Medicare Advantage plans in St. Louis County, MN: what changed for 2027
For 2027, St. Louis County in Minnesota has 2 Medicare Advantage plans that include drug coverage, compared with 3 in 2026, according to the CMS plan landscape files.
1 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 0 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 33,887 of the 52,383 people eligible for Medicare in St. Louis County were enrolled in a Medicare Advantage or other Medicare health plan, 64.7%. A year earlier it was 36,017 of 51,588 (69.8%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (2)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC FG-0001 (PPO) | UnitedHealthcare | PPO | $24.60 | $7,150 | 4.5 of 5 |
| AARP Medicare Advantage from UHC FG-0002 (PPO) | UnitedHealthcare | PPO | $52.00 | $7,150 | 4.5 of 5 |
Advantage plans without drug coverage for 2027 (1)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx FG-MA01 (PPO) | UnitedHealthcare | PPO | Not listed | $5,900 | 4.5 of 5 |
Special Needs Plans for 2027 (3)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| SecureBlue (HMO D-SNP) | Blue Plus | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| UHC Complete Care Support FG-5 (PPO C-SNP) | UnitedHealthcare | PPO C-SNP · Chronic or Disabling Condition | $19.60 | $7,150 | 4.5 of 5 |
| Medica DUAL Solution (HMO D-SNP) | Medica | HMO D-SNP · Dual-Eligible | $24.60 | $9,850 | 4 of 5 |
Cost plans for 2027 (13)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Platinum Blue Core Plan with Rx (Cost) | Blue Cross and Blue Shield of Minnesota | Cost | $79.80 | $6,000 | 3.5 of 5 |
| Medica Prime Solution Thrift w/Rx (Cost) | Medica | Cost | $91.00 | $7,150 | 3 of 5 |
| Medica Prime Solution Basic w/Rx (Cost) | Medica | Cost | $242.10 | $5,900 | 3 of 5 |
| Platinum Blue Choice Plan with Rx (Cost) | Blue Cross and Blue Shield of Minnesota | Cost | $260.50 | $3,900 | 3.5 of 5 |
| Platinum Blue Complete Plan with Rx (Cost) | Blue Cross and Blue Shield of Minnesota | Cost | $407.60 | $3,000 | 3.5 of 5 |
| Medica Prime Solution Basic (Cost) | Medica | Cost | Not listed | $5,900 | 3 of 5 |
| Medica Prime Solution Enhanced (Cost) | Medica | Cost | Not listed | $4,450 | 3 of 5 |
| Medica Prime Solution Standard (Cost) | Medica | Cost | Not listed | $7,150 | 3 of 5 |
| Medica Prime Solution Standard w/Rx (Cost) | Medica | Cost | Not listed | $7,150 | 3 of 5 |
| Medica Prime Solution Thrift (Cost) | Medica | Cost | Not listed | $7,150 | 3 of 5 |
| Platinum Blue Choice Plan (Cost) | Blue Cross and Blue Shield of Minnesota | Cost | Not listed | $3,900 | 3.5 of 5 |
| Platinum Blue Complete Plan (Cost) | Blue Cross and Blue Shield of Minnesota | Cost | Not listed | $3,000 | 3.5 of 5 |
| Platinum Blue Core Plan (Cost) | Blue Cross and Blue Shield of Minnesota | Cost | Not listed | $6,000 | 3.5 of 5 |
Stand-alone Part D drug plans are offered statewide: see Minnesota drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.