County Plan Watch
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Michigan

Medicare Advantage plans in Ontonagon County, MI: what changed for 2027

For 2027, Ontonagon County in Michigan has 7 Medicare Advantage plans that include drug coverage, compared with 9 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage7-2 from 2026
Advantage plans without drug coverage3-1 from 2026
Special Needs Plans1no change
$0 premium plans with drug coverage3-1 from 2026
Median out-of-pocket limit$6,7502026: $6,550
Plans rated 4 stars or more6no change

Companies no longer offering Advantage plans here in 2027

If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.

4 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 1 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 1,177 of the 2,525 people eligible for Medicare in Ontonagon County were enrolled in a Medicare Advantage or other Medicare health plan, 46.6%. A year earlier it was 1,185 of 2,488 (47.6%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (7)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Humana Full Access Giveback (PPO)HumanaPPO$0$9,8504.5 of 5
Humana Value Plus H5216-382 (PPO)HumanaPPO$0$9,8504 of 5
Medicare Plus Blue Value (PPO)Blue Cross Blue Shield of MichiganPPO$0$6,7504.5 of 5
Humana Full Access R0110-014 (Regional PPO)HumanaRegional PPO$89.00$7,0503.5 of 5
Medicare Plus Blue Vitality (PPO)Blue Cross Blue Shield of MichiganPPO$100.00$5,0004.5 of 5
Medicare Plus Blue Signature (PPO)Blue Cross Blue Shield of MichiganPPO$168.00$4,3004.5 of 5
Medicare Plus Blue Assure (PPO)Blue Cross Blue Shield of MichiganPPO$299.30$4,0004.5 of 5

Advantage plans without drug coverage for 2027 (3)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Humana USAA Honor Giveback (PPO)HumanaPPONot listed$6,5504 of 5
Humana USAA Honor Giveback (PPO)HumanaPPONot listed$6,5504.5 of 5
HumanaChoice R0110-013 (Regional PPO)HumanaRegional PPONot listed$6,5503.5 of 5

Special Needs Plans for 2027 (1)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Upper Peninsula Health Plan MI Coordinated Health (HMO D-SNP)Upper Peninsula Health Plan (UPHP) MI Coordinated HealthHMO D-SNP ยท Dual-Eligible$6.30$9,850Plan Too New To Be Measured

Stand-alone Part D drug plans are offered statewide: see Michigan drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.