Medicare Advantage plans in Alger County, MI: what changed for 2027
For 2027, Alger County in Michigan has 7 Medicare Advantage plans that include drug coverage, compared with 11 in 2026, according to the CMS plan landscape files.
Companies no longer offering Advantage plans here in 2027
- CVS Health Corporation
If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.
5 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 0 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 1,579 of the 2,879 people eligible for Medicare in Alger County were enrolled in a Medicare Advantage or other Medicare health plan, 54.8%. A year earlier it was 1,558 of 2,886 (54.0%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (7)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Humana Full Access Giveback (PPO) | Humana | PPO | $0 | $9,850 | 4.5 of 5 |
| Humana Value Plus H5216-382 (PPO) | Humana | PPO | $0 | $9,850 | 4 of 5 |
| Medicare Plus Blue Value (PPO) | Blue Cross Blue Shield of Michigan | PPO | $0 | $6,750 | 4.5 of 5 |
| Humana Full Access R0110-014 (Regional PPO) | Humana | Regional PPO | $89.00 | $7,050 | 3.5 of 5 |
| Medicare Plus Blue Vitality (PPO) | Blue Cross Blue Shield of Michigan | PPO | $100.00 | $5,000 | 4.5 of 5 |
| Medicare Plus Blue Signature (PPO) | Blue Cross Blue Shield of Michigan | PPO | $168.00 | $4,300 | 4.5 of 5 |
| Medicare Plus Blue Assure (PPO) | Blue Cross Blue Shield of Michigan | PPO | $299.30 | $4,000 | 4.5 of 5 |
Advantage plans without drug coverage for 2027 (3)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $6,550 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $6,550 | 4.5 of 5 |
| HumanaChoice R0110-013 (Regional PPO) | Humana | Regional PPO | Not listed | $6,550 | 3.5 of 5 |
Special Needs Plans for 2027 (1)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Upper Peninsula Health Plan MI Coordinated Health (HMO D-SNP) | Upper Peninsula Health Plan (UPHP) MI Coordinated Health | HMO D-SNP ยท Dual-Eligible | $6.30 | $9,850 | Plan Too New To Be Measured |
Stand-alone Part D drug plans are offered statewide: see Michigan drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.