigham Health Plan | HMO-POS | $180.00 | $4,500 | 3.5 of 5 |
| Tufts Medicare Preferred HMO Value Rx (HMO) | Tufts Health Plan | HMO | $190.00 | $4,200 | 4 of 5 |
| Fallon Medicare Plus Blue (HMO) | Fallon Health | HMO | $217.00 | $3,400 | 4 of 5 |
| Tufts Medicare Preferred PPO RX (PPO) | Tufts Health Plan | PPO | $220.00 | $7,150 | 3.5 of 5 |
| Tufts Medicare Preferred HMO Prime Rx (HMO) | Tufts Health Plan | HMO | $224.00 | $3,850 | 4 of 5 |
| Medicare HMO Blue PlusRx (HMO) | Blue Cross Blue Shield of Massachusetts | HMO | $245.00 | $3,800 | 4.5 of 5 |
| Medicare PPO Blue PlusRx (PPO) | Blue Cross Blue Shield of Massachusetts | PPO | $300.00 | $4,200 | 4 of 5 |
Advantage plans without drug coverage for 2027 (8)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx MA-MA01 (PPO) | UnitedHealthcare | PPO | Not listed | $7,150 | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx MA-MA2 (HMO-POS) | UnitedHealthcare | HMO-POS | Not listed | $7,150 | 4 of 5 |
| Aetna Medicare Eagle Giveback (PPO) | Aetna Medicare | PPO | Not listed | $7,150 | 4 of 5 |
| Fallon Medicare Plus Saver No Rx (HMO) | Fallon Health | HMO | Not listed | $6,700 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $4,950 | 4 of 5 |
| Tufts Medicare Preferred HMO Basic No Rx (HMO) | Tufts Health Plan | HMO | Not listed | $4,500 | 4 of 5 |
| Tufts Medicare Preferred HMO Prime No Rx (HMO) | Tufts Health Plan | HMO | Not listed | $3,850 | 4 of 5 |
| Tufts Medicare Preferred HMO Value No Rx (HMO) | Tufts Health Plan | HMO | Not listed | $4,200 | 4 of 5 |
Special Needs Plans for 2027 (16)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Molina One Care (HMO D-SNP) | Molina Healthcare of Massachusetts | HMO D-SNP · Dual-Eligible | $0 | $8,500 | Plan Too New To Be Measured |
| Senior Whole Health SCO (HMO D-SNP) | Molina Healthcare of Massachusetts | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| UHC Complete Care MA-7 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $6,700 | 4 of 5 |
| UHC One Care MA-YL (HMO D-SNP) | UnitedHealthcare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | Plan Too New To Be Measured |
| UHC Senior Care Options MA-Y001 (HMO D-SNP) | UnitedHealthcare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| UHC Senior Care Options MA-YL (HMO D-SNP) | UnitedHealthcare | HMO D-SNP · Dual-Eligible | $17.20 | $9,850 | 3.5 of 5 |
| Tufts Health One Care (HMO D-SNP) | Tufts Health Plan | HMO D-SNP · Dual-Eligible | $18.50 | $9,850 | Plan Too New To Be Measured |
| UHC One Care MA-Y3 (HMO D-SNP) | UnitedHealthcare | HMO D-SNP · Dual-Eligible | $20.20 | $9,850 | Plan Too New To Be Measured |
| Tufts Health Plan Senior Care Options CW (HMO D-SNP) | Tufts Health Plan | HMO D-SNP · Dual-Eligible | $22.10 | $9,850 | 3.5 of 5 |
| NaviCare (HMO D-SNP) | Fallon Health | HMO D-SNP · Dual-Eligible | $22.70 | $9,850 | 3.5 of 5 |
| NaviCare NHC (HMO D-SNP) | Fallon Health | HMO D-SNP · Dual-Eligible | $25.20 | $9,850 | 3.5 of 5 |
| Tufts Health One Care CW (HMO D-SNP) | Tufts Health Plan | HMO D-SNP · Dual-Eligible | $25.30 | $9,850 | Plan Too New To Be Measured |
| Tufts Health Plan Senior Care Options (HMO D-SNP) | Tufts Health Plan | HMO D-SNP · Dual-Eligible | $30.30 | $9,850 | 3.5 of 5 |
| CCA One Care (HMO D-SNP) | Commonwealth Care Alliance, Inc. | HMO D-SNP · Dual-Eligible | $33.80 | $8,390 | Plan Too New To Be Measured |
| CCA Senior Care Options (HMO D-SNP) | Commonwealth Care Alliance Massachusetts | HMO D-SNP · Dual-Eligible | $33.80 | $9,850 | 4.5 of 5 |
| Senior Whole Health SCO NHC (HMO D-SNP) | Molina Healthcare of Massachusetts | HMO D-SNP · Dual-Eligible | $33.80 | $9,850 | 4.5 of 5 |
Stand-alone Part D drug plans are offered statewide: see Massachusetts drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.