County Plan Watch
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Minnesota

Medicare Advantage plans in Ramsey County, MN: what changed for 2027

For 2027, Ramsey County in Minnesota has 16 Medicare Advantage plans that include drug coverage, compared with 25 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage16-9 from 2026
Advantage plans without drug coverage4-1 from 2026
Special Needs Plans7no change
$0 premium plans with drug coverage6-3 from 2026
Median out-of-pocket limit$6,3252026: $5,000
Plans rated 4 stars or more11-6 from 2026

Companies no longer offering Advantage plans here in 2027

If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.

18 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 8 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 61,322 of the 101,473 people eligible for Medicare in Ramsey County were enrolled in a Medicare Advantage or other Medicare health plan, 60.4%. A year earlier it was 64,417 of 99,409 (64.8%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (16)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage from UHC MN-0001 (PPO)UnitedHealthcarePPO$0$7,1504.5 of 5
Allina Health Aetna Medicare Signature (PPO)Allina Health Aetna MedicarePPO$0$6,3503.5 of 5
Allina Health Aetna Medicare Signature Fit (PPO)Allina Health Aetna MedicarePPO$0$6,7503.5 of 5
Blue Cross Medicare Advantage Essential (PPO)Blue Cross and Blue Shield of MinnesotaPPO$0$7,1504 of 5
HealthPartners Journey Smart (PPO)HealthPartnersPPO$0$9,8504.5 of 5
Medica Advantage Value (PPO)MedicaPPO$0$7,1504 of 5
HealthPartners Journey Pace (PPO)HealthPartnersPPO$20.00$7,1504.5 of 5
AARP Medicare Advantage from UHC FG-0001 (PPO)UnitedHealthcarePPO$24.60$7,1504.5 of 5
AARP Medicare Advantage from UHC MN-0002 (PPO)UnitedHealthcarePPO$59.00$6,3004.5 of 5
Allina Health Aetna Medicare Enhanced (PPO)Allina Health Aetna MedicarePPO$61.00$5,0003.5 of 5
Allina Health Aetna Medicare Premier (PPO)Allina Health Aetna MedicarePPO$97.00$4,4503.5 of 5
Blue Cross Medicare Advantage Select (PPO)Blue Cross and Blue Shield of MinnesotaPPO$109.00$5,9004 of 5
Medica Advantage Select (PPO)MedicaPPO$133.00$5,8004 of 5
Allina Health Aetna Medicare Premier Extra (PPO)Allina Health Aetna MedicarePPO$169.00$3,9003.5 of 5
Blue Cross Medicare Advantage Premier (PPO)Blue Cross and Blue Shield of MinnesotaPPO$189.00$4,9004 of 5
Medica Advantage Preferred (PPO)MedicaPPO$218.00$4,4504 of 5

Advantage plans without drug coverage for 2027 (4)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage Patriot No Rx FG-MA01 (PPO)UnitedHealthcarePPONot listed$5,9004.5 of 5
Allina Health Aetna Medicare Eagle (PPO)Allina Health Aetna MedicarePPONot listed$5,5003.5 of 5
Blue Cross Medicare Advantage Freedom Blue (PPO)Blue Cross and Blue Shield of MinnesotaPPONot listed$6,9004 of 5
Medica Advantage Salute (PPO)MedicaPPONot listed$4,4504 of 5

Special Needs Plans for 2027 (7)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Allina Health Aetna Medicare Chronic (PPO C-SNP)Allina Health Aetna MedicarePPO C-SNP · Chronic or Disabling Condition$0$6,7503.5 of 5
Allina Health Aetna Medicare Value (PPO C-SNP)Allina Health Aetna MedicarePPO C-SNP · Chronic or Disabling Condition$0$7,5003.5 of 5
SecureBlue (HMO D-SNP)Blue PlusHMO D-SNP · Dual-Eligible$0$9,8503.5 of 5
UHC Complete Care MN-7 (PPO C-SNP)UnitedHealthcarePPO C-SNP · Chronic or Disabling Condition$0$7,1504.5 of 5
UHC Complete Care Support MN-8 (PPO C-SNP)UnitedHealthcarePPO C-SNP · Chronic or Disabling Condition$4.70$7,1504.5 of 5
HealthPartners Minnesota Senior Health Options (HMO D-SNP)HealthPartnersHMO D-SNP · Dual-Eligible$24.60$03.5 of 5
Medica DUAL Solution (HMO D-SNP)MedicaHMO D-SNP · Dual-Eligible$24.60$9,8504 of 5

Stand-alone Part D drug plans are offered statewide: see Minnesota drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.