Medicare Advantage plans in Laclede County, MO: what changed for 2027
For 2027, Laclede County in Missouri has 25 Medicare Advantage plans that include drug coverage, compared with 25 in 2026, according to the CMS plan landscape files.
Advantage plans with drug coverage25no change
Advantage plans without drug coverage7no change
Special Needs Plans26no change
$0 premium plans with drug coverage18+1 from 2026
Median out-of-pocket limit$5,5002026: $4,900
Plans rated 4 stars or more14+3 from 2026
2 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 2 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 6,367 of the 9,210 people eligible for Medicare in Laclede County were enrolled in a Medicare Advantage or other Medicare health plan, 69.1%. A year earlier it was 6,080 of 9,004 (67.5%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (25)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC MO-4 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $7,150 | 3.5 of 5 |
| AARP Medicare Advantage Extras from UHC MO-10 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $7,150 | 3.5 of 5 |
| AARP Medicare Advantage from UHC MO-0009 (PPO) | UnitedHealthcare | PPO | $0 | $7,150 | 4 of 5 |
| Aetna Medicare Select (HMO-POS) | Aetna Medicare | HMO-POS | $0 | $3,400 | 3.5 of 5 |
| Aetna Medicare Signature (PPO) | Aetna Medicare | PPO | $0 | $5,500 | 4 of 5 |
| Aetna Medicare Signature Classic (PPO) | Aetna Medicare | PPO | $0 | $5,500 | 4 of 5 |
| Aetna Medicare Signature Extra (HMO-POS) | Aetna Medicare | HMO-POS | $0 | $4,200 | 3.5 of 5 |
| Anthem Medicare Advantage (HMO-POS) | Anthem HealthKeepers | HMO-POS | $0 | $4,450 | 3 of 5 |
| DEVOTED CORE 005 MO (HMO) | Devoted Health | HMO | $0 | $2,900 | 4 of 5 |
| DEVOTED GIVEBACK 006 MO (HMO) | Devoted Health | HMO | $0 | $7,150 | 4 of 5 |
| DEVOTED GIVEBACK EXTRAS 025 MO (HMO) | Devoted Health | HMO | $0 | $5,000 | 4 of 5 |
| Humana Gold Plus H4623-001 (HMO-POS) | Humana | HMO-POS | $0 | $3,125 | 4 of 5 |
| Humana Value Choice (PPO) | Humana | PPO | $0 | $4,450 | 4 of 5 |
| Humana Value Choice (PPO) | Humana | PPO | $0 | $4,400 | 4.5 of 5 |
| HumanaChoice Giveback H5216-404 (PPO) | Humana | PPO | $0 | $5,500 | 4 of 5 |
| HumanaChoice Giveback H7617-014 (PPO) | Humana | PPO | $0 | $5,500 | 4.5 of 5 |
| Wellcare Simple (HMO-POS) | Wellcare | HMO-POS | $0 | $7,100 | 3 of 5 |
| Wellcare Simple Open (PPO) | Wellcare | PPO | $0 | $7,100 | 3 of 5 |
| Aetna Medicare Value Plus (HMO) | Aetna Medicare | HMO | $1.50 | $5,500 | 3.5 of 5 |
| Humana Gold Plus H0028-016 (HMO-POS) | Humana | HMO-POS | $22.00 | $7,550 | 4.5 of 5 |
| AARP Medicare Advantage from UHC MO-0005 (HMO-POS) | UnitedHealthcare | HMO-POS | $25.00 | $4,450 | 3.5 of 5 |
| Aetna Medicare Premier (HMO-POS) | Aetna Medicare | HMO-POS | $25.00 | $3,600 | 3.5 of 5 |
| Humana Gold Choice H8145-006 (PFFS) | Humana | PFFS | $60.00 | $7,800 | 4 of 5 |
| HumanaChoice H5216-032 (PPO) | Humana | PPO | $76.00 | $9,250 | 4 of 5 |
| HumanaChoice R1532-002 (Regional PPO) | Humana | Regional PPO | $119.00 | $7,700 | 3.5 of 5 |
Advantage plans without drug coverage for 2027 (7)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx MO-MA01 (HMO-POS) | UnitedHealthcare | HMO-POS | Not listed | $5,900 | 3.5 of 5 |
| Aetna Medicare Eagle (HMO-POS) | Aetna Medicare | HMO-POS | Not listed | $3,400 | 3.5 of 5 |
| Anthem Veteran (PPO) | Anthem Blue Cross and Blue Shield | PPO | Not listed | $6,751 | 3 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $4,700 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $4,700 | 4.5 of 5 |
| Humana USAA Honor Giveback (Regional PPO) | Humana | Regional PPO | Not listed | $5,500 | 3.5 of 5 |
| Wellcare Patriot Giveback Open (PPO) | Wellcare | PPO | Not listed | $4,000 | 3 of 5 |
Special Needs Plans for 2027 (26)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Dual (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Aetna Medicare Full Dual Extra (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Anthem Full Dual Advantage (HMO D-SNP) | Anthem HealthKeepers | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Anthem Full Dual Advantage 2 (HMO D-SNP) | Anthem HealthKeepers | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| DEVOTED C-SNP ENHANCED 014 MO (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $4,200 | 4 of 5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 018 MO (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $5,000 | 4 of 5 |
| DEVOTED C-SNP PLUS 016 MO (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4 of 5 |
| DEVOTED DUAL 008 MO (HMO D-SNP) | Devoted Health | HMO D-SNP · Dual-Eligible | $0 | $3,600 | 4 of 5 |
| DEVOTED DUAL FULL 011 MO (HMO D-SNP) | Devoted Health | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| DEVOTED DUAL PLUS 007 MO (HMO D-SNP) | Devoted Health | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| Humana Gold Plus SNP-DE H0028-015 (HMO-POS D-SNP) | Humana | HMO-POS D-SNP · Dual-Eligible | $0 | $9,250 | 4.5 of 5 |
| Humana Gold Plus SNP-DE H4461-044 (HMO-POS D-SNP) | Humana | HMO-POS D-SNP · Dual-Eligible | $0 | $9,250 | 4.5 of 5 |
| Provider Partners Missouri Community Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP · Institutional | $0 | $3,750 | 4 of 5 |
| Senior Care (HMO I-SNP) | NHC Advantage | HMO I-SNP · Institutional | $0 | $5,000 | 4.5 of 5 |
| UHC Complete Care MO-1 (PPO C-SNP) | UnitedHealthcare | PPO C-SNP · Chronic or Disabling Condition | $0 | $4,900 | 4.5 of 5 |
| UHC Dual Advantage MO-V1 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $7,150 | 3.5 of 5 |
| Wellcare Home State Health Dual Access (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Wellcare Home State Health Dual Access Open (PPO D-SNP) | Wellcare | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| UHC Dual Complete MO-Q1 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $2.60 | $9,850 | 3.5 of 5 |
| Aetna Medicare Full Dual (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $2.90 | $9,850 | 3 of 5 |
| UHC Dual Complete MO-S3 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $8.90 | $9,850 | 3.5 of 5 |
| NHC Advantage (HMO I-SNP) | NHC Advantage | HMO I-SNP · Institutional | $12.20 | $9,850 | 4.5 of 5 |
| Provider Partners Missouri Essential Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP · Institutional | $14.50 | $9,850 | 4 of 5 |
| Provider Partners Missouri Advantage Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP · Institutional | $18.40 | $9,850 | 4 of 5 |
| UHC Dual Complete MO-Q2 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $18.40 | $9,850 | 4.5 of 5 |
| Wellcare Home State Health Dual Reserve (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP · Dual-Eligible | $18.40 | $3,600 | 3 of 5 |
Stand-alone Part D drug plans are offered statewide: see Missouri drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.