County Plan Watch
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New York

Medicare Advantage plans in Delaware County, NY: what changed for 2027

For 2027, Delaware County in New York has 7 Medicare Advantage plans that include drug coverage, compared with 7 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage7no change
Advantage plans without drug coverage4-2 from 2026
Special Needs Plans12-2 from 2026
$0 premium plans with drug coverage2-1 from 2026
Median out-of-pocket limit$9,8502026: $9,250
Plans rated 4 stars or more1-1 from 2026

Companies no longer offering Advantage plans here in 2027

If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.

7 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 5 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 6,042 of the 12,209 people eligible for Medicare in Delaware County were enrolled in a Medicare Advantage or other Medicare health plan, 49.5%. A year earlier it was 6,220 of 12,120 (51.3%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (7)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Wellcare Fidelis Assist (HMO-POS)WellcareHMO-POS$0$9,8503 of 5
Wellcare Fidelis Simple (HMO-POS)WellcareHMO-POS$0$9,8503 of 5
MVP Medicare WellValue with Part D (HMO-POS)MVP HEALTH CAREHMO-POS$71.00$9,8503.5 of 5
Aetna Medicare Signature (HMO)Aetna MedicareHMO$109.00$9,8503 of 5
Medicare Blue Choice 032 (HMO-POS)Excellus Health Plan, IncHMO-POS$155.30$9,8504 of 5
MVP Medicare Secure Plus with Part D (HMO-POS)MVP HEALTH CAREHMO-POS$165.00$6,0003.5 of 5
MVP Medicare Secure Plus Choice with Part D (PPO)MVP HEALTH CAREPPO$256.00$7,5003.5 of 5

Advantage plans without drug coverage for 2027 (4)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Aetna Medicare Eagle Giveback (PPO)Aetna MedicarePPONot listed$9,8504 of 5
MVP Medicare Preferred Gold without Part D (HMO-POS)MVP HEALTH CAREHMO-POSNot listed$7,2003.5 of 5
Medicare Blue Choice 033 (HMO-POS)Excellus Health Plan, IncHMO-POSNot listed$6,5004 of 5
Wellcare Fidelis Patriot Simple (HMO-POS)WellcareHMO-POSNot listed$9,8503 of 5

Special Needs Plans for 2027 (12)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Aetna Medicare Chronic Care Total (HMO C-SNP)Aetna MedicareHMO C-SNP · Chronic or Disabling Condition$0$9,8503 of 5
Aetna Medicare Full Dual (HMO D-SNP)Aetna MedicareHMO D-SNP · Dual-Eligible$0$9,8503 of 5
UHC Dual Complete NY-Q001 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$0$9,8504 of 5
UHC Dual Complete NY-S4 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$0$9,8504 of 5
Wellcare Fidelis Dual Access (HMO D-SNP)WellcareHMO D-SNP · Dual-Eligible$0$9,8503 of 5
Wellcare Fidelis Dual Liberty Sync (HMO D-SNP)WellcareHMO D-SNP · Dual-Eligible$0$9,8503 of 5
Aetna Medicare Longevity (PPO I-SNP)Aetna MedicarePPO I-SNP · Institutional$10.70$9,8504 of 5
UHC Dual Complete NY-S001 (PPO D-SNP)UnitedHealthcarePPO D-SNP · Dual-Eligible$19.40$9,8504.5 of 5
Nascentia Skilled Nursing Facility (HMO I-SNP)Nascentia Health PlusHMO I-SNP · Institutional$25.40$9,850Not Enough Data Available
Nascentia Dual Advantage (HMO D-SNP)Nascentia Health PlusHMO D-SNP · Dual-Eligible$27.00$9,850Not Enough Data Available
Nascentia Medicaid Advantage Plus (HMO D-SNP)Nascentia Health PlusHMO D-SNP · Dual-Eligible$30.30$9,850Not Enough Data Available
Wellcare Fidelis Dual Align Unity (HMO D-SNP)WellcareHMO D-SNP · Dual-Eligible$40.50$9,8503 of 5

Stand-alone Part D drug plans are offered statewide: see New York drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.