Medicare Advantage plans in Emmet County, MI: what changed for 2027
For 2027, Emmet County in Michigan has 23 Medicare Advantage plans that include drug coverage, compared with 27 in 2026, according to the CMS plan landscape files.
8 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 5 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 5,779 of the 10,694 people eligible for Medicare in Emmet County were enrolled in a Medicare Advantage or other Medicare health plan, 54.0%. A year earlier it was 5,602 of 10,421 (53.8%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (23)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC MI-0001 (PPO) | UnitedHealthcare | PPO | $0 | $7,150 | 3 of 5 |
| AARP Medicare Advantage from UHC MI-4 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $5,900 | Plan Too New To Be Measured |
| Aetna Medicare Signature (HMO-POS) | Aetna Medicare | HMO-POS | $0 | $6,350 | 3.5 of 5 |
| Aetna Medicare Signature (PPO) | Aetna Medicare | PPO | $0 | $5,200 | 4 of 5 |
| Humana Full Access Giveback (PPO) | Humana | PPO | $0 | $9,850 | 4.5 of 5 |
| Humana Value Plus H5216-382 (PPO) | Humana | PPO | $0 | $9,850 | 4 of 5 |
| McLaren Medicare Inspire (HMO) | McLaren Medicare | HMO | $0 | $6,600 | 3 of 5 |
| McLaren Medicare Inspire Giveback (HMO) | McLaren Medicare | HMO | $0 | $6,750 | 3 of 5 |
| Medicare Plus Blue Value (PPO) | Blue Cross Blue Shield of Michigan | PPO | $0 | $6,750 | 4.5 of 5 |
| PriorityMedicare Latitude (HMO-POS) | Priority Health Medicare | HMO-POS | $0 | $9,850 | 4.5 of 5 |
| McLaren Medicare Inspire Plus (HMO) | McLaren Medicare | HMO | $20.00 | $5,900 | 3 of 5 |
| Humana Full Access (PPO) | Humana | PPO | $41.00 | $4,800 | 4 of 5 |
| Medicare Plus Blue + Meijer (PPO) | Blue Cross Blue Shield of Michigan | PPO | $45.00 | $6,750 | 4.5 of 5 |
| AARP Medicare Advantage from UHC MI-0002 (PPO) | UnitedHealthcare | PPO | $70.00 | $5,900 | 3 of 5 |
| PriorityMedicare Value (HMO-POS) | Priority Health Medicare | HMO-POS | $80.00 | $6,000 | 4.5 of 5 |
| Humana Full Access R0110-014 (Regional PPO) | Humana | Regional PPO | $89.00 | $7,050 | 3.5 of 5 |
| Medicare Plus Blue Vitality (PPO) | Blue Cross Blue Shield of Michigan | PPO | $91.00 | $5,000 | 4.5 of 5 |
| BCN Advantage Classic (HMO-POS) | Blue Care Network | HMO-POS | $117.00 | $4,800 | 4.5 of 5 |
| PriorityMedicare (HMO-POS) | Priority Health Medicare | HMO-POS | $131.00 | $5,100 | 4.5 of 5 |
| Medicare Plus Blue Signature (PPO) | Blue Cross Blue Shield of Michigan | PPO | $132.00 | $4,300 | 4.5 of 5 |
| PriorityMedicare Merit (PPO) | Priority Health Medicare | PPO | $163.00 | $5,000 | 4 of 5 |
| Medicare Plus Blue Assure (PPO) | Blue Cross Blue Shield of Michigan | PPO | $217.50 | $4,000 | 4.5 of 5 |
| BCN Advantage Prestige (HMO-POS) | Blue Care Network | HMO-POS | $241.00 | $4,400 | 4.5 of 5 |
Advantage plans without drug coverage for 2027 (7)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx MI-MA01 (PPO) | UnitedHealthcare | PPO | Not listed | $6,700 | 3 of 5 |
| AARP Medicare Advantage Patriot No Rx MI-MA2 (HMO-POS) | UnitedHealthcare | HMO-POS | Not listed | $6,700 | Plan Too New To Be Measured |
| Aetna Medicare Eagle (PPO) | Aetna Medicare | PPO | Not listed | $5,200 | 4 of 5 |
| BCN Advantage Elements (HMO-POS) | Blue Care Network | HMO-POS | Not listed | $4,500 | 4.5 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $6,550 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $6,550 | 4.5 of 5 |
| HumanaChoice R0110-013 (Regional PPO) | Humana | Regional PPO | Not listed | $6,550 | 3.5 of 5 |
Special Needs Plans for 2027 (10)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Humana Dual Select H5216-385 (PPO D-SNP) | Humana | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| HumanaChoice SNP-DE H5216-388 (PPO D-SNP) | Humana | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| UHC Complete Care MI-5 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $5,900 | Plan Too New To Be Measured |
| UHC Complete Care Support MI-3 (PPO C-SNP) | UnitedHealthcare | PPO C-SNP · Chronic or Disabling Condition | $0 | $7,150 | 3 of 5 |
| UHC Dual Advantage MI-V1 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $7,150 | 3 of 5 |
| UHC Dual Complete MI-Q1 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| UHC Dual Complete MI-S3 (HMO D-SNP) | UnitedHealthcare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| PriorityMedicare D-SNP (HMO D-SNP) | Priority Health Medicare | HMO D-SNP · Dual-Eligible | $0.20 | $9,850 | 3.5 of 5 |
| Molina Medicare Complete Care (HMO D-SNP) | Molina Healthcare of Michigan | HMO D-SNP · Dual-Eligible | $0.90 | $9,850 | 3.5 of 5 |
| UHC Dual Complete MI-S001 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $6.30 | $9,850 | 4.5 of 5 |
Stand-alone Part D drug plans are offered statewide: see Michigan drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.