Medicare Advantage plans in Westchester County, NY: what changed for 2027
For 2027, Westchester County in New York has 24 Medicare Advantage plans that include drug coverage, compared with 30 in 2026, according to the CMS plan landscape files.
Advantage plans with drug coverage24-6 from 2026
Advantage plans without drug coverage6-2 from 2026
Special Needs Plans35-4 from 2026
$0 premium plans with drug coverage6-4 from 2026
Median out-of-pocket limit$9,8502026: $9,250
Plans rated 4 stars or more9+1 from 2026
Companies no longer offering Advantage plans here in 2027
- Elderplan, Inc.
- Health Care Service Corporation
If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.
11 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 3 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 78,392 of the 200,637 people eligible for Medicare in Westchester County were enrolled in a Medicare Advantage or other Medicare health plan, 39.1%. A year earlier it was 76,088 of 196,026 (38.8%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (24)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Elite (PPO) | Aetna Medicare | PPO | $0 | $9,850 | 4 of 5 |
| Aetna Medicare Signature Care (HMO) | Aetna Medicare | HMO | $0 | $9,850 | 3 of 5 |
| EmblemHealth VIP Value (HMO) | EmblemHealth | HMO | $0 | $9,850 | 4 of 5 |
| Healthfirst 65 Plus Plan (HMO) | Healthfirst Medicare Plan | HMO | $0 | $9,850 | 3.5 of 5 |
| Wellcare Fidelis Assist (HMO-POS) | Wellcare | HMO-POS | $0 | $9,850 | 3 of 5 |
| Wellcare Fidelis Simple (HMO-POS) | Wellcare | HMO-POS | $0 | $9,850 | 3 of 5 |
| Healthfirst Increased Benefits Plan (HMO) | Healthfirst Medicare Plan | HMO | $17.10 | $9,850 | 3.5 of 5 |
| VNS Health EasyCare (HMO) | VNS Health Medicare | HMO | $25.00 | $9,850 | 4 of 5 |
| Anthem Medicare Advantage 2 (HMO-POS) | Anthem Blue Cross and Blue Shield HP | HMO-POS | $29.00 | $6,750 | 5 of 5 |
| AARP Medicare Advantage from UHC NY-34 (HMO-POS) | UnitedHealthcare | HMO-POS | $39.00 | $8,900 | 3.5 of 5 |
| EmblemHealth VIP Saver (HMO) | EmblemHealth | HMO | $40.40 | $9,850 | 4 of 5 |
| VillageCareMAX Medicare Select Advantage Plan (HMO) | VillageCareMAX | HMO | $40.50 | $9,850 | 3.5 of 5 |
| AARP Medicare Advantage from UHC NY-0013 (PPO) | UnitedHealthcare | PPO | $49.00 | $9,500 | 3 of 5 |
| MVP Medicare Complete Wellness with Part D (PPO) | MVP HEALTH CARE | PPO | $54.00 | $9,850 | 3.5 of 5 |
| Aetna Medicare Elite Extra (PPO) | Aetna Medicare | PPO | $59.00 | $9,850 | 4 of 5 |
| Anthem Medicare Advantage (HMO-POS) | Anthem Blue Cross and Blue Shield HP | HMO-POS | $59.00 | $8,000 | 3 of 5 |
| HumanaChoice H5970-029 (PPO) | Humana | PPO | $65.00 | $9,250 | 3 of 5 |
| Aetna Medicare Enhanced (HMO-POS) | Aetna Medicare | HMO-POS | $69.00 | $9,850 | 3 of 5 |
| Healthfirst Signature (HMO) | Healthfirst Medicare Plan | HMO | $92.00 | $9,850 | 2.5 of 5 |
| Aetna Medicare Enhanced (PPO) | Aetna Medicare | PPO | $101.00 | $9,850 | 4 of 5 |
| Healthfirst Signature (PPO) | Healthfirst Medicare Plan | PPO | $155.00 | $9,850 | 3 of 5 |
| MVP Medicare Secure Plus with Part D (HMO-POS) | MVP HEALTH CARE | HMO-POS | $165.00 | $6,000 | 3.5 of 5 |
| EmblemHealth VIP Gold (HMO) | EmblemHealth | HMO | $166.00 | $9,850 | 4 of 5 |
| EmblemHealth VIP Gold Plus (HMO) | EmblemHealth | HMO | $216.00 | $9,850 | 4 of 5 |
Advantage plans without drug coverage for 2027 (6)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS) | UnitedHealthcare | HMO-POS | Not listed | $7,150 | 3.5 of 5 |
| Aetna Medicare Eagle Giveback (PPO) | Aetna Medicare | PPO | Not listed | $9,850 | 4 of 5 |
| Anthem Veteran 2 (HMO-POS) | Anthem Blue Cross and Blue Shield HP | HMO-POS | Not listed | $6,800 | 5 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $4,950 | 3 of 5 |
| MVP Medicare Preferred Gold without Part D (HMO-POS) | MVP HEALTH CARE | HMO-POS | Not listed | $7,200 | 3.5 of 5 |
| Wellcare Fidelis Patriot Simple (HMO-POS) | Wellcare | HMO-POS | Not listed | $9,850 | 3 of 5 |
Special Needs Plans for 2027 (35)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Chronic Care Total (HMO C-SNP) | Aetna Medicare | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 3 of 5 |
| Elderplan Select (HMO-POS I-SNP) | Elderplan | HMO-POS I-SNP · Institutional | $0 | $9,850 | 3.5 of 5 |
| Healthfirst Connection Plan (HMO D-SNP) | Healthfirst Medicare Plan | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Senior Whole Health Medicare Complete Care (HMO D-SNP) | Senior Whole Health of New York | HMO D-SNP · Dual-Eligible | $0 | $9,850 | Not Enough Data Available |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| UHC Nursing Home Plan NY-F002 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP · Institutional | $0 | $9,850 | 5 of 5 |
| Wellcare Dual Access Open (PPO D-SNP) | Wellcare | PPO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Wellcare Fidelis Dual Access (HMO D-SNP) | Wellcare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP) | Wellcare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Aetna Medicare Longevity (PPO I-SNP) | Aetna Medicare | PPO I-SNP · Institutional | $10.70 | $9,850 | 4 of 5 |
| MVP DualAccess (HMO D-SNP) | MVP HEALTH CARE | HMO D-SNP · Dual-Eligible | $13.10 | $9,820 | 3.5 of 5 |
| UHC Dual Complete NY-S001 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $19.40 | $9,850 | 4.5 of 5 |
| Senior Whole Health of New York NHC (HMO D-SNP) | Senior Whole Health of New York | HMO D-SNP · Dual-Eligible | $21.40 | $9,850 | Not Enough Data Available |
| ElderServe Star (HMO I-SNP) | ElderServe Health | HMO I-SNP · Institutional | $22.00 | $9,850 | Not Enough Data Available |
| MVP DualAccess Complete (HMO D-SNP) | MVP HEALTH CARE | HMO D-SNP · Dual-Eligible | $22.20 | $9,850 | 3.5 of 5 |
| VNS Health EasyCare Plus (HMO D-SNP) | VNS Health Medicare | HMO D-SNP · Dual-Eligible | $23.60 | $9,850 | 4 of 5 |
| Hamaspik Medicare Choice (HMO D-SNP) | Hamaspik, Inc. | HMO D-SNP · Dual-Eligible | $26.70 | $9,850 | 4 of 5 |
| UHC Complete Care NY-35 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $29.00 | $8,900 | 3.5 of 5 |
| Longevity Health Plan (HMO I-SNP) | Longevity Health Plan | HMO I-SNP · Institutional | $29.70 | $8,750 | Not Enough Data Available |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $31.70 | $9,850 | 4 of 5 |
| Elderplan Advantage For Nursing Home Residents (HMO-POS I-SNP) | Elderplan | HMO-POS I-SNP · Institutional | $33.70 | $9,850 | 3.5 of 5 |
| Elderplan For Medicaid Beneficiaries (HMO-POS D-SNP) | Elderplan | HMO-POS D-SNP · Dual-Eligible | $37.90 | $9,850 | 3.5 of 5 |
| Elderplan Plus Long-Term Care (HMO-POS D-SNP) | Elderplan | HMO-POS D-SNP · Dual-Eligible | $40.40 | $9,850 | 3.5 of 5 |
| Hamaspik Medicare Select (HMO D-SNP) | Hamaspik, Inc. | HMO D-SNP · Dual-Eligible | $40.40 | $9,850 | 4 of 5 |
| Aetna Medicare Full Dual Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $40.50 | $9,850 | 3 of 5 |
| Anthem HealthPlus Full Dual Advantage (HMO D-SNP) | Anthem Blue Cross and Blue Shield HP | HMO D-SNP · Dual-Eligible | $40.50 | $9,850 | 3 of 5 |
| Anthem HealthPlus Full Dual Advantage LTSS 2 (HMO D-SNP) | Anthem Blue Cross and Blue Shield HP | HMO D-SNP · Dual-Eligible | $40.50 | $9,850 | 5 of 5 |
| ElderServe MAP (HMO D-SNP) | ElderServe Health | HMO D-SNP · Dual-Eligible | $40.50 | $9,850 | Not Enough Data Available |
| Healthfirst CompleteCare (HMO D-SNP) | Healthfirst Medicare Plan | HMO D-SNP · Dual-Eligible | $40.50 | $9,850 | 3.5 of 5 |
| Healthfirst Life Improvement Plan (HMO D-SNP) | Healthfirst Medicare Plan | HMO D-SNP · Dual-Eligible | $40.50 | $9,850 | 3.5 of 5 |
| UHC Dual Complete NY-YL (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $40.50 | $9,850 | 4 of 5 |
| VNS Health Total (HMO D-SNP) | VNS Health Medicare | HMO D-SNP · Dual-Eligible | $40.50 | $0 | 4 of 5 |
| VillageCareMAX Medicare Health Advantage Plan (HMO D-SNP) | VillageCareMAX | HMO D-SNP · Dual-Eligible | $40.50 | $9,850 | 3.5 of 5 |
| VillageCareMAX Medicare Total Advantage Plan (HMO D-SNP) | VillageCareMAX | HMO D-SNP · Dual-Eligible | $40.50 | $9,850 | 3.5 of 5 |
| Wellcare Fidelis Dual Align Unity (HMO D-SNP) | Wellcare | HMO D-SNP · Dual-Eligible | $40.50 | $9,850 | 3 of 5 |
Stand-alone Part D drug plans are offered statewide: see New York drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.