Medicare Advantage plans in Onondaga County, NY: what changed for 2027
For 2027, Onondaga County in New York has 18 Medicare Advantage plans that include drug coverage, compared with 23 in 2026, according to the CMS plan landscape files.
Advantage plans with drug coverage18-5 from 2026
Advantage plans without drug coverage6-4 from 2026
Special Needs Plans20-1 from 2026
$0 premium plans with drug coverage8-3 from 2026
Median out-of-pocket limit$9,5502026: $9,250
Plans rated 4 stars or more7+4 from 2026
16 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 7 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 66,362 of the 105,580 people eligible for Medicare in Onondaga County were enrolled in a Medicare Advantage or other Medicare health plan, 62.9%. A year earlier it was 64,870 of 103,807 (62.5%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (18)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Signature (HMO) | Aetna Medicare | HMO | $0 | $9,850 | 3 of 5 |
| Aetna Medicare Signature (PPO) | Aetna Medicare | PPO | $0 | $9,850 | 4 of 5 |
| Medicare Blue Choice 024 (HMO) | Excellus Health Plan, Inc | HMO | $0 | $9,850 | 4 of 5 |
| Trinity Health Plan New York Cash Back (HMO) | Trinity Health Plan New York | HMO | $0 | $9,250 | 3 of 5 |
| Trinity Health Plan New York No Premium (HMO) | Trinity Health Plan New York | HMO | $0 | $7,900 | 3 of 5 |
| Wellcare Assist Open (PPO) | Wellcare | PPO | $0 | $9,850 | 3 of 5 |
| Wellcare Giveback Open (PPO) | Wellcare | PPO | $0 | $9,850 | 3 of 5 |
| Wellcare Simple Open (PPO) | Wellcare | PPO | $0 | $9,850 | 3 of 5 |
| VNS Health EasyCare (HMO) | VNS Health Medicare | HMO | $25.00 | $9,850 | 4 of 5 |
| AARP Medicare Advantage from UHC NY-0006 (HMO-POS) | UnitedHealthcare | HMO-POS | $54.00 | $8,900 | 3.5 of 5 |
| Aetna Medicare Elite (PPO) | Aetna Medicare | PPO | $54.00 | $9,850 | 4 of 5 |
| Aetna Medicare Premier (PPO) | Aetna Medicare | PPO | $60.00 | $9,250 | 4 of 5 |
| HumanaChoice H5970-029 (PPO) | Humana | PPO | $65.00 | $9,250 | 3 of 5 |
| MVP Medicare WellValue with Part D (HMO-POS) | MVP HEALTH CARE | HMO-POS | $71.00 | $9,850 | 3.5 of 5 |
| Medicare Blue Choice 025 (HMO-POS) | Excellus Health Plan, Inc | HMO-POS | $75.30 | $8,500 | 4 of 5 |
| Medicare Blue Choice 026 (HMO-POS) | Excellus Health Plan, Inc | HMO-POS | $115.30 | $7,500 | 4 of 5 |
| MVP Medicare Secure Plus with Part D (HMO-POS) | MVP HEALTH CARE | HMO-POS | $165.00 | $6,000 | 3.5 of 5 |
| MVP Medicare Secure Plus Choice with Part D (PPO) | MVP HEALTH CARE | PPO | $256.00 | $7,500 | 3.5 of 5 |
Advantage plans without drug coverage for 2027 (6)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS) | UnitedHealthcare | HMO-POS | Not listed | $7,150 | 3.5 of 5 |
| Aetna Medicare Eagle Giveback (PPO) | Aetna Medicare | PPO | Not listed | $9,850 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $4,950 | 3 of 5 |
| MVP Medicare Preferred Gold without Part D (HMO-POS) | MVP HEALTH CARE | HMO-POS | Not listed | $7,200 | 3.5 of 5 |
| Medicare Blue Choice 027 (HMO-POS) | Excellus Health Plan, Inc | HMO-POS | Not listed | $6,500 | 4 of 5 |
| Trinity Health Plan New York Glory No RX (HMO) | Trinity Health Plan New York | HMO | Not listed | $6,300 | 3 of 5 |
Special Needs Plans for 2027 (20)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Chronic Care Total (HMO C-SNP) | Aetna Medicare | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 3 of 5 |
| Aetna Medicare Full Dual (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Medicare Blue Dual Secure (HMO D-SNP) | Excellus Health Plan Community Care LLC | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| UHC Complete Care NY-31 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $8,900 | 3.5 of 5 |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| Wellcare Dual Access Open (PPO D-SNP) | Wellcare | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Wellcare Fidelis Dual Access (HMO D-SNP) | Wellcare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) | Wellcare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| UHC Nursing Home Plan NY-F001 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP · Institutional | $4.20 | $9,850 | 5 of 5 |
| Aetna Medicare Longevity (PPO I-SNP) | Aetna Medicare | PPO I-SNP · Institutional | $10.70 | $9,850 | 4 of 5 |
| UHC Dual Complete NY-S001 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $19.40 | $9,850 | 4.5 of 5 |
| VNS Health EasyCare Plus (HMO D-SNP) | VNS Health Medicare | HMO D-SNP · Dual-Eligible | $23.60 | $9,850 | 4 of 5 |
| Medicare Blue Dual (HMO D-SNP) | Excellus Health Plan Community Care LLC | HMO D-SNP · Dual-Eligible | $23.70 | $9,850 | 3 of 5 |
| Nascentia Skilled Nursing Facility (HMO I-SNP) | Nascentia Health Plus | HMO I-SNP · Institutional | $25.40 | $9,850 | Not Enough Data Available |
| Nascentia Dual Advantage (HMO D-SNP) | Nascentia Health Plus | HMO D-SNP · Dual-Eligible | $27.00 | $9,850 | Not Enough Data Available |
| Nascentia Medicaid Advantage Plus (HMO D-SNP) | Nascentia Health Plus | HMO D-SNP · Dual-Eligible | $30.30 | $9,850 | Not Enough Data Available |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $31.70 | $9,850 | 4 of 5 |
| UHC Dual Complete NY-YL (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $40.50 | $9,850 | 4 of 5 |
| VNS Health Total (HMO D-SNP) | VNS Health Medicare | HMO D-SNP · Dual-Eligible | $40.50 | $0 | 4 of 5 |
| Wellcare Fidelis Dual Align Unity (HMO D-SNP) | Wellcare | HMO D-SNP · Dual-Eligible | $40.50 | $9,850 | 3 of 5 |
Stand-alone Part D drug plans are offered statewide: see New York drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.