County Plan Watch
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Maryland

Medicare Advantage plans in Worcester County, MD: what changed for 2027

For 2027, Worcester County in Maryland has 6 Medicare Advantage plans that include drug coverage, compared with 11 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage6-5 from 2026
Advantage plans without drug coverage3-2 from 2026
Special Needs Plans5-4 from 2026
$0 premium plans with drug coverage1-1 from 2026
Median out-of-pocket limit$7,5252026: $7,550
Plans rated 4 stars or more2-1 from 2026

Companies no longer offering Advantage plans here in 2027

If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.

8 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 1 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 4,401 of the 17,541 people eligible for Medicare in Worcester County were enrolled in a Medicare Advantage or other Medicare health plan, 25.1%. A year earlier it was 4,226 of 17,209 (24.6%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (6)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Alterwood Advantage Select (HMO)Alterwood AdvantageHMO$0$7,5003.5 of 5
Alterwood Advantage Choice (HMO)Alterwood AdvantageHMO$35.00$7,5003.5 of 5
Johns Hopkins Advantage MD (HMO)Johns Hopkins Advantage MDHMO$49.00$8,9503.5 of 5
CareFirst BlueCross BlueShield Advantage Signature (PPO)CareFirst BlueCross BlueShield Medicare AdvantagePPO$58.00$7,1512.5 of 5
Johns Hopkins Advantage MD (PPO)Johns Hopkins Advantage MDPPO$95.00$7,9504 of 5
Johns Hopkins Advantage MD Plus (PPO)Johns Hopkins Advantage MDPPO$165.00$7,5504 of 5

Advantage plans without drug coverage for 2027 (3)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Alterwood Advantage Freedom (HMO)Alterwood AdvantageHMONot listed$6,5003.5 of 5
CareFirst BlueCross BlueShield Advantage Salute (PPO)CareFirst BlueCross BlueShield Medicare AdvantagePPONot listed$5,9002.5 of 5
Johns Hopkins Advantage MD Tribute (HMO)Johns Hopkins Advantage MDHMONot listed$7,2003.5 of 5

Special Needs Plans for 2027 (5)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Alterwood Advantage Dual Secure (HMO D-SNP)Alterwood AdvantageHMO D-SNP · Dual-Eligible$0$9,2503.5 of 5
Alterwood Advantage Dual Value (HMO D-SNP)Alterwood AdvantageHMO D-SNP · Dual-Eligible$0$9,2503.5 of 5
UHC Nursing Home Plan EX-F004 (PPO I-SNP)UnitedHealthcarePPO I-SNP · Institutional$0$9,8505 of 5
CareFirst BlueCross BlueShield Advantage DualPrime (HMO D-SNP)CareFirst BlueCross BlueShield Advantage DualPrimeHMO D-SNP · Dual-Eligible$5.70$9,8503 of 5
Johns Hopkins Advantage MD D-SNP (HMO D-SNP)Johns Hopkins Advantage MDHMO D-SNP · Dual-Eligible$7.90$9,8503.5 of 5

Stand-alone Part D drug plans are offered statewide: see Maryland drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.