County Plan Watch
Independent site. Not affiliated with Medicare, CMS or any insurer. Information only, not advice.

Maryland

Medicare Advantage plans in Baltimore city, MD: what changed for 2027

For 2027, Baltimore city in Maryland has 7 Medicare Advantage plans that include drug coverage, compared with 9 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage7-2 from 2026
Advantage plans without drug coverage4-1 from 2026
Special Needs Plans13-4 from 2026
$0 premium plans with drug coverage1no change
Median out-of-pocket limit$7,5002026: $7,500
Plans rated 4 stars or more2-1 from 2026

Companies no longer offering Advantage plans here in 2027

If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.

4 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 1 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 37,990 of the 103,155 people eligible for Medicare in Baltimore city were enrolled in a Medicare Advantage or other Medicare health plan, 36.8%. A year earlier it was 38,445 of 100,627 (38.2%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (7)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Alterwood Advantage Select (HMO)Alterwood AdvantageHMO$0$7,5003.5 of 5
HealthSpring Preferred Plus (HMO)HealthSpringHMO$38.00$9,8503 of 5
Kaiser Permanente Medicare Advantage Standard 2 MD (HMO-POS)Kaiser PermanenteHMO-POS$38.00$8,9004.5 of 5
Alterwood Advantage Choice (HMO)Alterwood AdvantageHMO$45.00$7,5003.5 of 5
CareFirst BlueCross BlueShield Advantage Complete (PPO)CareFirst BlueCross BlueShield Medicare AdvantagePPO$45.00$6,3002.5 of 5
CareFirst BlueCross BlueShield Advantage Signature (PPO)CareFirst BlueCross BlueShield Medicare AdvantagePPO$47.00$7,1512.5 of 5
Kaiser Permanente Medicare Advantage High MD (HMO-POS)Kaiser PermanenteHMO-POS$114.00$5,7004.5 of 5

Advantage plans without drug coverage for 2027 (4)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Alterwood Advantage Freedom (HMO)Alterwood AdvantageHMONot listed$6,5003.5 of 5
CareFirst BlueCross BlueShield Advantage Salute (PPO)CareFirst BlueCross BlueShield Medicare AdvantagePPONot listed$5,9002.5 of 5
HealthSpring Courage (HMO)HealthSpringHMONot listed$7,1503 of 5
Kaiser Permanente Medicare Advantage Liberty (HMO)Kaiser PermanenteHMONot listed$5,9004.5 of 5

Special Needs Plans for 2027 (13)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Alterwood Advantage Dual Secure (HMO D-SNP)Alterwood AdvantageHMO D-SNP · Dual-Eligible$0$9,2503.5 of 5
Alterwood Advantage Dual Value (HMO D-SNP)Alterwood AdvantageHMO D-SNP · Dual-Eligible$0$9,2503.5 of 5
Kaiser Permanente Dual Complete Plan 2 MD (HMO D-SNP)Kaiser PermanenteHMO D-SNP · Dual-Eligible$0$9,8504.5 of 5
Kaiser Permanente Dual Essential Plan 2 MD (HMO D-SNP)Kaiser PermanenteHMO D-SNP · Dual-Eligible$0$9,8504.5 of 5
KeyCare Advantage (HMO I-SNP)KeyCare AdvantageHMO I-SNP · Institutional$0$9,850Not Enough Data Available
KeyCare Advantage Plus (HMO C-SNP)KeyCare AdvantageHMO C-SNP · Chronic or Disabling Condition$0$7,500Not Enough Data Available
UHC Dual Complete MD-Q001 (HMO D-SNP)UnitedHealthcareHMO D-SNP · Dual-Eligible$0$9,8503 of 5
UHC Dual Complete MD-S002 (HMO D-SNP)UnitedHealthcareHMO D-SNP · Dual-Eligible$0$9,8503 of 5
UHC Nursing Home Plan EX-F004 (PPO I-SNP)UnitedHealthcarePPO I-SNP · Institutional$0$9,8505 of 5
CareFirst BlueCross BlueShield Advantage DualPrime (HMO D-SNP)CareFirst BlueCross BlueShield Advantage DualPrimeHMO D-SNP · Dual-Eligible$5.70$9,8503 of 5
HealthSpring TotalCare Plus (HMO D-SNP)HealthSpringHMO D-SNP · Dual-Eligible$7.90$9,8503 of 5
Johns Hopkins Advantage MD BMORE Balanced (HMO D-SNP)Johns Hopkins Advantage MDHMO D-SNP · Dual-Eligible$7.90$9,8503.5 of 5
HealthSpring Achieve (HMO C-SNP)HealthSpringHMO C-SNP · Chronic or Disabling Condition$65.00$9,0003 of 5

Stand-alone Part D drug plans are offered statewide: see Maryland drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.