Medicare Advantage plans in Ray County, MO: what changed for 2027
For 2027, Ray County in Missouri has 22 Medicare Advantage plans that include drug coverage, compared with 26 in 2026, according to the CMS plan landscape files.
Advantage plans with drug coverage22-4 from 2026
Advantage plans without drug coverage7no change
Special Needs Plans25+1 from 2026
$0 premium plans with drug coverage17-3 from 2026
Median out-of-pocket limit$6,0752026: $5,000
Plans rated 4 stars or more12+2 from 2026
Companies no longer offering Advantage plans here in 2027
- Health Care Service Corporation
If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.
8 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 4 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 2,761 of the 5,528 people eligible for Medicare in Ray County were enrolled in a Medicare Advantage or other Medicare health plan, 49.9%. A year earlier it was 2,766 of 5,436 (50.9%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (22)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC KC-6 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $6,700 | 3.5 of 5 |
| AARP Medicare Advantage Extras from UHC KC-2 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $7,150 | 3.5 of 5 |
| AARP Medicare Advantage from UHC KC-4 (PPO) | UnitedHealthcare | PPO | $0 | $7,150 | 4 of 5 |
| DEVOTED CHOICE 001 MO (PPO) | Devoted Health | PPO | $0 | $3,950 | Plan Too New To Be Measured |
| DEVOTED CHOICE GIVEBACK 002 MO (PPO) | Devoted Health | PPO | $0 | $7,150 | Plan Too New To Be Measured |
| DEVOTED CHOICE GIVEBACK EXTRAS 005 MO (PPO) | Devoted Health | PPO | $0 | $5,450 | Plan Too New To Be Measured |
| DEVOTED CORE 003 MO (HMO) | Devoted Health | HMO | $0 | $3,600 | 4 of 5 |
| DEVOTED GIVEBACK 004 MO (HMO) | Devoted Health | HMO | $0 | $7,150 | 4 of 5 |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | $0 | $5,250 | 4 of 5 |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | $0 | $5,250 | 4.5 of 5 |
| Humana Total Complete (HMO-POS) | Humana | HMO-POS | $0 | $2,800 | 4.5 of 5 |
| Humana Total Complete Giveback (HMO-POS) | Humana | HMO-POS | $0 | $4,200 | 4.5 of 5 |
| Humana Total Complete Giveback (HMO-POS) | Humana | HMO-POS | $0 | $4,200 | 4.5 of 5 |
| Humana Value Choice (PPO) | Humana | PPO | $0 | $4,450 | 4 of 5 |
| Humana Value Choice (PPO) | Humana | PPO | $0 | $4,400 | 4.5 of 5 |
| Wellcare Simple (HMO-POS) | Wellcare | HMO-POS | $0 | $7,100 | 3 of 5 |
| Wellcare Simple Open (PPO) | Wellcare | PPO | $0 | $7,100 | 3 of 5 |
| Humana Gold Plus H0028-017 (HMO) | Humana | HMO | $22.00 | $6,800 | 4.5 of 5 |
| Aetna Medicare Enhanced (HMO-POS) | Aetna Medicare | HMO-POS | $54.00 | $6,750 | 3.5 of 5 |
| AARP Medicare Advantage from UHC KC-0003 (HMO-POS) | UnitedHealthcare | HMO-POS | $55.00 | $4,450 | 3.5 of 5 |
| HumanaChoice H5216-032 (PPO) | Humana | PPO | $76.00 | $9,250 | 4 of 5 |
| HumanaChoice R1532-002 (Regional PPO) | Humana | Regional PPO | $119.00 | $7,700 | 3.5 of 5 |
Advantage plans without drug coverage for 2027 (7)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx KS-MA01 (PPO) | UnitedHealthcare | PPO | Not listed | $7,150 | 4 of 5 |
| AARP Medicare Advantage Patriot No Rx KS-MA2 (HMO-POS) | UnitedHealthcare | HMO-POS | Not listed | $7,150 | 3.5 of 5 |
| Aetna Medicare Eagle (HMO-POS) | Aetna Medicare | HMO-POS | Not listed | $5,500 | 3.5 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $4,700 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $4,700 | 4.5 of 5 |
| Humana USAA Honor Giveback (Regional PPO) | Humana | Regional PPO | Not listed | $5,500 | 3.5 of 5 |
| Wellcare Patriot Giveback Open (PPO) | Wellcare | PPO | Not listed | $4,000 | 3 of 5 |
Special Needs Plans for 2027 (25)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Dual Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Aetna Medicare Full Dual Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Aetna Medicare Full Dual Extra Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Aetna Medicare Longevity (HMO I-SNP) | Aetna Medicare | HMO I-SNP · Institutional | $0 | $9,850 | 3.5 of 5 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 026 MO (PPO C-SNP) | Devoted Health | PPO C-SNP · Chronic or Disabling Condition | $0 | $5,700 | Plan Too New To Be Measured |
| DEVOTED C-SNP ENHANCED 013 MO (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $4,200 | 4 of 5 |
| DEVOTED C-SNP PLUS 016 MO (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4 of 5 |
| DEVOTED DUAL 008 MO (HMO D-SNP) | Devoted Health | HMO D-SNP · Dual-Eligible | $0 | $3,600 | 4 of 5 |
| DEVOTED DUAL FULL 011 MO (HMO D-SNP) | Devoted Health | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| DEVOTED DUAL PLUS 007 MO (HMO D-SNP) | Devoted Health | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| HumanaChoice SNP-DE H5216-164 (PPO D-SNP) | Humana | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| HumanaChoice SNP-DE H7617-006 (PPO D-SNP) | Humana | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| Provider Partners Missouri Community Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP · Institutional | $0 | $3,750 | 4 of 5 |
| UHC Complete Care MO-1 (PPO C-SNP) | UnitedHealthcare | PPO C-SNP · Chronic or Disabling Condition | $0 | $4,900 | 4.5 of 5 |
| UHC Dual Advantage MO-V1 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $7,150 | 3.5 of 5 |
| Wellcare Home State Health Dual Access (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Wellcare Home State Health Dual Access Open (PPO D-SNP) | Wellcare | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| UHC Dual Complete MO-Q1 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $2.60 | $9,850 | 3.5 of 5 |
| UHC Dual Complete MO-S3 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $8.90 | $9,850 | 3.5 of 5 |
| Provider Partners Missouri Essential Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP · Institutional | $14.50 | $9,850 | 4 of 5 |
| American Health Advantage of Missouri (HMO I-SNP) | American Health Advantage of Missouri | HMO I-SNP · Institutional | $18.40 | $9,850 | Not Enough Data Available |
| American Health Advantage of Missouri Choice (HMO I-SNP) | American Health Advantage of Missouri | HMO I-SNP · Institutional | $18.40 | $9,850 | Not Enough Data Available |
| Provider Partners Missouri Advantage Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP · Institutional | $18.40 | $9,850 | 4 of 5 |
| UHC Dual Complete MO-Q2 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $18.40 | $9,850 | 4.5 of 5 |
| Wellcare Home State Health Dual Reserve (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP · Dual-Eligible | $18.40 | $3,600 | 3 of 5 |
Stand-alone Part D drug plans are offered statewide: see Missouri drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.