Medicare Advantage plans in Penobscot County, ME: what changed for 2027
For 2027, Penobscot County in Maine has 13 Medicare Advantage plans that include drug coverage, compared with 15 in 2026, according to the CMS plan landscape files.
8 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 5 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 24,152 of the 41,351 people eligible for Medicare in Penobscot County were enrolled in a Medicare Advantage or other Medicare health plan, 58.4%. A year earlier it was 23,930 of 40,688 (58.8%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (13)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Humana Gold Plus Giveback H5619-066 (HMO) | Humana | HMO | $0 | $9,850 | 4 of 5 |
| Humana Gold Plus H5619-001 (HMO) | Humana | HMO | $0 | $7,150 | 4 of 5 |
| HumanaChoice Giveback H5216-138 (PPO) | Humana | PPO | $0 | $7,150 | 4 of 5 |
| HumanaChoice Giveback H5216-478 (PPO) | Humana | PPO | $0 | $7,150 | 4 of 5 |
| HumanaChoice H5216-175 (PPO) | Humana | PPO | $0 | $7,150 | 4 of 5 |
| Humana Gold Plus H5619-137 (HMO) | Humana | HMO | $14.00 | $6,900 | 4 of 5 |
| Anthem I MaineHealth Advantage Plus (HMO) | AMH Health | HMO | $33.00 | $6,800 | 3.5 of 5 |
| Humana Gold Plus H5619-186 (HMO) | Humana | HMO | $37.00 | $6,900 | 4 of 5 |
| Martin's Point Generations Advantage Essential (HMO) | Martin's Point Generations Advantage | HMO | $40.00 | $9,500 | 3.5 of 5 |
| Wellcare Low Premium Open (PPO) | Wellcare | PPO | $44.50 | $9,850 | 3 of 5 |
| AARP Medicare Advantage from UHC ME-0001 (HMO-POS) | UnitedHealthcare | HMO-POS | $50.00 | $7,150 | 4 of 5 |
| Martin's Point Generations Advantage Prime (HMO) | Martin's Point Generations Advantage | HMO | $85.00 | $8,150 | 3.5 of 5 |
| Martin's Point Generations Advantage Select (PPO) | Martin's Point Generations Advantage | PPO | $110.00 | $9,000 | 3 of 5 |
Advantage plans without drug coverage for 2027 (5)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx ME-MA01 (PPO) | UnitedHealthcare | PPO | Not listed | $7,150 | 4.5 of 5 |
| Anthem I MaineHealth Advantage Veteran (HMO-POS) | AMH Health | HMO-POS | Not listed | $9,850 | 3.5 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $4,950 | 4 of 5 |
| Martin's Point Generations Advantage Alliance (HMO) | Martin's Point Generations Advantage | HMO | Not listed | $5,000 | 3.5 of 5 |
| Wellcare Patriot Giveback Open (PPO) | Wellcare | PPO | Not listed | $9,850 | 3 of 5 |
Special Needs Plans for 2027 (10)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Full Dual (HMO-POS D-SNP) | Aetna Medicare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| Anthem I MaineHealth Advantage Dual Plus (HMO D-SNP) | AMH Health | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Anthem | MaineHealth Dual Advantage (HMO D-SNP) | AMH Health | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| UHC Dual Complete ME-Q2 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| UHC Dual Complete ME-S1 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| Wellcare Dual Access (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Wellcare Dual Access Open (PPO D-SNP) | Wellcare | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Wellcare Dual Liberty (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Aetna Medicare Partial Dual (HMO-POS D-SNP) | Aetna Medicare | HMO-POS D-SNP · Dual-Eligible | $7.50 | $9,850 | 4 of 5 |
| UHC Nursing Home Plan EX-F003 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP · Institutional | $18.10 | $9,850 | 5 of 5 |
Stand-alone Part D drug plans are offered statewide: see Maine drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.