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Maryland

Medicare Advantage plans in Calvert County, MD: what changed for 2027

For 2027, Calvert County in Maryland has 9 Medicare Advantage plans that include drug coverage, compared with 8 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage9+1 from 2026
Advantage plans without drug coverage3-1 from 2026
Special Needs Plans4-2 from 2026
$0 premium plans with drug coverage4+2 from 2026
Median out-of-pocket limit$7,5502026: $7,550
Plans rated 4 stars or more6no change

1 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 1 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 3,572 of the 19,562 people eligible for Medicare in Calvert County were enrolled in a Medicare Advantage or other Medicare health plan, 18.3%. A year earlier it was 2,998 of 18,996 (15.8%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (9)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
CareFirst BlueCross BlueShield Advantage Essential (PPO)CareFirst BlueCross BlueShield Medicare AdvantagePPO$0$7,1512.5 of 5
HumanaChoice H5216-376 (PPO)HumanaPPO$0$8,0504 of 5
HumanaChoice H7617-044 (PPO)HumanaPPO$0$8,0504.5 of 5
Kaiser Permanente Medicare Advantage Value 1 MD (HMO)Kaiser PermanenteHMO$0$8,2004.5 of 5
Kaiser Permanente Medicare Advantage Standard 1 MD (HMO-POS)Kaiser PermanenteHMO-POS$32.00$7,9004.5 of 5
CareFirst BlueCross BlueShield Advantage Complete (PPO)CareFirst BlueCross BlueShield Medicare AdvantagePPO$45.00$6,3002.5 of 5
CareFirst BlueCross BlueShield Advantage Signature (PPO)CareFirst BlueCross BlueShield Medicare AdvantagePPO$47.00$7,1512.5 of 5
HumanaChoice H5216-387 (PPO)HumanaPPO$73.00$7,5504 of 5
Kaiser Permanente Medicare Advantage High MD (HMO-POS)Kaiser PermanenteHMO-POS$114.00$5,7004.5 of 5

Advantage plans without drug coverage for 2027 (3)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
CareFirst BlueCross BlueShield Advantage Salute (PPO)CareFirst BlueCross BlueShield Medicare AdvantagePPONot listed$5,9002.5 of 5
Humana USAA Honor Giveback (PPO)HumanaPPONot listed$6,7504 of 5
Kaiser Permanente Medicare Advantage Liberty (HMO)Kaiser PermanenteHMONot listed$5,9004.5 of 5

Special Needs Plans for 2027 (4)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Kaiser Permanente Dual Complete Plan 1 MD (HMO D-SNP)Kaiser PermanenteHMO D-SNP · Dual-Eligible$0$9,8504.5 of 5
Kaiser Permanente Dual Essential Plan 1 MD (HMO D-SNP)Kaiser PermanenteHMO D-SNP · Dual-Eligible$0$9,8504.5 of 5
UHC Dual Complete MD-S002 (HMO D-SNP)UnitedHealthcareHMO D-SNP · Dual-Eligible$0$9,8503 of 5
CareFirst BlueCross BlueShield Advantage DualPrime (HMO D-SNP)CareFirst BlueCross BlueShield Advantage DualPrimeHMO D-SNP · Dual-Eligible$5.70$9,8503 of 5

Stand-alone Part D drug plans are offered statewide: see Maryland drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.