County Plan Watch
Independent site. Not affiliated with Medicare, CMS or any insurer. Information only, not advice.

New Mexico

Medicare Advantage plans in Valencia County, NM: what changed for 2027

For 2027, Valencia County in New Mexico has 16 Medicare Advantage plans that include drug coverage, compared with 20 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage16-4 from 2026
Advantage plans without drug coverage2-2 from 2026
Special Needs Plans12-1 from 2026
$0 premium plans with drug coverage12+1 from 2026
Median out-of-pocket limit$5,9002026: $4,900
Plans rated 4 stars or more14+7 from 2026

Companies no longer offering Advantage plans here in 2027

If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.

9 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 3 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 11,519 of the 18,298 people eligible for Medicare in Valencia County were enrolled in a Medicare Advantage or other Medicare health plan, 63.0%. A year earlier it was 11,318 of 18,009 (62.8%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (16)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage Direct OTC from UHC NM-14 (PPO)UnitedHealthcarePPO$0$5,9004 of 5
AARP Medicare Advantage Direct Plus from UHC NM-15 (PPO)UnitedHealthcarePPO$0$5,9004 of 5
AARP Medicare Advantage Essentials from UHC NM-4 (PPO)UnitedHealthcarePPO$0$5,9004 of 5
AARP Medicare Advantage Extras from UHC NM-12 (PPO)UnitedHealthcarePPO$0$7,1504 of 5
AARP Medicare Advantage Giveback from UHC NM-7 (PPO)UnitedHealthcarePPO$0$7,1504 of 5
AARP Medicare Advantage from UHC NM-0009 (HMO-POS)UnitedHealthcareHMO-POS$0$6,7004 of 5
Blue Cross Medicare Advantage Basic (HMO-POS)Blue Cross and Blue Shield of IL, NMHMO-POS$0$7,1503 of 5
HealthSpring Preferred (HMO)HealthSpringHMO$0$4,3002.5 of 5
Humana Essentials Plus Giveback (PPO)HumanaPPO$0$7,8504 of 5
Humana Gold Plus H0028-019 (HMO)HumanaHMO$0$3,8004.5 of 5
Humana Total Complete (HMO)HumanaHMO$0$3,8004.5 of 5
Humana Value Choice (PPO)HumanaPPO$0$5,9004 of 5
HumanaChoice H5216-223 (PPO)HumanaPPO$20.00$4,9004 of 5
HumanaChoice H7617-068 (PPO)HumanaPPO$20.00$4,9004.5 of 5
AARP Medicare Advantage from UHC NM-0001 (PPO)UnitedHealthcarePPO$34.00$5,9004 of 5
Humana Full Access (PPO)HumanaPPO$60.00$3,9004.5 of 5

Advantage plans without drug coverage for 2027 (2)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage Patriot No Rx NM-MA01 (PPO)UnitedHealthcarePPONot listed$7,1504 of 5
Humana USAA Honor Giveback (PPO)HumanaPPONot listed$6,2004 of 5

Special Needs Plans for 2027 (12)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP)Blue Cross and Blue Shield of IL, NMHMO-POS D-SNP · Dual-Eligible$0$5,0003 of 5
Blue Cross Medicare Advantage Dual Care Plus (HMO-POS D-SNP)Blue Cross and Blue Shield of IL, NMHMO-POS D-SNP · Dual-Eligible$0$9,8503 of 5
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)HumanaHMO C-SNP · Chronic or Disabling Condition$0$9,8504.5 of 5
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)HumanaHMO C-SNP · Chronic or Disabling Condition$0$3,2504.5 of 5
HumanaChoice - Diabetes and Heart (PPO C-SNP)HumanaPPO C-SNP · Chronic or Disabling Condition$0$9,8504 of 5
Presbyterian Dual Plus (HMO D-SNP)Presbyterian Health PlanHMO D-SNP · Dual-Eligible$0$9,8503 of 5
UHC Complete Care NM-11 (PPO C-SNP)UnitedHealthcarePPO C-SNP · Chronic or Disabling Condition$0$4,9004.5 of 5
UHC Complete Care Support NM-1A (PPO C-SNP)UnitedHealthcarePPO C-SNP · Chronic or Disabling Condition$0$9,8504.5 of 5
UHC Dual Advantage NM-V1 (PPO D-SNP)UnitedHealthcarePPO D-SNP · Dual-Eligible$0$4,9003 of 5
UHC Dual Complete NM-Q1 (PPO D-SNP)UnitedHealthcarePPO D-SNP · Dual-Eligible$0$9,8503 of 5
UHC Dual Complete NM-S2 (PPO D-SNP)UnitedHealthcarePPO D-SNP · Dual-Eligible$0$9,8503 of 5
Molina Medicare Complete Care (HMO D-SNP)Molina Healthcare of New MexicoHMO D-SNP · Dual-Eligible$6.30$9,850Plan Too New To Be Measured

Stand-alone Part D drug plans are offered statewide: see New Mexico drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.