Medicare Advantage plans in Montgomery County, NC: what changed for 2027
For 2027, Montgomery County in North Carolina has 29 Medicare Advantage plans that include drug coverage, compared with 31 in 2026, according to the CMS plan landscape files.
Advantage plans with drug coverage29-2 from 2026
Advantage plans without drug coverage10no change
Special Needs Plans26+5 from 2026
$0 premium plans with drug coverage19+1 from 2026
Median out-of-pocket limit$7,1502026: $6,200
Plans rated 4 stars or more20no change
Companies newly offering Advantage plans here in 2027
- Devoted Health, Inc.
7 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 5 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 4,392 of the 6,394 people eligible for Medicare in Montgomery County were enrolled in a Medicare Advantage or other Medicare health plan, 68.7%. A year earlier it was 4,276 of 6,240 (68.5%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (29)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC NC-0001 (PPO) | UnitedHealthcare | PPO | $0 | $7,150 | 4.5 of 5 |
| AARP Medicare Advantage from UHC NC-0017 (PPO) | UnitedHealthcare | PPO | $0 | $7,150 | 4 of 5 |
| AARP Medicare Advantage from UHC NC-15 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $4,450 | 4 of 5 |
| Aetna Medicare Signature Giveback (PPO) | Aetna Medicare | PPO | $0 | $7,500 | 4 of 5 |
| Aetna Medicare Value Plus (HMO) | Aetna Medicare | HMO | $0 | $5,500 | 3.5 of 5 |
| Blue Medicare Essential (HMO) | Blue Cross and Blue Shield of North Carolina | HMO | $0 | $9,850 | 4 of 5 |
| Blue Medicare Essential Plus (HMO-POS) | Blue Cross and Blue Shield of North Carolina | HMO-POS | $0 | $8,400 | 4 of 5 |
| DEVOTED CORE 037 NC (HMO) | Devoted Health | HMO | $0 | $4,950 | 4.5 of 5 |
| DEVOTED GIVEBACK 012 NC (HMO) | Devoted Health | HMO | $0 | $9,850 | 4.5 of 5 |
| DEVOTED GIVEBACK EXTRAS 039 NC (HMO) | Devoted Health | HMO | $0 | $7,050 | 4.5 of 5 |
| HealthTeam Advantage Plan I (PPO) | HealthTeam Advantage | PPO | $0 | $4,900 | 3.5 of 5 |
| HealthTeam Advantage Vitality Plan (PPO) | HealthTeam Advantage | PPO | $0 | $5,200 | 3.5 of 5 |
| Humana Gold Plus Giveback H1036-318 (HMO-POS) | Humana | HMO-POS | $0 | $9,850 | 4.5 of 5 |
| Humana Gold Plus Giveback H1036-343 (HMO-POS) | Humana | HMO-POS | $0 | $9,850 | 4.5 of 5 |
| HumanaChoice Giveback H5525-035 (PPO) | Humana | PPO | $0 | $9,850 | 4 of 5 |
| Troy Medicare (HMO) | Troy Medicare | HMO | $0 | $4,950 | 3 of 5 |
| Wellcare Assist Open (PPO) | Wellcare | PPO | $0 | $6,500 | 3 of 5 |
| Wellcare Simple (HMO-POS) | Wellcare | HMO-POS | $0 | $6,700 | 3.5 of 5 |
| Wellcare Simple Open (PPO) | Wellcare | PPO | $0 | $7,150 | 3 of 5 |
| HumanaChoice H7617-122 (PPO) | Humana | PPO | $13.00 | $9,850 | 4.5 of 5 |
| HumanaChoice H5525-070 (PPO) | Humana | PPO | $13.30 | $9,850 | 4 of 5 |
| Aetna Medicare Enhanced (PPO) | Aetna Medicare | PPO | $24.00 | $5,900 | 4 of 5 |
| AARP Medicare Advantage from UHC NC-0019 (PPO) | UnitedHealthcare | PPO | $31.00 | $7,150 | 4 of 5 |
| AARP Medicare Advantage from UHC NC-0004 (PPO) | UnitedHealthcare | PPO | $34.00 | $6,900 | 4.5 of 5 |
| HealthTeam Advantage Plan II (PPO) | HealthTeam Advantage | PPO | $34.00 | $4,700 | 3.5 of 5 |
| AARP Medicare Advantage from UHC NC-0016 (PPO) | UnitedHealthcare | PPO | $53.00 | $4,450 | 4 of 5 |
| HumanaChoice H5216-211 (PPO) | Humana | PPO | $67.00 | $9,850 | 4 of 5 |
| Blue Medicare PPO Enhanced (PPO) | Blue Cross and Blue Shield of North Carolina | PPO | $70.00 | $6,900 | 4.5 of 5 |
| Humana Full Access (Regional PPO) | Humana | Regional PPO | $158.00 | $9,850 | 3.5 of 5 |
Advantage plans without drug coverage for 2027 (10)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx NC-MA01 (PPO) | UnitedHealthcare | PPO | Not listed | $8,900 | 4.5 of 5 |
| AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS) | UnitedHealthcare | HMO-POS | Not listed | $9,300 | 4 of 5 |
| Aetna Medicare Eagle (PPO) | Aetna Medicare | PPO | Not listed | $7,150 | 4 of 5 |
| Blue Medicare Freedom+ (PPO) | Blue Cross and Blue Shield of North Carolina | PPO | Not listed | $9,850 | 4.5 of 5 |
| Blue Medicare Medical Only (HMO-POS) | Blue Cross and Blue Shield of North Carolina | HMO-POS | Not listed | $3,900 | 4 of 5 |
| HealthTeam Advantage Eagle Plan (PPO) | HealthTeam Advantage | PPO | Not listed | $8,500 | 3.5 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $9,850 | 4 of 5 |
| Humana USAA Honor Giveback (Regional PPO) | Humana | Regional PPO | Not listed | $9,850 | 3.5 of 5 |
| HumanaChoice R0110-004 (Regional PPO) | Humana | Regional PPO | Not listed | $9,850 | 3.5 of 5 |
| Wellcare Patriot Giveback Open (PPO) | Wellcare | PPO | Not listed | $8,850 | 3 of 5 |
Special Needs Plans for 2027 (26)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Full Dual (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| DEVOTED C-SNP ENHANCED 016 NC (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $5,400 | 4.5 of 5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 031 NC (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $7,050 | 4.5 of 5 |
| DEVOTED C-SNP PLUS 015 NC (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4.5 of 5 |
| DEVOTED DUAL 009 NC (HMO D-SNP) | Devoted Health | HMO D-SNP · Dual-Eligible | $0 | $6,750 | 4.5 of 5 |
| DEVOTED DUAL FULL 013 NC (HMO D-SNP) | Devoted Health | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| DEVOTED DUAL PLUS 006 NC (HMO D-SNP) | Devoted Health | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| Humana Dual Select H1036-307 (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4.5 of 5 |
| Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4.5 of 5 |
| HumanaChoice SNP-DE H5525-036 (PPO D-SNP) | Humana | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| UHC Complete Care NC-28 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $4,450 | 4 of 5 |
| UHC Dual Complete NC-Q1 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| UHC Dual Complete NC-Q2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| UHC Dual Complete NC-S2 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| UHC Nursing Home Plan NC-F001 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP · Institutional | $0 | $9,850 | 5 of 5 |
| Wellcare Carolina Complete Dual Liberty (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Wellcare Carolina Complete Dual Liberty Open (PPO D-SNP) | Wellcare | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| UHC Dual Complete NC-S3 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $3.80 | $9,850 | 4 of 5 |
| Healthy Blue + Medicare (HMO-POS D-SNP) | Blue Cross and Blue Shield of North Carolina | HMO-POS D-SNP · Dual-Eligible | $13.20 | $9,850 | 3 of 5 |
| Humana Dual Select H5525-072 (PPO D-SNP) | Humana | PPO D-SNP · Dual-Eligible | $13.30 | $9,850 | 4 of 5 |
| Longevity Health Plan (HMO I-SNP) | Longevity Health Plan | HMO I-SNP · Institutional | $13.30 | $9,850 | 5 of 5 |
| Troy Medicare for Dual-eligible Beneficiaries (HMO D-SNP) | Troy Medicare | HMO D-SNP · Dual-Eligible | $13.30 | $9,850 | 3 of 5 |
| UHC Dual Advantage NC-V1 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $13.30 | $5,900 | 4 of 5 |
| Wellcare Carolina Complete Dual Reserve (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP · Dual-Eligible | $13.30 | $9,250 | 3.5 of 5 |
Stand-alone Part D drug plans are offered statewide: see North Carolina drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.