County Plan Watch
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Oklahoma

Medicare Advantage plans in Payne County, OK: what changed for 2027

For 2027, Payne County in Oklahoma has 9 Medicare Advantage plans that include drug coverage, compared with 5 in 2026, according to the CMS plan landscape files.

Advantage plans with drug coverage9+4 from 2026
Advantage plans without drug coverage2+1 from 2026
Special Needs Plans6+3 from 2026
$0 premium plans with drug coverage4+2 from 2026
Median out-of-pocket limit$6,5002026: $6,750
Plans rated 4 stars or more9+9 from 2026

Companies newly offering Advantage plans here in 2027

0 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 5 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.

How many people here are in Medicare Advantage

In October 2026, 2,949 of the 13,930 people eligible for Medicare in Payne County were enrolled in a Medicare Advantage or other Medicare health plan, 21.2%. A year earlier it was 3,269 of 13,689 (23.9%).

CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.

Before you choose a plan

Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.

Advantage plans with drug coverage for 2027 (9)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Humana Essentials Plus Giveback (PPO)HumanaPPO$0$7,9254.5 of 5
HumanaChoice Giveback H5216-264 (PPO)HumanaPPO$0$7,9254 of 5
HumanaChoice H5216-337 (PPO)HumanaPPO$0$5,7004 of 5
Senior Health Plan Silver Plus (HMO)CommunityCare Senior Health Plan (HMO)HMO$0$6,5004 of 5
HumanaChoice H5216-081 (PPO)HumanaPPO$26.00$6,8504 of 5
Senior Health Plan Platinum (HMO)CommunityCare Senior Health Plan (HMO)HMO$35.00$4,4504 of 5
HumanaChoice H5216-316 (PPO)HumanaPPO$50.00$4,9004 of 5
HumanaChoice H5216-083 (PPO)HumanaPPO$59.00$6,9004 of 5
Senior Health Plan Platinum Plus (HMO)CommunityCare Senior Health Plan (HMO)HMO$120.00$5,0004 of 5

Advantage plans without drug coverage for 2027 (2)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
Humana USAA Honor Giveback (PPO)HumanaPPONot listed$4,7004 of 5
Senior Health Plan Silver Savings (HMO)CommunityCare Senior Health Plan (HMO)HMONot listed$4,5004 of 5

Special Needs Plans for 2027 (6)

PlanCompanyTypeMonthly premiumIn-network out-of-pocket limitStar rating
HumanaChoice - Diabetes and Heart (PPO C-SNP)HumanaPPO C-SNP · Chronic or Disabling Condition$0$6,6004 of 5
HumanaChoice - Diabetes and Heart (PPO C-SNP)HumanaPPO C-SNP · Chronic or Disabling Condition$0$6,6004.5 of 5
HumanaChoice SNP-DE H5216-228 (PPO D-SNP)HumanaPPO D-SNP · Dual-Eligible$0$9,8504 of 5
HumanaChoice SNP-DE H5216-331 (PPO D-SNP)HumanaPPO D-SNP · Dual-Eligible$0$9,8504 of 5
HumanaChoice SNP-DE H7617-076 (PPO D-SNP)HumanaPPO D-SNP · Dual-Eligible$0$9,8504.5 of 5
Senior Health Plan Oklahoma Dual Complete (HMO D-SNP)CommunityCare Senior Health Plan (HMO)HMO D-SNP · Dual-Eligible$11.00$9,2504 of 5

Stand-alone Part D drug plans are offered statewide: see Oklahoma drug plans.

Sources

  1. Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
  2. Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
  3. Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025

Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.