County Plan Watch
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Oklahoma

Medicare Advantage plans in Cherokee County, OK: what changed for 2027

For 2027, Cherokee County in Oklahoma has 13 Medicare Advantage plans that include drug coverage, compared with 20 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage13-7 from 2026
Advantage plans without drug coverage5-2 from 2026
Special Needs Plans11-1 from 2026
$0 premium plans with drug coverage7-5 from 2026
Median out-of-pocket limit$6,5002026: $5,950
Plans rated 4 stars or more12+5 from 2026

Companies no longer offering Advantage plans here in 2027

If you are in one of their plans, you should have received a notice. You can choose a new plan during Open Enrollment, and special enrollment rules can apply when a plan leaves your area.

9 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 0 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 4,047 of the 10,586 people eligible for Medicare in Cherokee County were enrolled in a Medicare Advantage or other Medicare health plan, 38.2%. A year earlier it was 3,913 of 10,428 (37.5%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (13)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage from UHC OK-0004 (HMO-POS)UnitedHealthcareHMO-POS$0$5,9004 of 5
AARP Medicare Advantage from UHC OK-0006 (PPO)UnitedHealthcarePPO$0$7,1504 of 5
Aetna Medicare Signature (PPO)Aetna MedicarePPO$0$7,1503.5 of 5
Humana Essentials Plus Giveback (PPO)HumanaPPO$0$7,9254.5 of 5
HumanaChoice Giveback H5216-264 (PPO)HumanaPPO$0$7,9254 of 5
HumanaChoice H5216-337 (PPO)HumanaPPO$0$5,7004 of 5
Senior Health Plan Silver Plus (HMO)CommunityCare Senior Health Plan (HMO)HMO$0$6,5004 of 5
HumanaChoice H5216-081 (PPO)HumanaPPO$26.00$6,8504 of 5
Senior Health Plan Platinum (HMO)CommunityCare Senior Health Plan (HMO)HMO$35.00$4,4504 of 5
AARP Medicare Advantage from UHC OK-0002 (HMO-POS)UnitedHealthcareHMO-POS$47.00$5,2004 of 5
HumanaChoice H5216-316 (PPO)HumanaPPO$50.00$4,9004 of 5
HumanaChoice H5216-083 (PPO)HumanaPPO$59.00$6,9004 of 5
Senior Health Plan Platinum Plus (HMO)CommunityCare Senior Health Plan (HMO)HMO$120.00$5,0004 of 5

Advantage plans without drug coverage for 2027 (5)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
AARP Medicare Advantage Patriot No Rx OK-MA01 (PPO)UnitedHealthcarePPONot listed$6,2004 of 5
AARP Medicare Advantage Patriot No Rx OK-MA2 (HMO-POS)UnitedHealthcareHMO-POSNot listed$6,7004 of 5
Humana USAA Honor Giveback (PPO)HumanaPPONot listed$4,7004 of 5
Humana USAA Honor Giveback (PPO)HumanaPPONot listed$4,7004.5 of 5
Senior Health Plan Silver Savings (HMO)CommunityCare Senior Health Plan (HMO)HMONot listed$4,5004 of 5

Special Needs Plans for 2027 (11)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Aetna Medicare Dual Care (PPO D-SNP)Aetna MedicarePPO D-SNP · Dual-Eligible$0$9,8503.5 of 5
HumanaChoice - Diabetes and Heart (PPO C-SNP)HumanaPPO C-SNP · Chronic or Disabling Condition$0$6,6004 of 5
HumanaChoice - Diabetes and Heart (PPO C-SNP)HumanaPPO C-SNP · Chronic or Disabling Condition$0$6,6004.5 of 5
HumanaChoice SNP-DE H5216-228 (PPO D-SNP)HumanaPPO D-SNP · Dual-Eligible$0$9,8504 of 5
HumanaChoice SNP-DE H5216-331 (PPO D-SNP)HumanaPPO D-SNP · Dual-Eligible$0$9,8504 of 5
HumanaChoice SNP-DE H7617-076 (PPO D-SNP)HumanaPPO D-SNP · Dual-Eligible$0$9,8504.5 of 5
UHC Dual Advantage OK-V1 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$0$6,5003.5 of 5
UHC Dual Complete OK-S002 (HMO-POS D-SNP)UnitedHealthcareHMO-POS D-SNP · Dual-Eligible$0$9,8503.5 of 5
UHC Dual Complete OK-S001 (PPO D-SNP)UnitedHealthcarePPO D-SNP · Dual-Eligible$10.30$9,8504.5 of 5
American Health Advantage of Oklahoma (HMO I-SNP)American Health Advantage of OklahomaHMO I-SNP · Institutional$11.00$9,850Not Enough Data Available
Senior Health Plan Oklahoma Dual Complete (HMO D-SNP)CommunityCare Senior Health Plan (HMO)HMO D-SNP · Dual-Eligible$11.00$9,2504 of 5

Stand-alone Part D drug plans are offered statewide: see Oklahoma drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.