Medicare Advantage plans in Lawrence County, MS: what changed for 2027
For 2027, Lawrence County in Mississippi has 22 Medicare Advantage plans that include drug coverage, compared with 18 in 2026, according to the CMS plan landscape files.
Advantage plans with drug coverage22+4 from 2026
Advantage plans without drug coverage5-1 from 2026
Special Needs Plans21+2 from 2026
$0 premium plans with drug coverage15+4 from 2026
Median out-of-pocket limit$6,6502026: $6,175
Plans rated 4 stars or more12+7 from 2026
2 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 5 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 1,525 of the 3,436 people eligible for Medicare in Lawrence County were enrolled in a Medicare Advantage or other Medicare health plan, 44.4%. A year earlier it was 1,476 of 3,399 (43.4%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (22)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Direct OTC from UHC MS-8 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $5,900 | 4 of 5 |
| AARP Medicare Advantage Direct Plus from UHC MS-9 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $5,900 | 4 of 5 |
| AARP Medicare Advantage Essentials from UHC MS-1 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $5,900 | 4 of 5 |
| AARP Medicare Advantage Extras from UHC MS-7 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $7,150 | 4 of 5 |
| AARP Medicare Advantage Giveback from UHC MS-4 (PPO) | UnitedHealthcare | PPO | $0 | $7,150 | 4 of 5 |
| Aetna Medicare Signature (HMO) | Aetna Medicare | HMO | $0 | $7,150 | 3.5 of 5 |
| Aetna Medicare Signature Plus (PPO) | Aetna Medicare | PPO | $0 | $9,850 | 4 of 5 |
| HealthSpring Preferred (HMO) | HealthSpring | HMO | $0 | $5,700 | 4 of 5 |
| HealthSpring True Choice (PPO) | HealthSpring | PPO | $0 | $6,500 | 3 of 5 |
| Healthy Mississippi Preferred (PPO) | Healthy Mississippi, Inc. | PPO | $0 | $4,200 | Plan Too New To Be Measured |
| Healthy Mississippi Premier Advantage (HMO-POS) | Healthy Mississippi, Inc. | HMO-POS | $0 | $4,200 | Not Enough Data Available |
| Wellcare Assist (HMO-POS) | Wellcare | HMO-POS | $0 | $6,900 | 3 of 5 |
| Wellcare Giveback (HMO-POS) | Wellcare | HMO-POS | $0 | $9,250 | 3 of 5 |
| Wellcare Simple (HMO-POS) | Wellcare | HMO-POS | $0 | $8,200 | 3 of 5 |
| Wellcare Simple Open (PPO) | Wellcare | PPO | $0 | $7,100 | 3 of 5 |
| AARP Medicare Advantage from UHC MS-0003 (PPO) | UnitedHealthcare | PPO | $10.00 | $7,150 | 4 of 5 |
| HealthSpring Preferred Plus (HMO) | HealthSpring | HMO | $22.00 | $6,350 | 4 of 5 |
| Aetna Medicare Value Plus (PPO) | Aetna Medicare | PPO | $23.80 | $9,850 | 4 of 5 |
| HumanaChoice H5216-136 (PPO) | Humana | PPO | $43.00 | $6,500 | 4 of 5 |
| Wellcare Low Premium (HMO-POS) | Wellcare | HMO-POS | $44.00 | $6,800 | 3 of 5 |
| AARP Medicare Advantage from UHC MS-0002 (PPO) | UnitedHealthcare | PPO | $57.00 | $6,500 | 4 of 5 |
| Humana Full Access (Regional PPO) | Humana | Regional PPO | $212.00 | $3,800 | 3.5 of 5 |
Advantage plans without drug coverage for 2027 (5)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx MS-MA01 (PPO) | UnitedHealthcare | PPO | Not listed | $7,150 | 4 of 5 |
| Aetna Medicare Eagle Plus (PPO) | Aetna Medicare | PPO | Not listed | $9,250 | 4 of 5 |
| HealthSpring Courage (HMO) | HealthSpring | HMO | Not listed | $5,900 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $4,700 | 4 of 5 |
| HumanaChoice R0110-001 (Regional PPO) | Humana | Regional PPO | Not listed | $9,000 | 3.5 of 5 |
Special Needs Plans for 2027 (21)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Dual Care (PPO D-SNP) | Aetna Medicare | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| Aetna Medicare Dual Extra Care (PPO D-SNP) | Aetna Medicare | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| Aetna Medicare Full Dual Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| HealthSpring Achieve (HMO C-SNP) | HealthSpring | HMO C-SNP · Chronic or Disabling Condition | $0 | $5,000 | 4 of 5 |
| HumanaChoice SNP-DE H5216-367 (PPO D-SNP) | Humana | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| HumanaChoice SNP-DE H7617-084 (PPO D-SNP) | Humana | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| UHC Complete Care MS-6 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $5,900 | 4 of 5 |
| UHC Dual Complete MS-Q1 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| UHC Dual Complete MS-Q2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| UHC Dual Complete MS-S3 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| UHC Dual Complete MS-S4 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Wellcare Magnolia Health Dual Access (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Wellcare Magnolia Health Dual Liberty (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Wellcare Magnolia Health Dual Reserve (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP · Dual-Eligible | $0 | $6,900 | 3 of 5 |
| American Health Advantage of Mississippi (HMO I-SNP) | American Health Advantage of MS | HMO I-SNP · Institutional | $6.30 | $9,850 | 3.5 of 5 |
| HealthSpring TotalCare (HMO D-SNP) | HealthSpring | HMO D-SNP · Dual-Eligible | $6.30 | $9,850 | 4 of 5 |
| HealthSpring TotalCare Plus (HMO D-SNP) | HealthSpring | HMO D-SNP · Dual-Eligible | $6.30 | $9,850 | 4 of 5 |
| Healthy Mississippi Dual Advantage (PPO D-SNP) | Healthy Mississippi, Inc. | PPO D-SNP · Dual-Eligible | $6.30 | $9,250 | Plan Too New To Be Measured |
| Healthy Mississippi Institutional (PPO I-SNP) | Healthy Mississippi, Inc. | PPO I-SNP · Institutional | $6.30 | $9,250 | Plan Too New To Be Measured |
| UHC Dual Advantage MS-V1 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $6.30 | $6,400 | 3.5 of 5 |
| Wellcare Magnolia Health Dual Access Open (PPO D-SNP) | Wellcare | PPO D-SNP · Dual-Eligible | $6.30 | $9,850 | 3 of 5 |
Stand-alone Part D drug plans are offered statewide: see Mississippi drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.