County Plan Watch
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New York

Medicare Advantage plans in Schoharie County, NY: what changed for 2027

For 2027, Schoharie County in New York has 16 Medicare Advantage plans that include drug coverage, compared with 17 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage16-1 from 2026
Advantage plans without drug coverage5-2 from 2026
Special Needs Plans13+2 from 2026
$0 premium plans with drug coverage9+2 from 2026
Median out-of-pocket limit$9,8502026: $9,250
Plans rated 4 stars or more0-6 from 2026

Companies newly offering Advantage plans here in 2027

9 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 6 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 4,309 of the 8,469 people eligible for Medicare in Schoharie County were enrolled in a Medicare Advantage or other Medicare health plan, 50.9%. A year earlier it was 4,180 of 8,307 (50.3%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (16)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
CDPHP $0 Medicare Rx (HMO)CDPHP Medicare AdvantageHMO$0$9,8503.5 of 5
DEVOTED CHOICE 003 NY (PPO)Devoted HealthPPO$0$9,500Plan Too New To Be Measured
DEVOTED CHOICE GIVEBACK 004 NY (PPO)Devoted HealthPPO$0$9,850Plan Too New To Be Measured
DEVOTED CHOICE GIVEBACK EXTRAS 029 NY (PPO)Devoted HealthPPO$0$9,750Plan Too New To Be Measured
Wellcare Assist Open (PPO)WellcarePPO$0$9,8503 of 5
Wellcare Fidelis Assist (HMO-POS)WellcareHMO-POS$0$9,8503 of 5
Wellcare Fidelis Simple (HMO-POS)WellcareHMO-POS$0$9,8503 of 5
Wellcare Giveback Open (PPO)WellcarePPO$0$9,8503 of 5
Wellcare Simple Open (PPO)WellcarePPO$0$9,8503 of 5
HumanaChoice H5970-029 (PPO)HumanaPPO$65.00$9,2503 of 5
MVP Medicare WellValue with Part D (HMO-POS)MVP HEALTH CAREHMO-POS$71.00$9,8503.5 of 5
CDPHP Clear Rx (HMO)CDPHP Medicare AdvantageHMO$100.00$6,7503.5 of 5
Aetna Medicare Signature (HMO)Aetna MedicareHMO$109.00$9,8503 of 5
CDPHP Choice Rx (HMO)CDPHP Medicare AdvantageHMO$139.00$6,4003.5 of 5
MVP Medicare Secure Plus with Part D (HMO-POS)MVP HEALTH CAREHMO-POS$165.00$6,0003.5 of 5
MVP Medicare Secure Plus Choice with Part D (PPO)MVP HEALTH CAREPPO$256.00$7,5003.5 of 5

Advantage plans without drug coverage for 2027 (5)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Aetna Medicare Eagle Giveback (PPO)Aetna MedicarePPONot listed$9,8504 of 5
CDPHP Core (HMO)CDPHP Medicare AdvantageHMONot listed$6,4003.5 of 5
Humana USAA Honor Giveback (PPO)HumanaPPONot listed$4,9503 of 5
MVP Medicare Preferred Gold without Part D (HMO-POS)MVP HEALTH CAREHMO-POSNot listed$7,2003.5 of 5
Wellcare Fidelis Patriot Simple (HMO-POS)WellcareHMO-POSNot listed$9,8503 of 5

Special Needs Plans for 2027 (13)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Aetna Medicare Chronic Care Total (HMO C-SNP)Aetna MedicareHMO C-SNP · Chronic or Disabling Condition$0$9,8503 of 5
Aetna Medicare Full Dual (HMO D-SNP)Aetna MedicareHMO D-SNP · Dual-Eligible$0$9,8503 of 5
DEVOTED C-SNP CHOICE ENHANCED 017 NY (PPO C-SNP)Devoted HealthPPO C-SNP · Chronic or Disabling Condition$0$9,850Plan Too New To Be Measured
DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 023 NY (PPO C-SNP)Devoted HealthPPO C-SNP · Chronic or Disabling Condition$0$9,750Plan Too New To Be Measured
DEVOTED C-SNP CHOICE PLUS 015 NY (PPO C-SNP)Devoted HealthPPO C-SNP · Chronic or Disabling Condition$0$9,850Plan Too New To Be Measured
UHC Dual Complete NY-Q001 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$0$9,8504 of 5
UHC Dual Complete NY-S4 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$0$9,8504 of 5
Wellcare Dual Access Open (PPO D-SNP)WellcarePPO D-SNP · Dual-Eligible$0$9,8503 of 5
Wellcare Fidelis Dual Access (HMO D-SNP)WellcareHMO D-SNP · Dual-Eligible$0$9,8503 of 5
Wellcare Fidelis Dual Liberty Sync (HMO D-SNP)WellcareHMO D-SNP · Dual-Eligible$0$9,8503 of 5
Aetna Medicare Longevity (PPO I-SNP)Aetna MedicarePPO I-SNP · Institutional$10.70$9,8504 of 5
UHC Dual Complete NY-S001 (PPO D-SNP)UnitedHealthcarePPO D-SNP · Dual-Eligible$19.40$9,8504.5 of 5
Wellcare Fidelis Dual Align Unity (HMO D-SNP)WellcareHMO D-SNP · Dual-Eligible$40.50$9,8503 of 5

Stand-alone Part D drug plans are offered statewide: see New York drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.