Medicare Advantage plans in Franklin County, PA: what changed for 2027
For 2027, Franklin County in Pennsylvania has 48 Medicare Advantage plans that include drug coverage, compared with 50 in 2026, according to the CMS plan landscape files.
Advantage plans with drug coverage48-2 from 2026
Advantage plans without drug coverage6-1 from 2026
Special Needs Plans27+2 from 2026
$0 premium plans with drug coverage24-1 from 2026
Median out-of-pocket limit$7,1502026: $6,700
Plans rated 4 stars or more34+1 from 2026
9 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 6 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 17,250 of the 39,579 people eligible for Medicare in Franklin County were enrolled in a Medicare Advantage or other Medicare health plan, 43.6%. A year earlier it was 17,060 of 38,874 (43.9%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (48)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Giveback from UHC PA-12 (PPO) | UnitedHealthcare | PPO | $0 | $9,200 | 4 of 5 |
| AARP Medicare Advantage from UHC PA-0002 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $7,150 | 4 of 5 |
| AARP Medicare Advantage from UHC PA-0011 (PPO) | UnitedHealthcare | PPO | $0 | $7,150 | 4 of 5 |
| AARP Medicare Advantage from UHC PA-0015 (PPO) | UnitedHealthcare | PPO | $0 | $7,150 | 4.5 of 5 |
| Aetna Medicare Advantra Signature (PPO) | Aetna Medicare | PPO | $0 | $9,250 | 4.5 of 5 |
| Aetna Medicare Advantra Signature Giveback (PPO) | Aetna Medicare | PPO | $0 | $9,850 | 4.5 of 5 |
| Aetna Medicare Signature Extra (PPO) | Aetna Medicare | PPO | $0 | $7,150 | 4 of 5 |
| Aetna Medicare Signature Giveback (PPO) | Aetna Medicare | PPO | $0 | $7,150 | 4.5 of 5 |
| Capital Blue Cross Essential (HMO) | Capital Blue Cross | HMO | $0 | $5,550 | 4 of 5 |
| Capital Blue Cross Value (PPO) | Capital Blue Cross | PPO | $0 | $9,800 | 4 of 5 |
| Community Blue Medicare HMO Signature (HMO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $0 | $7,150 | 4.5 of 5 |
| DEVOTED CHOICE 007 PA (PPO) | Devoted Health | PPO | $0 | $7,100 | 3 of 5 |
| DEVOTED CHOICE GIVEBACK 008 PA (PPO) | Devoted Health | PPO | $0 | $9,850 | 3 of 5 |
| DEVOTED CORE 012 PA (HMO) | Devoted Health | HMO | $0 | $6,250 | 3.5 of 5 |
| DEVOTED GIVEBACK 013 PA (HMO) | Devoted Health | HMO | $0 | $8,000 | 3.5 of 5 |
| DEVOTED GIVEBACK EXTRAS 034 PA (HMO) | Devoted Health | HMO | $0 | $6,850 | 3.5 of 5 |
| Geisinger Gold Classic Essential Rx (HMO) | Geisinger Gold | HMO | $0 | $7,150 | 4 of 5 |
| Geisinger Gold Preferred Complete Rx (PPO) | Geisinger Gold | PPO | $0 | $9,850 | 4 of 5 |
| HealthSpring Preferred (HMO) | HealthSpring | HMO | $0 | $7,900 | 3 of 5 |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | $0 | $8,250 | 4 of 5 |
| Humana USAA Honor Giveback with Rx (PPO) | Humana | PPO | $0 | $7,350 | 4 of 5 |
| Jefferson Health Plans Complete (HMO) | Jefferson Health Plans | HMO | $0 | $7,500 | 3 of 5 |
| Jefferson Health Plans Flex (PPO) | Jefferson Health Plans | PPO | $0 | $8,000 | 3 of 5 |
| Jefferson Health Plans Giveback (HMO) | Jefferson Health Plans | HMO | $0 | $9,850 | 3 of 5 |
| HealthSpring True Choice (PPO) | HealthSpring | PPO | $7.00 | $7,500 | 3 of 5 |
| Jefferson Health Plans Prime (HMO) | Jefferson Health Plans | HMO | $12.80 | $6,500 | 3 of 5 |
| Capital Blue Cross Basic (PPO) | Capital Blue Cross | PPO | $28.00 | $9,800 | 4 of 5 |
| Geisinger Gold Preferred Balance Rx (PPO) | Geisinger Gold | PPO | $29.00 | $9,850 | 4 of 5 |
| Geisinger Gold Value Rx (HMO) | Geisinger Gold | HMO | $29.00 | $9,000 | 4 of 5 |
| Aetna Medicare Value Plus (PPO) | Aetna Medicare | PPO | $35.00 | $7,500 | 4.5 of 5 |
| Jefferson Health Plans Preferred (PPO) | Jefferson Health Plans | PPO | $40.00 | $6,500 | 3 of 5 |
| AARP Medicare Advantage from UHC PA-0007 (PPO) | UnitedHealthcare | PPO | $57.00 | $6,300 | 4 of 5 |
| Aetna Medicare Advantra Enhanced (HMO-POS) | Aetna Medicare | HMO-POS | $58.00 | $7,500 | 3.5 of 5 |
| Geisinger Gold Classic Complete Rx (HMO) | Geisinger Gold | HMO | $58.00 | $5,700 | 4 of 5 |
| AARP Medicare Advantage from UHC PA-0008 (PPO) | UnitedHealthcare | PPO | $60.00 | $5,900 | 4 of 5 |
| Capital Blue Cross Value (HMO) | Capital Blue Cross | HMO | $63.00 | $6,500 | 4 of 5 |
| Community Blue Medicare HMO Distinct (HMO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | HMO | $72.00 | $6,500 | 4.5 of 5 |
| HumanaChoice R0110-008 (Regional PPO) | Humana | Regional PPO | $75.00 | $7,150 | 3.5 of 5 |
| Capital Blue Cross Classic (PPO) | Capital Blue Cross | PPO | $77.00 | $6,700 | 4 of 5 |
| Freedom Blue PPO ValueRx (PPO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $84.00 | $5,500 | 4.5 of 5 |
| Capital Blue Cross Premier (HMO) | Capital Blue Cross | HMO | $90.00 | $5,000 | 4 of 5 |
| Aetna Medicare Advantra Premier (PPO) | Aetna Medicare | PPO | $99.00 | $5,900 | 4.5 of 5 |
| Geisinger Gold Preferred Advantage Rx (PPO) | Geisinger Gold | PPO | $104.00 | $4,450 | 4 of 5 |
| HumanaChoice H5216-120 (PPO) | Humana | PPO | $107.00 | $7,600 | 4 of 5 |
| Freedom Blue PPO Standard (PPO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $135.00 | $5,000 | 4.5 of 5 |
| Geisinger Gold Classic Advantage Rx (HMO) | Geisinger Gold | HMO | $135.00 | $3,450 | 4 of 5 |
| Capital Blue Cross Prime (PPO) | Capital Blue Cross | PPO | $184.00 | $6,700 | 4 of 5 |
| Freedom Blue PPO Deluxe (PPO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $239.00 | $4,500 | 4.5 of 5 |
Advantage plans without drug coverage for 2027 (6)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx PA-MA01 (HMO-POS) | UnitedHealthcare | HMO-POS | Not listed | $7,150 | 4 of 5 |
| Aetna Medicare Advantra Eagle Plus (HMO-POS) | Aetna Medicare | HMO-POS | Not listed | $5,500 | 3.5 of 5 |
| Freedom Blue PPO Basic (PPO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | Not listed | $5,900 | 4.5 of 5 |
| Freedom Blue PPO Valor (PPO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | Not listed | $6,000 | 4.5 of 5 |
| Geisinger Gold Heritage (HMO) | Geisinger Gold | HMO | Not listed | $6,700 | 4 of 5 |
| HumanaChoice R0110-007 (Regional PPO) | Humana | Regional PPO | Not listed | $4,750 | 3.5 of 5 |
Special Needs Plans for 2027 (27)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Dual (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Aetna Medicare Longevity (HMO I-SNP) | Aetna Medicare | HMO I-SNP · Institutional | $0 | $9,850 | 3.5 of 5 |
| DEVOTED C-SNP ENHANCED 019 PA (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $7,000 | 3.5 of 5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 030 PA (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $6,850 | 3.5 of 5 |
| DEVOTED C-SNP PLUS 022 PA (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 3.5 of 5 |
| DEVOTED DUAL FULL 025 PA (HMO D-SNP) | Devoted Health | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| DEVOTED DUAL PLUS 005 PA (HMO D-SNP) | Devoted Health | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Humana Dual Select H6622-103 (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,250 | 4 of 5 |
| Humana Gold Plus SNP-DE H6622-078 (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| UHC Complete Care PA-17 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $7,150 | 4 of 5 |
| UHC Complete Care Support PA-1A (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4 of 5 |
| UHC Dual Complete PA-S002 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| UPMC for Life Complete Care (HMO D-SNP) | UPMC for Life Complete Care | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Wellcare PA Health & Wellness Dual Liberty Sync (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Wellcare PA Health & Wellness Dual Select (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP · Dual-Eligible | $0 | $5,400 | 3.5 of 5 |
| Aetna Medicare Chronic Care Value (HMO C-SNP) | Aetna Medicare | HMO C-SNP · Chronic or Disabling Condition | $0.50 | $9,850 | 3.5 of 5 |
| Geisinger Gold Secure Rx (HMO D-SNP) | Geisinger Gold | HMO D-SNP · Dual-Eligible | $1.00 | $9,850 | 4 of 5 |
| Amerihealth Caritas VIP Care (HMO D-SNP) | VISTA Health Plan Inc. | HMO D-SNP · Dual-Eligible | $9.00 | $9,850 | 3.5 of 5 |
| UHC Dual Complete PA-S001 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $11.70 | $9,850 | 3.5 of 5 |
| UHC Nursing Home Plan EX-F002 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP · Institutional | $12.50 | $9,850 | 5 of 5 |
| HealthSpring TotalCare Plus (HMO D-SNP) | HealthSpring | HMO D-SNP · Dual-Eligible | $12.80 | $9,850 | 3 of 5 |
| Highmark Wholecare Medicare Assured Diamond (HMO D-SNP) | Highmark Wholecare Medicare Assured | HMO D-SNP · Dual-Eligible | $12.80 | $9,850 | 3.5 of 5 |
| Highmark Wholecare Medicare Assured Ruby (HMO D-SNP) | Highmark Wholecare Medicare Assured | HMO D-SNP · Dual-Eligible | $12.80 | $6,500 | 3.5 of 5 |
| Jefferson Health Plans Dual Pearl (HMO D-SNP) | Jefferson Health Plans | HMO D-SNP · Dual-Eligible | $12.80 | $9,850 | 3 of 5 |
| Jefferson Health Plans Select (HMO D-SNP) | Jefferson Health Plans | HMO D-SNP · Dual-Eligible | $12.80 | $9,850 | 3 of 5 |
| Jefferson Health Plans Special (HMO D-SNP) | Jefferson Health Plans | HMO D-SNP · Dual-Eligible | $12.80 | $9,850 | 3 of 5 |
| UHC Dual Advantage PA-V1 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $12.80 | $7,150 | 3 of 5 |
Stand-alone Part D drug plans are offered statewide: see Pennsylvania drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.