County Plan Watch
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New York

Medicare Advantage plans in Livingston County, NY: what changed for 2027

For 2027, Livingston County in New York has 9 Medicare Advantage plans that include drug coverage, compared with 13 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage9-4 from 2026
Advantage plans without drug coverage5-1 from 2026
Special Needs Plans14-2 from 2026
$0 premium plans with drug coverage2-2 from 2026
Median out-of-pocket limit$9,8502026: $9,250
Plans rated 4 stars or more4-2 from 2026

6 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 1 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 11,680 of the 15,713 people eligible for Medicare in Livingston County were enrolled in a Medicare Advantage or other Medicare health plan, 74.3%. A year earlier it was 11,372 of 15,297 (74.3%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (9)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Wellcare Fidelis Assist (HMO-POS)WellcareHMO-POS$0$9,8503 of 5
Wellcare Fidelis Simple (HMO-POS)WellcareHMO-POS$0$9,8503 of 5
Medicare Blue Choice Core (HMO)Excellus Health Plan, IncHMO$19.00$9,8504 of 5
HumanaChoice H5970-029 (PPO)HumanaPPO$65.00$9,2503 of 5
Medicare Blue Choice Prime (HMO-POS)Excellus Health Plan, IncHMO-POS$89.80$8,0004 of 5
Aetna Medicare Elite (PPO)Aetna MedicarePPO$109.00$9,8504 of 5
MVP Medicare WellValue with Part D (HMO-POS)MVP HEALTH CAREHMO-POS$217.00$9,8503.5 of 5
Medicare Blue Choice Optimum (HMO-POS)Excellus Health Plan, IncHMO-POS$263.00$6,7004 of 5
MVP Medicare Preferred Gold with Part D (HMO-POS)MVP HEALTH CAREHMO-POS$277.00$6,8003.5 of 5

Advantage plans without drug coverage for 2027 (5)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Aetna Medicare Eagle Giveback (PPO)Aetna MedicarePPONot listed$9,8504 of 5
Humana USAA Honor Giveback (PPO)HumanaPPONot listed$4,9503 of 5
MVP Medicare Preferred Gold without Part D (HMO-POS)MVP HEALTH CAREHMO-POSNot listed$7,2003.5 of 5
Medicare Blue Choice Freedom (HMO-POS)Excellus Health Plan, IncHMO-POSNot listed$6,5004 of 5
Wellcare Fidelis Patriot Simple (HMO-POS)WellcareHMO-POSNot listed$9,8503 of 5

Special Needs Plans for 2027 (14)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Elderplan Select (HMO-POS I-SNP)ElderplanHMO-POS I-SNP · Institutional$0$9,8503.5 of 5
Humana Gold Plus SNP-DE H3533-036 (HMO D-SNP)HumanaHMO D-SNP · Dual-Eligible$0$9,8503 of 5
Medicare Blue Dual Secure (HMO D-SNP)Excellus Health Plan Community Care LLCHMO D-SNP · Dual-Eligible$0$9,8503 of 5
UHC Dual Complete NY-Q001 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$0$9,8504 of 5
Wellcare Fidelis Dual Access (HMO D-SNP)WellcareHMO D-SNP · Dual-Eligible$0$9,8503 of 5
Wellcare Fidelis Dual Liberty Sync (HMO D-SNP)WellcareHMO D-SNP · Dual-Eligible$0$9,8503 of 5
Aetna Medicare Longevity (PPO I-SNP)Aetna MedicarePPO I-SNP · Institutional$10.70$9,8504 of 5
UHC Dual Complete NY-S001 (PPO D-SNP)UnitedHealthcarePPO D-SNP · Dual-Eligible$19.40$9,8504.5 of 5
MVP DualAccess Complete (HMO D-SNP)MVP HEALTH CAREHMO D-SNP · Dual-Eligible$22.20$9,8503.5 of 5
Medicare Blue Dual (HMO D-SNP)Excellus Health Plan Community Care LLCHMO D-SNP · Dual-Eligible$23.70$9,8503 of 5
UHC Dual Complete NY-S002 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$31.70$9,8504 of 5
Elderplan Advantage For Nursing Home Residents (HMO-POS I-SNP)ElderplanHMO-POS I-SNP · Institutional$33.70$9,8503.5 of 5
UHC Dual Complete NY-YL (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$40.50$9,8504 of 5
Wellcare Fidelis Dual Align Unity (HMO D-SNP)WellcareHMO D-SNP · Dual-Eligible$40.50$9,8503 of 5

Stand-alone Part D drug plans are offered statewide: see New York drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.