Medicare Advantage plans in Montgomery County, PA: what changed for 2027
For 2027, Montgomery County in Pennsylvania has 46 Medicare Advantage plans that include drug coverage, compared with 49 in 2026, according to the CMS plan landscape files.
Advantage plans with drug coverage46-3 from 2026
Advantage plans without drug coverage12no change
Special Needs Plans36+6 from 2026
$0 premium plans with drug coverage26+2 from 2026
Median out-of-pocket limit$7,6502026: $6,750
Plans rated 4 stars or more27+4 from 2026
Companies newly offering Advantage plans here in 2027
- Perennial Consortium, LLC
10 Advantage plan IDs (not counting Special Needs or Cost plans) listed here for 2026 are not in the 2027 file and 7 plan IDs are new. Some of these are the same plan renamed or merged, so check the Annual Notice of Change from your plan.
How many people here are in Medicare Advantage
In October 2026, 71,353 of the 194,307 people eligible for Medicare in Montgomery County were enrolled in a Medicare Advantage or other Medicare health plan, 36.7%. A year earlier it was 70,390 of 189,469 (37.2%).
CMS counts enrollees in all Medicare health plans, including Advantage, cost and PACE plans, by the county where they live.
Before you choose a plan
Compare plans for your ZIP code, drugs and doctors on the official Medicare Plan Finder, or call 1-800-MEDICARE (1-800-633-4227). Free, unbiased counselling is available from your State Health Insurance Assistance Program at shiphelp.org.
Advantage plans with drug coverage for 2027 (46)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC PA-5 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $6,700 | 4 of 5 |
| AARP Medicare Advantage Extras from UHC PA-18 (HMO-POS) | UnitedHealthcare | HMO-POS | $0 | $7,150 | 4 of 5 |
| AARP Medicare Advantage Giveback from UHC PA-12 (PPO) | UnitedHealthcare | PPO | $0 | $9,200 | 4 of 5 |
| AARP Medicare Advantage from UHC PA-0010 (PPO) | UnitedHealthcare | PPO | $0 | $7,150 | 4 of 5 |
| Aetna Medicare Advantra Signature (HMO-POS) | Aetna Medicare | HMO-POS | $0 | $9,850 | 3.5 of 5 |
| Aetna Medicare Advantra Signature Giveback (PPO) | Aetna Medicare | PPO | $0 | $9,850 | 4.5 of 5 |
| Aetna Medicare Elite (PPO) | Aetna Medicare | PPO | $0 | $9,850 | 4.5 of 5 |
| Aetna Medicare Signature Extra (PPO) | Aetna Medicare | PPO | $0 | $7,150 | 4 of 5 |
| DEVOTED CHOICE 007 PA (PPO) | Devoted Health | PPO | $0 | $7,100 | 3 of 5 |
| DEVOTED CHOICE GIVEBACK 003 PA (PPO) | Devoted Health | PPO | $0 | $9,850 | 3 of 5 |
| DEVOTED CORE 023 PA (HMO) | Devoted Health | HMO | $0 | $7,500 | 3.5 of 5 |
| DEVOTED GIVEBACK EXTRAS 036 PA (HMO) | Devoted Health | HMO | $0 | $8,400 | 3.5 of 5 |
| HealthSpring Preferred (HMO) | HealthSpring | HMO | $0 | $7,700 | 3 of 5 |
| HealthSpring Preferred PA (HMO) | HealthSpring | HMO | $0 | $8,700 | 3 of 5 |
| HealthSpring Preferred Savings (HMO) | HealthSpring | HMO | $0 | $9,250 | 3 of 5 |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | $0 | $8,250 | 4 of 5 |
| Humana Total Complete (HMO) | Humana | HMO | $0 | $8,200 | 4 of 5 |
| Humana USAA Honor Giveback with Rx (PPO) | Humana | PPO | $0 | $7,350 | 4 of 5 |
| Humana Value Choice (PPO) | Humana | PPO | $0 | $7,750 | 4 of 5 |
| Jefferson Health Plans Complete (HMO) | Jefferson Health Plans | HMO | $0 | $7,500 | 3 of 5 |
| Jefferson Health Plans Flex (PPO) | Jefferson Health Plans | PPO | $0 | $8,000 | 3 of 5 |
| Jefferson Health Plans Giveback (HMO) | Jefferson Health Plans | HMO | $0 | $9,850 | 3 of 5 |
| Keystone 65 Assured Rx (HMO) | Independence Blue Cross | HMO | $0 | $9,850 | 4 of 5 |
| Perennial Advantage Freedom (HMO) | Perennial Advantage | HMO | $0 | $4,500 | Not Enough Data Available |
| Personal Choice 65 Achieve Rx (PPO) | Independence Blue Cross | PPO | $0 | $9,850 | 4 of 5 |
| Wellcare Simple (HMO-POS) | Wellcare | HMO-POS | $0 | $9,850 | 3.5 of 5 |
| HealthSpring True Choice (PPO) | HealthSpring | PPO | $9.00 | $7,900 | 3 of 5 |
| Jefferson Health Plans Prime (HMO) | Jefferson Health Plans | HMO | $12.80 | $6,500 | 3 of 5 |
| Keystone 65 Basic Rx (HMO) | Independence Blue Cross | HMO | $15.00 | $9,500 | 4 of 5 |
| Keystone 65 Focus Rx (HMO-POS) | Independence Blue Cross | HMO-POS | $15.00 | $7,150 | 4 of 5 |
| Geisinger Gold Value Rx (HMO) | Geisinger Gold | HMO | $29.00 | $9,000 | 4 of 5 |
| HumanaChoice H5525-005 (PPO) | Humana | PPO | $39.00 | $8,300 | 4 of 5 |
| Jefferson Health Plans Preferred (PPO) | Jefferson Health Plans | PPO | $40.00 | $6,500 | 3 of 5 |
| Aetna Medicare Value Care (HMO-POS) | Aetna Medicare | HMO-POS | $43.00 | $9,850 | 3.5 of 5 |
| HealthSpring Preferred Plus (HMO) | HealthSpring | HMO | $44.00 | $7,150 | 3 of 5 |
| Keystone 65 Essential Rx (HMO-POS) | Independence Blue Cross | HMO-POS | $45.00 | $9,000 | 4 of 5 |
| AARP Medicare Advantage from UHC PA-0008 (PPO) | UnitedHealthcare | PPO | $60.00 | $5,900 | 4 of 5 |
| AARP Medicare Advantage from UHC PA-0001 (HMO-POS) | UnitedHealthcare | HMO-POS | $63.00 | $6,700 | 4 of 5 |
| HumanaChoice R0110-008 (Regional PPO) | Humana | Regional PPO | $75.00 | $7,150 | 3.5 of 5 |
| AARP Medicare Advantage from UHC PA-0009 (PPO) | UnitedHealthcare | PPO | $81.00 | $7,150 | 4 of 5 |
| Keystone 65 Select Rx (HMO) | Independence Blue Cross | HMO | $94.00 | $6,750 | 4 of 5 |
| HumanaChoice H5216-120 (PPO) | Humana | PPO | $107.00 | $7,600 | 4 of 5 |
| Aetna Medicare Advantra Premier (PPO) | Aetna Medicare | PPO | $128.00 | $7,150 | 4.5 of 5 |
| Complete Blue PPO Distinct (PPO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | $137.00 | $6,750 | 4.5 of 5 |
| Keystone 65 Preferred Rx (HMO) | Independence Blue Cross | HMO | $178.00 | $4,450 | 4 of 5 |
| Personal Choice 65 Rx (PPO) | Independence Blue Cross | PPO | $207.00 | $5,950 | 4 of 5 |
Advantage plans without drug coverage for 2027 (12)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx PA-MA01 (HMO-POS) | UnitedHealthcare | HMO-POS | Not listed | $7,150 | 4 of 5 |
| Aetna Medicare Advantra Eagle (HMO-POS) | Aetna Medicare | HMO-POS | Not listed | $7,150 | 3.5 of 5 |
| Freedom Blue PPO Valor (PPO) | Highmark Blue Cross Blue Shield or Highmark Blue Shield | PPO | Not listed | $6,000 | 4.5 of 5 |
| Geisinger Gold Heritage (HMO) | Geisinger Gold | HMO | Not listed | $6,700 | 4 of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | Not listed | $6,700 | 4 of 5 |
| HumanaChoice Giveback H5216-116 (PPO) | Humana | PPO | Not listed | $4,150 | 4 of 5 |
| HumanaChoice R0110-007 (Regional PPO) | Humana | Regional PPO | Not listed | $4,750 | 3.5 of 5 |
| Keystone 65 Liberty Medical Only (HMO) | Independence Blue Cross | HMO | Not listed | $7,150 | 4 of 5 |
| Keystone 65 Preferred Medical Only (HMO) | Independence Blue Cross | HMO | Not listed | $4,450 | 4 of 5 |
| Keystone 65 Select Medical Only (HMO) | Independence Blue Cross | HMO | Not listed | $6,750 | 4 of 5 |
| UPMC for Life HMO No Rx (HMO) | UPMC for Life | HMO | Not listed | $6,500 | 4.5 of 5 |
| UPMC for Life PPO Salute (PPO) | UPMC for Life | PPO | Not listed | $9,850 | 4.5 of 5 |
Special Needs Plans for 2027 (36)
| Plan | Company | Type | Monthly premium | In-network out-of-pocket limit | Star rating |
|---|---|---|---|---|---|
| Aetna Medicare Dual Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Aetna Medicare Full Dual Care (HMO D-SNP) | Aetna Medicare | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Aetna Medicare Longevity (HMO I-SNP) | Aetna Medicare | HMO I-SNP · Institutional | $0 | $9,850 | 3.5 of 5 |
| DEVOTED C-SNP ENHANCED 016 PA (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $8,000 | 3.5 of 5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 027 PA (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $8,400 | 3.5 of 5 |
| DEVOTED C-SNP PLUS 021 PA (HMO C-SNP) | Devoted Health | HMO C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 3.5 of 5 |
| DEVOTED DUAL FULL 026 PA (HMO D-SNP) | Devoted Health | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| DEVOTED DUAL PLUS 007 PA (HMO D-SNP) | Devoted Health | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| HealthSpring Achieve (HMO C-SNP) | HealthSpring | HMO C-SNP · Chronic or Disabling Condition | $0 | $7,150 | 3 of 5 |
| Highmark Wholecare Medicare Assured Diamond (HMO D-SNP) | Highmark Wholecare Medicare Assured | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Humana Dual Select H6622-103 (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,250 | 4 of 5 |
| Humana Gold Plus SNP-DE H6622-078 (HMO D-SNP) | Humana | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 4 of 5 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) | Humana | PPO C-SNP · Chronic or Disabling Condition | $0 | $7,750 | 4.5 of 5 |
| Perennial Advantage Premier (HMO I-SNP) | Perennial Advantage | HMO I-SNP · Institutional | $0 | $4,500 | Not Enough Data Available |
| Provider Partners Pennsylvania Community Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP · Institutional | $0 | $2,600 | 3.5 of 5 |
| UHC Complete Care PA-17 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $7,150 | 4 of 5 |
| UHC Complete Care Support PA-1A (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP · Chronic or Disabling Condition | $0 | $9,850 | 4 of 5 |
| UHC Dual Complete PA-S002 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| UHC Dual Complete PA-S3 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| UPMC for Life Complete Care (HMO D-SNP) | UPMC for Life Complete Care | HMO D-SNP · Dual-Eligible | $0 | $9,850 | 3 of 5 |
| Wellcare PA Health & Wellness Dual Liberty Sync (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP · Dual-Eligible | $0 | $9,850 | 3.5 of 5 |
| Wellcare PA Health & Wellness Dual Select (HMO-POS D-SNP) | Wellcare | HMO-POS D-SNP · Dual-Eligible | $0 | $5,400 | 3.5 of 5 |
| Geisinger Gold Secure Rx (HMO D-SNP) | Geisinger Gold | HMO D-SNP · Dual-Eligible | $1.00 | $9,850 | 4 of 5 |
| UHC Dual Complete PA-S001 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP · Dual-Eligible | $11.70 | $9,850 | 3.5 of 5 |
| UHC Nursing Home Plan EX-F002 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP · Institutional | $12.50 | $9,850 | 5 of 5 |
| Aetna Medicare Chronic Care Value (HMO C-SNP) | Aetna Medicare | HMO C-SNP · Chronic or Disabling Condition | $12.80 | $9,850 | 3.5 of 5 |
| HealthSpring TotalCare Plus (HMO D-SNP) | HealthSpring | HMO D-SNP · Dual-Eligible | $12.80 | $9,850 | 3 of 5 |
| Highmark Wholecare Medicare Assured Ruby (HMO D-SNP) | Highmark Wholecare Medicare Assured | HMO D-SNP · Dual-Eligible | $12.80 | $6,500 | 3.5 of 5 |
| Jefferson Health Plans Dual Pearl (HMO D-SNP) | Jefferson Health Plans | HMO D-SNP · Dual-Eligible | $12.80 | $9,850 | 3 of 5 |
| Jefferson Health Plans Select (HMO D-SNP) | Jefferson Health Plans | HMO D-SNP · Dual-Eligible | $12.80 | $9,850 | 3 of 5 |
| Jefferson Health Plans Special (HMO D-SNP) | Jefferson Health Plans | HMO D-SNP · Dual-Eligible | $12.80 | $9,850 | 3 of 5 |
| Keystone First VIP Choice (HMO D-SNP) | VISTA Health Plan Inc. | HMO D-SNP · Dual-Eligible | $12.80 | $9,850 | 3.5 of 5 |
| Perennial Advantage Strive (HMO I-SNP) | Perennial Advantage | HMO I-SNP · Institutional | $12.80 | $9,850 | Not Enough Data Available |
| Provider Partners Pennsylvania Advantage Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP · Institutional | $12.80 | $9,850 | 3.5 of 5 |
| Provider Partners Pennsylvania Essential Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP · Institutional | $12.80 | $9,850 | 3.5 of 5 |
| UHC Dual Advantage PA-V1 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP · Dual-Eligible | $12.80 | $7,150 | 3 of 5 |
Stand-alone Part D drug plans are offered statewide: see Pennsylvania drug plans.
Sources
- Centers for Medicare & Medicaid Services, CY2027 Medicare Advantage and Part D Landscape file (data last updated 18 October 2026)
- Centers for Medicare & Medicaid Services, CY2026 Medicare Advantage and Part D Landscape file (September 2026 release)
- Centers for Medicare & Medicaid Services, MA State/County Penetration files, October 2026 and October 2025
Checked 29 October 2026. Plans and premiums can change before 1 January 2027. Confirm any plan on Medicare.gov before you enrol.